Debt relief and consolidation scams still rampant post-recession

As the number of debt relief or debt settlement companies has grown in the past few years, many companies have proven to be outright scams.
Penny coins

Beware phantom debt pains from charge-offs

Beware: Even after debt debt drops off your credit report, debt collectors may still be able to collect. Arm yourself with information.
A sad female clown.

Efficient tips for reaching credit card debt relief

Learn how to reach credit card debt relief with "easy to adapt" strategies. Save money, create more income and start living debt free today!
Two women discussing credit card debt relief.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Shoppers favored cash over credit cards on Black Friday

Black Friday shoppers this year cut back on credit cards and used instant cash. In fact, Black Friday credit card use dropped 50 percent.
Cash

Using a personal loan for credit card debt could be a good move

Ignore debt relief ads and consider getting rid of credit card debt by taking out a personal loan with a lower interest rate than your cards.
get rid of credit card debt with a personal loan

Crystal Cathedral bankruptcy | More than $43 million owed

Crystal Cathedral, one of the first megachurches ever founded, is filing for Chapter 11 protections. What will happen to this huge church?
Crystal Cathedral

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Blockbuster Video is getting bankruptcy loan modification

Blockbuster has filed for bankruptcy in order to get some loan modification. The huge video rental chain has been losing ground for years.
VHS tape

SUNY enacts greater protection for students against credit cards

SUNY has just changed the rules about how credit card companies can market on campuses. There is rising concern about debt among students.
Black Hole Quasar

Consumers shedding debt from credit cards

Credit card debt can be dangerous, and a lot of people are paying it off. Credit card debt has been steadily decreasing for more than a year.
Alcatraz

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

20 percent of homeowners under water on mortgage loans

Recent studies show that despite some improvement, more than 20 percent of mortgages are underwater and foreclosures are still increasing.
Submarine

Fewer people are using their credit cards

Recent data from the U.S. Commerce Department reveals that fewer people use credit cards, and more people are saving than ever. READ MORE...
Anchor

Plan your debt consolidation carefully for real debt reduction

Debt consolidation can be a good strategy for debt relief -- with careful planning to ensure you do not end up paying more in the long run.
A man with his fingers on his temple, looking at a paper and stressed over debt.

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

For real debt reduction, plan your debt consolidation carefully

Debt consolidation -- with careful planning to ensure you don't end up paying more in the long run -- can be a good strategy for debt relief.
an eraser being appllied to the word "debt" on a piece of paper

Don’t fall for credit card debt relief scams, just do it yourself

Credit card debt relief scams multiplied during the long economic downturn, but the best way to reduce and manage debt is to do it yourself.
cutting a credit card with a pair of scissors

Practical debt consolidation: personal installment loans online

Personal installment loans online are a practical solution for debt consolidation when overall monthly payments are lower with one payment.
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How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Personal loans rise as credit cards fall

Credit card debt has declined, while personal loan use increased, as the total US consumer debt increased slightly in April. READ MORE...
Cutting Shears

Prime Minister Gordon Brown to resign

U.K. Prime Minister Gordon Brown has announced he will be resigning as Prime Minister. British Government intrigue continues. READ ON...
Gordon Brown