Expensive alternatives to checking accounts becoming more popular

Prepaid debit cards are touted as a great alternative to checking accounts. The cards can be expensive but helpful for those without bank accounts.
Stack of credit cards

JP Morgan Chase introduces $5 ATM transaction fees

JP Morgan Chase is leading the charge to raise non-customer ATM fees. The bank has introduced a whopping $5 non-customer fee.
A JP Morgan Chase high-rise office building

Why opting out of debit card overdraft coverage is a good idea

Some banks don't want you to opt out of debit card overdraft coverage, because they make money by charging debit card overdraft fees. READ ON...
a woman at an ATM

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

EPPICard: Less phishing, more administrative fees

The EPPICard debit card that allows access to the quick payday of state benefits can be loaded with fees and put users in danger of a scam.
A man submerged in murky financial waters is about to bite on the hook of the EPPICard phishing scam.

Debit card amendment hits consumers in the wallet

Senator Dick Durbin has amended the financial reform law in a way that will likely make banking and shopping more expensive for consumers…
A portrait of Illinois Senator Dick Durbin. His amendment to the financial reform law involving debit cards and interchange rates will make banking and shopping more expensive for consumers, claims Fox News commentator Dana Perino.

Without overdraft fees, will banks fire customers?

Congress has cracked down on overdraft fees, including those incurred by debit card transactions. Will banks have to "fire" bad customers?
Witness a caricature photograph of a man watching his money literally go down the drain. That's the way many customers who have had to deal with bank overdraft feel. As laws clamp down on what banks can charge, will banks simply fire customers?

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Eppicard | Scammers target state payment debit cards

The Eppicard system is used by 19 states to distribute benefits, but phishing scams are coming out. Is the system really safe and effective?
Red ATM machines

Rush Card | Pros and cons of prepaid cards

The Rush Card markets itself as a credit/debit card - but what fees are associated with a Rush card, and are there other options? READ ON...
Visa card

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Five Common Financial Mistakes

Financial mistakes are common, but repeating them shouldn't be. Identifying common errors helps in avoiding them in the future. READ MORE ...

Using a debit card instead of a credit card

Although they can be used to purchase items in the same way that a credit card can, debit cards feature major differences that consumers should be aware of.

Consumers Tired of Credit Decide to Use Cash

Though secured loans were once thought of as the key to managing finances, today’s consumer is moving to cash only...

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Anonymous Credit Cards: Safety for Consumers, Merchants and Banks

Androulaki and Bellovin of Columbia University propose an anonymous credit card system where the privacy of all is respected. Identity theft could be eliminated
Using credit cards can be a pleasure and a pain. Will anonymous credit cards make security one less thing to worry about? (Photo: flickr.com)

Trim Your Budget to Get Extra Cash

You’re on a tight budget it’s hard to find places to cut back on spending. But if you take a closer look, there are ways to trim the budget and make ends meet.
A little trim saves a lot of money (photo: flickr.com)