Survey Shows Bank Lending Practices Create Need for Payday Loans
Traditional Banks Have Squeezed the Life Out of Consumer Lending
While the U.S. economy continues struggling to show signs of life, U.S. and international banks are tightening the noose on consumer lending, spurring the growth of payday loans. Prognosis for an economic turnaround early this year rapidly turned to fantasy as [...]
Payday Loans Trump Overdraft; Fed Reins in Banks
The Board wants overdraft changes
The Federal Reserve Board, Office of Thrift Supervision and National Credit Union Association are at it again, and payday loans are looking better than ever when compared with having to deal with overdraft charges on your checking account.
To recap for those of you who aren’t familiar [...]
Payday Loans Say It Straight, Unlike Bank Overdrafts
Unlike payday loans that are required by the Truth in Lending Act (TILA) to clearly publish and inform consumers of terms, conditions and percentage rates charged, bank overdraft fees are deceiving customers. They lead them astray by not giving them to option to inform their bank whether they want this [...]
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