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	<title>Personal Money Store Financial News Blog &#187; fuel consumption</title>
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		<title>From Payday Loans, to Payday at the Pump!</title>
		<link>http://personalmoneystore.com/moneyblog/2008/12/01/from-payday-loans-to-payday-at-the-pump/</link>
		<comments>http://personalmoneystore.com/moneyblog/2008/12/01/from-payday-loans-to-payday-at-the-pump/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 19:06:57 +0000</pubDate>
		<dc:creator>Jerry Swanson</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[fuel conservation]]></category>
		<category><![CDATA[fuel consumption]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://personalmoneystore.com/moneyblog/?p=7195</guid>
		<description><![CDATA[Falling Pump Prices Are Raising Checkbook Balances
Today marks the 75th day that gas prices have fallen and another day that consumers are saving money at the pump. This is good news for Americans approaching the Christmas holiday, when a lot of people get payday loans for those holiday gift expenses.
Payday Is Coming More Often.  [...]]]></description>
			<content:encoded><![CDATA[<h2>Falling Pump Prices Are Raising Checkbook Balances</h2>
<p>Today marks the 75th day that gas prices have fallen and another day that consumers are saving money at the pump. This is good news for Americans approaching the Christmas holiday, when a lot of people get payday loans for those holiday gift expenses.</p>
<h3>Payday Is Coming More Often.  Now At The Pump!</h3>
<p>With the troubled economy, saving money has been difficult.  Higher gas prices only compound the country&#8217;s economic strain and tend to discourage tourism and people&#8217;s willingness to travel, spend, and consume.</p>
<p>40% of American households live paycheck to paycheck so when the price of gas doubled, hitting a national high of $4.114 a gallon,  it put a lot of American consumers in trouble; alternative measures had to be taken just to make ends meet.  Utilizing local city transit systems, cutting back on consumer spending and taking advantage of payday loans services were just a few of the actions taken by many in order to meet and pay their monthly expenses.</p>
<div style="float:right;margin-right:5px;margin-bottom:5px;width: 191px"><img src="http://www.mimifroufrou.com/scentedsalamander/images/Shopping%20Logo%20TSS.jpg" alt="National retailers largely depend on revenue made by consumer spending during the holidays." width="181" height="194"  style="display:block;float:right;"/><p class="wp-caption-text">National retailers largely depend on revenue made by consumer spending during the holidays.</p></div>
<h3>Tis The Season To Be Spending</h3>
<p>With the the third quarter of the year responsible for the largest percentage of the nation&#8217;s <a href="http://personalmoneystore.com/moneyblog/2008/11/28/black-fridays-unsung-heros-consumer-credit-and-short-term-installment-loans/" title="consumer spending">consumer spending</a>, it is important for many retailers, and therefore the economy, that consumer spending habits be left unbridled for what is left of the Christmas shopping season.  This year has raised a lot of questions in regards to how much would be spent by consumers under the economic pressures such as rising gasoline.</p>
<p>Thankfully however, gas has dropped over 55% to a national average of $1.83 per gallon.  This has made some big differences in the balances of consumers&#8217; checkbooks.</p>
<blockquote><p>&#8220;It&#8217;s like an extra payday every time I go to the pump&#8221;, said one consumer.  &#8220;What was costing me over fifty dollars is now costing me under twenty-five.  I have to fuel up at least three times each month so it&#8217;s nice to see the extra seventy-five dollars in my pocket come the month&#8217;s end&#8221;</p></blockquote>
<p>This is an encouraging change of events as the money consumers save in gas, they are likely to spend on gifts for both themselves and others, which will help to stimulate and rejuvenate the state of our current economy.</p>
<h3>Saving Money Through Conservation</h3>
<div style="float:right;margin-right:5px;margin-bottom:5px;width: 231px"><img src="http://www.motherearthnews.com/uploadedImages/articles/issues/2007-08-01/Fuel-Economy1(1).jpg" alt="Practicing fuel economy can save you big in the long haul." width="221" height="122"  style="display:block;float:right;"/><p class="wp-caption-text">Practicing fuel economy can save you big in the long haul.</p></div>
<p>Saving money is a hot topic today  and gasoline seems to be where the money is being made, that is if you have learned to be conservative with it.  Here are a few <a href="http://personalmoneystore.com/moneyblog/2008/11/24/payday-loans-credit-repair-money-saving-tips-personal-money-store-is-here-to-help-you/" title="money saving tips">money saving tips</a> that will help you to do just that and save yourself even more money this month.</p>
<h3>Don&#8217;t Drive Aggressively</h3>
<p>Aggressively speeding up and slowing down  as well as constant breaking can  cost you up to 33% of your gas mileage on the freeway and  5% of your gas mileage in town.  Try to avoid the constant stop and go of your daily commutes.  This aggressive behavior is usually associated with being in a rush on the road, and will also send you out for payday loans to pay off traffic tickets. Practice leaving five minutes earlier for work and you can save on both gas and money.</p>
<h3>Keeping it under 60mph</h3>
<p>Honestly, how often do you keep your speed under sixty miles an hour on the freeway?</p>
<p>Most speed limits are around 65mph and everyone is always trying to press the &#8220;Ticket Limit&#8221; which is usually five to seven miles per hour above that.</p>
<p>The thing to remember here is that wind resistance increases exponentially with the rise in speed and although vehicles tend to reach their optimum fuel efficiency at different speeds, the general rule  of thumb is that it will cost you an additional $0.24 per gallon for each 5mph above 60mph.</p>
<p>Depending on the length of your daily commute and the speed at which you drive, you can decrease your fuel consumption dramatically and again, save money.</p>
<h3>Lose The Extra Weight</h3>
<p>Still have those fifty pound sandbags in  your truck from last winter?  If so, the last nine months may have cost you a small bundle.  For every hundred pounds extra, you may reduce your fuel consumptions by up to 2%.</p>
<h3>Cruise When You Can</h3>
<p>The steadier the speed you maintain, the better the fuel consumption you will achieve.  Whenever you are on the highway or freeway take advantage of automatic cruise control if you have it and remember to keep it at 60mph or under.</p>
<p>Every little bit helps, especially today.  Practice implementing the tips above and you will give yourself a  good start on saving the additional funds for the holiday&#8217;s and beyond.</p>
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