Convenience – But At What Cost?
Using credit cards can be a pleasure and a pain. Will anonymous credit cards make security one less thing to worry about? (Photo: flickr.com)
Credit cards are both a blessing and a curse for millions of people worldwide. Managed use of this form of consumer credit [...]
Budgets are tight today
Today, many families are struggling with tight budgets. Even in better economic times, it can be difficult to find ways to save money when there’s little or none left at the end of the month. But when you take a really close look at your spending habits, [...]
So many people benefit from a quick cash advance.
That’s what the world wants and needs these days. I can’t say I’m the quickest chap in the world, and I mean that in terms of my physical speed, not my mental aptitude. I wake up 10 minutes before my alarm clock [...]
Unlike payday loans that are required by the Truth in Lending Act (TILA) to clearly publish and inform consumers of terms, conditions and percentage rates charged, bank overdraft fees are deceiving customers. They lead them astray by not giving them to option to inform their bank whether they want this [...]
The Result Are In
Once again, bank ATM and overdraft fees are on the rise. This comes after a survey released last week by Bankrate.com based on information from 249 banks in the nations 25 largest metropolitan areas. The good news however, is that avoiding such fees is easy. [...]
Q. Credit card fraud led to me receiving a £2,000 American Express bill. AmEx told me to cancel my direct debit with my bank, Alliance & Leicester, to avoid this payment being processed. I tried to cancel using A&L’s online service and thought I had done this when I [...]