The Difference Between a Creditor and a Collection Agency

A creditor is not necessarily the same as a collection agency, and different rules apply to how each may operate. Understanding this helps in resolving debt.

Borrowing Money Doesn’t Have to Lead to Bankruptcy

Many consumers who borrow money make mistakes that lead to bankruptcy. Here are some ways to avoid having to file...

Debt management plans pay debt and restore credit

There are a lot of rumors circulating, which make people wary of creating a debt management plan. Here we weigh fact against fiction.