Still Not Sure? More Signs that You Need Debt Consolidation | Part 6
Recognize red flags
I’ve previously mentioned in this debt consolidation series that this step isn’t for everyone. We have been introduced to debt consolidation. I covered the benefits and which bills can be covered.
If you’re still not sure whether it’s time for you to get debt consolidation help, here are some [...]
Repair Your Credit | No Cycle of Debt Here (Pt. 2)
Don’t buy the spin cycle
And we’re back. If you missed the beginning of this discussion, CLICK HERE. Apply the ideas and you may just “Repair Your Credit!”
The biggest cause for the cycle of debt is people who borrow more than they can afford to repay. Statistically this is a very [...]
Center For Responsible Lending: Subprime Hypocrites
Subprime economic destroyer
America has entered an economic depression. Much of the blame for this depression can be placed squarely upon the shoulders of mortgage lenders who chopped their way into the subprime market with a hatchet called optional adjustable-rate mortgages.
These types of loans were incredibly destructive to borrowers because they allowed homeowners [...]
Justice? Or Just Excuses? | The Payday Loans Industry Debate
Justice or Just Excuses
The payday loans industry has become a touchy subject, especially lately. The frequency at which we are seeing this topic in the news, in the paper and on the internet has been alarming, but should it be? Are the opponents of the industry crying [...]
Payday Loans Lending may be Abolished in Ohio
The Big Dilemma in Ohio!
The fight to limit interest rates on payday loans will be on the ballot in Ohio. Opponents say that payday loans trap borrowers into a cycle of debt, stating that the interest rates are to high.
What the Opponents of the Payday Loan Industry Want
Opponents of [...]
Are Payday Loans Responsible for the Cycle of Debt?
Banks are pointing the finger at everyone else around them
In Business First of Columbus there was an article titled “Credit Counselors Steer Clients Clear of Payday Loans“
The article says: “The nonprofit research group Policy Matters Ohio is putting its support behind efforts to keep new restrictions on payday loans lenders [...]
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