Passing the time of unemployment

What do people do all over the world who have lost their jobs and need payday loans? The number of jobs in the U.S. fell all through 2008; layoffs in Europe, Asia and the developing world have only recently caught up as companies that resisted cuts in the past follow the lead of their American counterparts.

It’s like a germ encircling the globe

It’s like a giant contagious epidemic going around the globe. There doesn’t seem to be a country that hasn’t caught the unemployment germ and what’s worse, the germs seem to be strengthening on their meager diet.

The Global economy

Stories are coming in from every corner of the world. Jobs are drying up as the global economy enters its first overall downturn since The Great Depression, provoking social unrest in Europe and Asia along with calls to protect local workers from foreign competition.

Paris, Taiwan, Colombia

Look at the list of firings and unemployment: Lawyers in Paris, kitchen workers in Taiwan, bodyguards in Colombia. What’s going on? The ranks of the jobless are swelling even as once fast-growing economies fall victim to a tumbling global slowdown that has already claimed 3.6 million American jobs and millions more elsewhere.

Everywhere

In mainland China millions of migrant workers searching for jobs are finding that factories are closing down. There have been protests at individual factories in China and Indonesia where workers were laid off with little or no notice. Remember Taiwan? Exports were down 43 percent last month, the steepest plunge in Asia.

Will loans help?

In this climate, will Payday Loans help or will they come too late to save the victims? If I get a Payday Loan today while I am still employed and then I am fired tomorrow, what happens?

And those foreign workers, what of them?

In Britain, refinery and power plant employees walked off the job last month in protest at the use of Italian and Portuguese workers at a construction project on the coast of England. Soon there will be civil disruption and strikes as workers realize they are losing their livelihood to foreigners.

Who will help me get back home?

I am a student from Los Angeles. I decided to travel to Europe and study art. I went to Paris to spend time in the great art galleries. My money ran out so I took a job as a waiter in a restaurant. It worked very well; I studied art during the day and waited tables at night. This past week there have been few diners at the restaurant and I can see that I will soon be asked to leave.

I will not find another job here; there are thousands of Frenchmen on the streets looking for work. I do not have the price of the ticket back to L.A. I will simply be stuck here in Paris with no way of earning a living. Even the charcoal sketches of the Eiffel Tower that I used to do and sell to the tourists are no longer selling because there are no more tourists.

Hanging in there

I understand that I simply have to make the best of things and I am starting by rushing in my application for a Payday Loan. The money will go towards an air ticket to anywhere west of here and closer to home.

Cash Advance?

I started toying with this idea but could not come up with a solution to add to my financial resources. It was only when I met my friend that things began falling in place for me. She said, in passing, that if it were not for some sort of cash advance help, she would not have been able to cope with some of her financial burdens. I casually inquired about the cash advance and when she started explaining, things started settling for me at a different level. After leaving her, I did a crazy thing. I got online and looked up her payday loan website, “personal money store” and applied for the loan. To my surprise, the loan got approved and the amount was transferred to my bank.

Got things going -

From there on, things started happening fast. I asked my boss for my well deserved vacation and he was all too happy to oblige; he even gave me a bonus to enjoy. I went home and told my husband that we can now take that much needed break. Though he was pleased, he gave me a guarded look, hesitating to ask whether we will be able to afford it.

My skeptical husband. . .

It was not the travel plan that was upsetting him, but paying for the trip that bothered him. He is a little tight with his finances, as he has been paying off our house loan.  I told him not to worry, and that I will pay for the trip.  He was skeptical. He knows I am not good with savings. I smiled and asked him to be more positive and told him that I can handle this. He simply asked how. I said I have a bonus, a little savings and a payday loan. He was surprised and asked for an explanation about the loan. I explained to him that it is one of the easiest loans one can get. You simply have to make an online application and if that got through the approval process, which you find out about in minutes, the amount is delivered right to your account. He teased me, saying I would not have been approved for the loan if he had not helped me maintain my credit. I said I did not go through a credit check or even use any faxing to get the loan. That really got him interested.

So we sat down and started planning our vacation. We did a little online research to bag cheap offers. There are tremendous opportunities to travel cheaply. We found a good one to suit our budget and also leave us enough to enjoy our trip.

So here I am off to enjoy my vacation with my payday loan…