Selling credit reports to payday lenders gets Teletrack fined

Subprime credit reporting agency Teletrack was fined nearly $2 million by the Federal Trade Commission for illegally selling information.
Credit report

Debt collectors trying to polish image in media

Debt collectors are starting to get into the media, but this time they're trying to rehabilitate their image in the press.
A call center

Debt relief and consolidation scams still rampant post-recession

As the number of debt relief or debt settlement companies has grown in the past few years, many companies have proven to be outright scams.
Penny coins

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Applying for loans can cause credit score drops

The point of having a good credit score is to get approved for loans with good rates. However, applying for a loan will ding a credit score.
Image of a persons' credit report

Federal agencies agree to cooperate on gas price investigation

Two federal agencies have signed an agreement to cooperate in investigating gas prices.
Gas pump

FTC fines company $250,000 for sock puppet reviews

The FTC has charged Legacy Learning $250,000 for creating fake online reviews; this shows how you purchase online is as important as where.
Guitar

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Federal Trade Commission shuts down work-from-home companies

The Federal Trade Commission and Department of Justice have taken steps to shut down more than 90 work-from-home companies because of fraud.
Work from home

Debt settlement relief companies ignoring memo from government

Debt settlement relief companies have been growing in number, but not all of them deliver. Many charge enormous fees for doing no work.
Coins

FTC strongly suggests do-not-track option in online privacy plan

The FTC urged companies in the online industry to adopt a do-not-track standard or the agency will lobby for Congress to do it for them...
do not track option for online privacy

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Debt relief companies now subject to tougher regulation

Debt relief is getting a lot of advertising these days. Though tougher regulation is in place, there are still a lot of scams out there...
Jackalope

Work at home business opportunities facing stronger regulation

The FTC has recommended new regulations for the work at home business opportunity market because of the frequent occurrence of fraud...
Envelope stuffing

FTC suing POM Wonderful for unsubstantiated health claims

POM Wonderful pomegranate juice and supplements are under legal fire from the FTC due to what it claims are unsubstantiated health benefits.
A promotional photo of various POM beverage products.

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Online payday loan company settles with W.Va. consumers

FFD Companies, a Nevada-based online payday loan group, will refund over $300,000 in fees and interest to W.Va. consumers. READ ON…
Close-up of a man's hand signing a legal settlement.

Online credit card scam stole millions, pennies at a time

An online credit card scam using identity theft and fake merchants raked in millions by charging millions of victims pennies at a time.
a photo illustration of online identity theft scams