Overdraft Fees Send Scores to Check Cashing, Payday Loans
Exorbitant Overdraft Fees Erase Funds of the Working Poor
In the 1960s and 1970s, many of America’s largest banks decided to go “where the money is” by pulling their branches out of the inner cities and focusing more on affluent areas. It may be sheer coincidence that infamous bank robber John [...]
Cash Advance | A Responsible Source for Emergency Cash
Using cash advance loans responsibly
You’ve seen the disclaimer before about using cash advance loans responsibly. But what does that really mean? Sure, you’d be foolish to plan a trip to Las Vegas and go to the tables strictly with cash advance money. There is no guaranteed rate of return and [...]
Meditation & Payday Loans Change Things
Every now and again, I find myself seeking a payday loan.
Most of the time, I’m discovering ways to expand my knowledge and utilize my creativity. Sometimes, creating a world of wonder and victory around your living can eliminate work altogether, and replace it with resourcefulness and delight.
These bullet points are [...]
The Cash Advance and the Economy
The cash advance
The cash advance is quickly becoming a viable bill payment option in the current economy. With a struggling economy and businesses downsizing, many people are feeling the cash crunch when trying to get through their monthly bills. The quick cash advance is a solution. These advances [...]
A payday loan saves me after a day with my seven-year-old
Just me and the seven-year-old today – what could go wrong?
It’s the wife’s day off today. Since that payday loan I took out before the weekend had helped me replace her cosmetics from that last fiasco, she had graciously remained in a good mood – so she decided to treat [...]
Ohio HB 545 Can’t Kill Payday Loans: They Live!
Payday loans and the Small Loan Act
Jim Siegel of The Columbus Dispatch reports that the Ohio Department of Commerce will not regulate payday loans into oblivion. Great, but they’re on the verge of being taken away from the public as is, thanks to House Bill 545. It capped annual interest [...]
Payday Loans = Privacy; Facebook = Snake Oil
Payday loans are private, unlike Facebook
Payday loans are a private transaction for consumers who desire discretion during their emergency cash situations. Lots of people use them and appreciate the respect paid to their privacy, as credit checks are not typically required. But what happens when consumers who use an even [...]
Ohioans Will Have Payday Loans
Payday loans in Ohio: still alive
It’s interesting that 12 people took the time to vent their “moral outrage” over changes in the Ohio payday loans industry. Interesting, in that it wasn’t until the 13th person commented on Sheryl Harris’ Cleveland Plain Dealer editorial that they noticed something wacky.
Here it [...]
Cha-ching For Coinstar | Spare Change and Payday Loans
Coinstar, payday loans profit consumers
Payday loans help, but they aren’t the only way to grab emergency cash…
Tough economic times has all of us counting our pennies. You know you do it. Why should excess money sit around in mason jars instead of filling your wallet on a trip to the [...]
Workers Make Less Than in 1973 | Need a Payday Loan?
You’ll need a payday loan after this
Why do people look for a payday loan now and then? It’s not just because it’s a fast, convenient and discreet way to obtain emergency cash. The simple fact is that the cost of living has made it difficult for many American families to [...]
Payday Loans and the Motivation to Quit Smoking
Payday loans – money that motivates
The idea that short-term emergency cash can be obtained via payday loans is a real motivator for many consumers to apply. Money, it’s quite obvious, is a great motivator. According to Serena Gordon of U.S. News and World Report, some employers are using money to [...]
Payday Loans and Good News For Some Small Businesses
Recession good for some
Payday loans have helped consumers before and during the current recession, and they will continue to be an emergency cash aid after it ends (Q3 2009?). America’s recession has darkened the doors of many businesses that couldn’t shoulder the burden of so much lost business. Or, if [...]
UPDATE: South Carolina Payday Loan Bill Passes House
The South Carolina House gets it
Your payday loan news source has been keeping an eye on the South Carolina legislature lately as it relates to short-term consumer lending. From the time that legislation was introduced to when it reached the House for a vote, we’ve been watching. House Speaker pro [...]
Payday Loans and Free Choice Abused By GA, NH Lawmakers
Georgia payday loans class action settled
Payday loans should work for all. But a recent press release from Advance America today announced that they have settled a class action lawsuit in Georgia that resolves all claims against them in connection with any payday loan transactions in that state. Operations in Georgia [...]
Recession Ends Q3 2009 | Payday Loans Helping Now, Then
Payday loans help people from all walks of life to absorb the budget shocks that emergencies can create. Yet even short-term scenarios like these become increasingly difficult to swallow during a deep recession. This raises a question that’s on the minds of many Americans: “When is this going to end?”
To [...]
Ford Sales Outlook Positive; No Payday Loans Yet
Ford still doesn’t need Obama’s payday loans
Payday loans of the gargantuan sort may or may not be enough to fix the trouble that America’s automobile industry is facing. It is no stretch of the truth to say that the automakers are responsible for the mess they’ve made, and most have [...]
New Federal Reserve Payday Loan Study Chastens Critics
Payday loan study brings the facts
Gregory Elliehausen of the Board of Governors of the Federal Reserve system recently produced a telling payday loan report entitled “An Analysis of Consumers’ Use of Payday Loans.” This report gives us a glimpse into the demographic characteristics of payday loan customers and shows us [...]
Payday Loans for Winter Ills | Flu and Low Humidity
Winter flu study tells us to be prepared
Payday loans can help pay for that emergency trip to the doctor that you weren’t planning on. However, an ounce of prevention is always prudent. For instance, did you know that a lack of humidity helps the flu spread? And have you ever [...]
Detroit Public Schools Destitute, Receiving Payday Loans
Detroit Public Schools need payday loans
Payday loans of a sort from the State of Michigan have been infused into the sagging Detroit Public Schools district.
Chastity Pratt Dawsey of the Detroit Free Press reports that Detroit Public Schools is going to have trouble making payroll. A lot of trouble. In fact, [...]
South Carolina Payday Loan Bill: A Representative’s Perspective
South Carolina payday loan bill “balanced”
Harry Cato, the speaker pro tem of South Carolina’s House of Representatives, recently contributed an opinion piece to the Spartanburg Herald-Journal in which he agrees with the payday loan reform bill that has found heavy support in the General Assembly. He respects the [...]
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