Consumer Credit Availability and Financial Exclusion in Australia

Payday loans face a low APR cap in Australia, but Nicola Howell suggests that more rate cap diversity/flexibility remain in place to aid at-risk consumers.
Capping payday loan rates too low will kill competition and hurt consumers – in Brisbane, Queensland or anywhere else.

Utah Lawmakers Reject Interest Rate Cap on Payday Loans

Much like neighboring state Arizona, Utah lawmakers have rejected a bill that would have capped interest rates on payday loans. READ MORE ...
Rep. Laura Black sponsored the bill.

Montana Payday Advance Loans Legislation Hits a Snag

Montana legislators are in a dead heat on payday advance loans regulation. Committee voted 9-9 on bills that would cap fees, interest rates. READ MORE...
Montana lawmakers face a long road to payday lending regulation.

More Restrictions on Virginia Payday Advance Loans

Virginia companies that offer payday advance loans can no longer offer open-ended loans.
Virginia senator Richard Saslaw crafted the legislation that bans payday lenders from offering open-ended loans.

Payday Loan Stocks Rise | Obama Considers Interest Rate Cap

Even in the midst of a bear market, shares in payday loan companies rose today. The rise followed the stocks getting an upgrade from an analyst.
Obama may change payday loan policies by imposing a 36 percent interest rate cap