Japanese Credit Card System – Option One or Two?

The Curious Japanese Card System
Despite Japan being one of the most technologically advanced nations in the world, it is largely a cash-based society. Larger stores do allow you pay with a credit card, but on the whole, Japanese shoppers don’t use credit cards as often as Americans do. I was [...]

Japanese Credit Card System

Americans Using Military Loans to Pay Down Debt

The military loan
Military loans are becoming popular with consumers. In the recession, many people are struggling to make bill payments on time and are looking for funding options. Because of the banking industry’s issues, traditional lending is not always an option. In particular, with Obama’s restructure of the lending industry, [...]

The Drill Instructor

Can Payday Loans Assist In A Recession?

Coping with a budget in a Tough Economy
With the growing problem of credit and budgets already tightened until “it hurts,” can a payday loan be a port in a storm? Of course, if you are among the unfortunate who have just been laid off or terminated from your employment, it’s [...]

George is Keeping an Eye On You!

What Should I Do? | Bankruptcy

These are tough financial times
You may be facing insurmountable debt, the danger of losing your home or car, and continual harassment from debt collectors. Your struggles may be compounded by divorce, the loss of a job, uninsured medical expenses, or a combination of unexpected events. If you are in [...]

money-and-stress-2

Which Bills Will Be Covered? Debt Consolidation Part 3

Find out which debt you can consolidate
As you can probably guess, a debt consolidation loan won’t cover all of your bills. Debt consolidation should only be used to pay off real debt, meaning a lump sum that you owe and are trying to pay off.
If you have several large bills [...]

credit cards

Credit Card Cash Advances Versus Payday Loans

Know your options
Lately, I have been stewing a bit over the amount of interest I’ll end up paying on some cash advances I got on my credit card. Had I known more about my options beforehand, I would have definitely made a different choice. If I’d taken out a payday [...]

They look so innocent, don't they?

Storage Unit Auctions | More Property Lost in Recession

A growing trend
Auctioneers who run storage unit auctions say they are busier than ever.
When people fall too far behind on their storage unit payments, the company that owns the unit auctions off the contents to open up the space for another customer.
Business booming for auctioneers
This has been happening more frequently [...]

Trash or treasure?

Household Net Worth Takes Record Plunge

Fourth quarter 2008 marks big drop in wealth
From October to December in 2008, household net worth took the biggest dive on record. Overall, households in the United States lost $5.1 trillion, the largest amount lost since the government started keeping records in 1952.
That drop was almost twice the decrease that [...]

no money

Desperate Times Drive Some to Desperate Measures

Economy brings out the criminal in some
Failing businesses, depleted stock portfolios and family debt have driven some unusual suspects to be accused of robbery lately.
It seems the stress of dealing with a broken economy has caused a few people to snap — people who others describe as regular, upstanding citizens. [...]

Bank robberies have taken on some unusual forms lately.

South Carolina and Payday Loans

There’s a bill on Payday loans in South Carolina
If I live in South Carolina, should I look elsewhere to get my payday loans? It looks like I should, that is if I want more than one loan. Taking multiple loans has been banned here by the legislature and the bill [...]

Sunrise, Fort Sumter

Debunking Payday Loans myths

What is the truth about payday loans?

It is a myth that Payday loans may eat you up. Some financial pundits and the prominent grapevine would have you believe that instead of being your savior, payday loans are your killer. This is far from the truth.
Why would payday loan lenders want [...]

The truth about Payday Loans

Excuse me, is this the line for Payday Loans?

In bad times everyone can use a little extra money or Payday Loans
When times are bad, anyone can get into debt. It doesn’t matter how important you are or at what level you live. An accident can put you in the hospital, and then you’ll be happy to have a [...]

SAN FRANCISCO - MARCH 06

Payday loans can keep us out of credit card debt

Payday loans and wide possibilities.
There are so many possibilities of how you can use payday loans to your advantage.  One of those ways is that the loan can be used to stay away from credit card debt. Many of us find ourselves falling short of credit card payments and accumulating [...]

Credit Card

Payday Loan E-Book |Tips for Smart Borrowers

What information do you need to know about applying for a payday loan?
There are so many important facts and issues that are highly relevant to applying for a payday loan or installment loan that uninformed borrowers pay a higher price. Here are just some quick facts that all borrowers should [...]

Tips For Smart Borrowers

Hello January, Hello Payday Loan

Do you remember me from last year … and the year before…?  It’s going to take a Payday Loan to thaw me out. January is the coldest month of the year in the Northern half of the planet.
I am financially frozen every January, ever since I seriously started using money, [...]

A tree covered with Snow

Financial Literacy in Kansas | Article by Your Payday Loan Source

A legislator in Kansas is pushing for a bill that would require students to become financially literate before they are even old enough to apply for a payday loan. In fact, Rep. Melody McCray-Miller wants children to learn about personal finance from Kindergarten through 12th grade.

Can children learn about the [...]

Alphabet 02

Payday Loans Can Help | Scams Will Hurt | Part II

In “Payday Loans Can Help | Scams Will Hurt | Part I,” I covered some scams that are expected to continue in 2009, according to MSNBC.com. These scams are nothing new, but with the economy going the way it is, people in debt and cash-strapped consumers may be more susceptible [...]

Seal of the United States Internal Revenue Ser...

Payday Loans Can Help | Scams Will Hurt | Part I

There are many options, like payday loans, to help people who are going through rough financial times.  Unfortunately, while some institutions seek to help those hurt by the recession and the economy, scammers and con artists will no doubt continue to try to take advantage of those people.

Think you can [...]

Day 22: Have Your Cake . . .

Middle Class Using Payday Loans | Financial New Year’s Resolutions

If you’re realizing that payday loans can be a helpful alternative to late fees or bounced checks, you’re not alone. You also have lots of company if you’re making financial new year’s resolutions for 2009.

Using cash instead of plastic can help you have a Happy New Year!

Payday Loans looking better [...]

Money

Hospitals Need Bad Credit Repair | Emergencies and Payday Loans

Health Care Industry Suffers with Economy
An article by your payday loans source.
Hospitals are facing the need for bad credit repair as they continue to incur bad debt along with the rest of America. Health care is a crucially necessary industry, but the business of saving lives isn’t immune to the [...]

The emergency department entrance at Mayo Clin...