Selling credit reports to payday lenders gets Teletrack fined

Subprime credit reporting agency Teletrack was fined nearly $2 million by the Federal Trade Commission for illegally selling information.
Credit report

Beware phantom debt pains from charge-offs

Beware: Even after debt debt drops off your credit report, debt collectors may still be able to collect. Arm yourself with information.
A sad female clown.

Experian adding renter history to credit scores calculations

Experian, the credit bureau, is adding rent payment history to its formula for calculating credit scores, which is good news for many people.
Apartments