Repair Your Credit | How You’re Judged (Pt. 4)
How credit agencies view you (conclusion)
Welcome back. CLICK HERE if you missed part three of this article.
You’ve made it to the very end of “Repair Your Credit,” and let’s keep going to the end by taking a continued look at what credit agencies look at when they produce a credit [...]
Repair Your Credit | Kicking a Case of the Borrows (Pt. 1)
Borrow less, for credit’s sake
Identifying Habits That Cost You Money
Welcome back to “Repair Your Credit.” Last time, you saw that the people who use personal loans to keep their credit rating in order aren’t all that different from you and me (demographically). This time, let’s start getting down to [...]
Your Credit Score | Things to Think About
Every move you make
I came across a couple of lines in an article that really caught my attention:
“Your credit score is not static. It changes with every single payment you make or fail to make.”
This was in an article by ABC News Consumer Correspondent Elizabeth Leamy.
A ray of hope
This quote [...]
Late Credit Card Payments Hit Record Highs, Again
More late payments than ever this year
Are you behind on your credit card bills? You’re not the only one.
A credit rating agency says that delinquency rates on credit card payments hit record highs for the second straight month.
Season of the late payment
Fitch’s Prime Credit Card Delinquency Index keeps track of [...]
In Credit Crunch, People Turn to Payday Loans, Microloans
Nontraditional lending more popular
Payday loans and microloans are becoming more popular as the recession and the credit crunch have made it more difficult for borrowers to secure financing.
Even individuals and businesses with good credit are being turned away by traditional lenders. Individuals are turning to payday loans more often, and [...]
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