Little things that can mar a credit report
Watch out for the little things that can gang up on your credit report and bring down your FICO score.
Tuesday, June 14th, 2011 by By Steve Tarlow
Strategic defaults starting to decline slightly
The number of people entering into strategic defaults, or walking away from a mortgage when advantageous to do so, is starting to decline.
Tuesday, May 31st, 2011 by By Peter Stone
Overdraft does not harm credit, but it is not harmless
Checking overdraft alone won't smear your credit, but keeping up to date on your financial record is always advisable to help avoid fraud.
Wednesday, May 18th, 2011 by By Steve Tarlow
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Strategic defaulters more likely to be financially educated
Strategic default has been discussed more during the housing recession, and the people who do it are generally more financially savvy.
Monday, April 25th, 2011 by By Peter Stone
Understanding the down side of avoiding credit
Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
Wednesday, March 23rd, 2011 by By Steve Tarlow
Experian to include rental data in credit reports
Thanks to Experian RentBureau, some tenants will now be able to contribute to a good credit score by maintaining consistent rental payments.
Thursday, March 10th, 2011 by By Steve Tarlow
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Experian starts using rental payment data to figure credit scores
Experian is the first major credit reporting agency to factor in paying rent on time, rather than just paying late, to a credit score.
Thursday, February 3rd, 2011 by By Thomas Hart
Idea to incorporate savings rate into credit scores wins $50,000
Factoring savings into credit scores won the grand prize in a contest for ideas on how to boost the falling national savings rate to 10 percent.
Monday, December 20th, 2010 by By Thomas Hart
Debt management plans pay debt and restore credit
There are a lot of rumors circulating, which make people wary of creating a debt management plan. Here we weigh fact against fiction.
Friday, January 22nd, 2010 by By Laura M. Sands
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
FICO Announces Damage Guidelines for Credit Mistakes
FICO makes public the effects of common credit mistakes in concrete numbers on individual credit scores...
Tuesday, December 29th, 2009 by By Diane Bell
80 Percent APR Credit Card Terrorizes Consumers
The subprime credit card market has its uses, but First Premier Bank's 79.9 percent APR credit card is too much. Use payday loans instead and save a bundle!
Saturday, December 19th, 2009 by By Steve Tarlow
What Factors Determine Your Credit Rating?
This article looks at the factors used to calculate your credit score. Knowing this can help you understand what actions should be taken to maximize your credit worthiness.
Wednesday, December 2nd, 2009 by By Michael Eckenrod
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Fed Study Unintentionally Paints Rosier Picture for Payday Loans
This Federal Reserve/collegiate study attempts to show that payday loans lead to credit ruin, but they unintentionally suggest the reverse. CLICK HERE to see.
Wednesday, October 14th, 2009 by By Steve Tarlow
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