The basics of a credit score

A credit score is a number used for many reasons, but taking control starts with understanding what is behind it.
FICO Score

Credit bureau Experian accused of fraud in California lawsuit

Experian, one of the three credit reporting bureaus, is being sued for fraud for selling credit reports information that is worthless.
Court

NPSL cards: The credit myth that puts you at risk

There are NPSL credit risks to consider. Find out what No Preset Spending Limit (NPSL) cards are and how they can affect your credit score..
Credit cards

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Raising a credit score saves a fortune in a lifetime of borrowing

Raising a credit score will save money on interest payments that can be invested to finance retirement by earning interest, not paying it.
raising credit score resulted in wealthy retirement

Low credit scores may exclude millions from economic recovery

More Americans with low credit scores face tougher prospects for finding jobs, getting loans and spending to help U.S. economic recovery...
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Credit score or credit scar? Which best describes your finances?

Your credit score tells the world how loan-worthy you are. Is yours a healthy number or has it been scarred by past poor financial decisions?
Woman peeking behind a blank white board.

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Credit Karma offers an emerging new model for free credit scores

Credit Karma is one of many emerging websites supported by advertising that allows users to access credit score information for free. READ ON
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Lower credit scores and tighter lending standards become the norm

A FICO report shows a record number of people in the lowest credit score categories and short-term credit is the only lifeline for millions.
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Five Keys to Unlock Your Financial Power

Unlocking your financial power means stepping out of debt and into prosperity. For those who wish to change their destiny, these five keys can help…

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

5 easy credit repair tricks to help you borrow money successfully

Is your credit score affecting your ability to borrow money? Put these five tricks to use to improve your FICO score, starting today.

Anonymous Credit Cards: Safety for Consumers, Merchants and Banks

Androulaki and Bellovin of Columbia University propose an anonymous credit card system where the privacy of all is respected. Identity theft could be eliminated
Using credit cards can be a pleasure and a pain. Will anonymous credit cards make security one less thing to worry about? (Photo: flickr.com)

Personal Money Store Makes You Cash Happy

Coming to Personal Money Store for your installment loans, payday loan, secured loans and quick cash needs just happens to be one of the best things you can...
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How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Equifax Score Watch | Know When Your Score Changes

It pays to know what your FICO® credit score is, particularly when you are looking for a loan. With Equifax Score Watch™, know your score and save big money!
Monitor Your FICO Score with Score Watch