Debt management plans pay debt and restore credit

There are a lot of rumors circulating, which make people wary of creating a debt management plan. Here we weigh fact against fiction.

Credit Counseling – Debt Management Plans and Consumer Psychology

Credit counseling for consumers depends greatly upon on consumer attitude and intent. Xiao and Wu's study looks at the connection. START HERE.
Credit counseling and a debt management plan can lead to greater peace of mind for consumers in a bind, but proper education is needed first. (Photo: picasaweb.google.com)