Little things that can mar a credit report
Watch out for the little things that can gang up on your credit report and bring down your FICO score.
Tuesday, June 14th, 2011 by By Steve Tarlow
Strategic defaults starting to decline slightly
The number of people entering into strategic defaults, or walking away from a mortgage when advantageous to do so, is starting to decline.
Tuesday, May 31st, 2011 by By Peter Stone
Overdraft does not harm credit, but it is not harmless
Checking overdraft alone won't smear your credit, but keeping up to date on your financial record is always advisable to help avoid fraud.
Wednesday, May 18th, 2011 by By Steve Tarlow
Where Is The Best Place To Get Payday Loans Online and Why?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
Strategic defaulters more likely to be financially educated
Strategic default has been discussed more during the housing recession, and the people who do it are generally more financially savvy.
Monday, April 25th, 2011 by By Peter Stone
Understanding the down side of avoiding credit
Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
Wednesday, March 23rd, 2011 by By Steve Tarlow
Experian to include rental data in credit reports
Thanks to Experian RentBureau, some tenants will now be able to contribute to a good credit score by maintaining consistent rental payments.
Thursday, March 10th, 2011 by By Steve Tarlow
Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Experian starts using rental payment data to figure credit scores
Experian is the first major credit reporting agency to factor in paying rent on time, rather than just paying late, to a credit score.
Thursday, February 3rd, 2011 by By Thomas Hart
Idea to incorporate savings rate into credit scores wins $50,000
Factoring savings into credit scores won the grand prize in a contest for ideas on how to boost the falling national savings rate to 10 percent.
Monday, December 20th, 2010 by By Thomas Hart
Debt management plans pay debt and restore credit
There are a lot of rumors circulating, which make people wary of creating a debt management plan. Here we weigh fact against fiction.
Friday, January 22nd, 2010 by By Laura M. Sands
How To Use Short Term Loans To Save Your Budget
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
FICO Announces Damage Guidelines for Credit Mistakes
FICO makes public the effects of common credit mistakes in concrete numbers on individual credit scores...
Tuesday, December 29th, 2009 by By Diane Bell
80 Percent APR Credit Card Terrorizes Consumers
The subprime credit card market has its uses, but First Premier Bank's 79.9 percent APR credit card is too much. Use payday loans instead and save a bundle!
Saturday, December 19th, 2009 by By Steve Tarlow
What Factors Determine Your Credit Rating?
This article looks at the factors used to calculate your credit score. Knowing this can help you understand what actions should be taken to maximize your credit worthiness.
Wednesday, December 2nd, 2009 by By Michael Eckenrod
Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Fed Study Unintentionally Paints Rosier Picture for Payday Loans
This Federal Reserve/collegiate study attempts to show that payday loans lead to credit ruin, but they unintentionally suggest the reverse. CLICK HERE to see.
Wednesday, October 14th, 2009 by By Steve Tarlow
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