Advantages of banking with a credit union
Discover some of the more important reasons why credit unions are a more attractive banking option than large commercial banks.
Thursday, June 16th, 2011 by By Steve Tarlow
Credit unions enter the payday loan business
Many credit unions are now offering short term, high interest loans similar to payday loans, and the practice is getting mixed reactions.
Friday, June 3rd, 2011 by By Ron Ford
Consumers trust banks less than bankers think
Surveys like the Index of Bank Sentiment and Edelman Trust in U.S. Financial Services tell a tale of consumer distrust in commercial banks.
Tuesday, May 24th, 2011 by By Steve Tarlow
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Will the CFPB serve up a small bank Rapture?
The American Bankers Association fears the Consumer Financial Protection Bureau will kill more than 1,000 small U.S. banks and credit unions.
Monday, May 23rd, 2011 by By Steve Tarlow
Millions moved their money away from Wall Street banks in 2010
Consumers fed up with bailouts, bonuses and bogus fees are ditching big banks and switching to local banks and credit unions by the millions.
Friday, March 25th, 2011 by By Thomas Hart
Debit card rewards next on the chopping block at large banks
The largest banks in the nation are adding debit card rewards program to the chopping block, due to new interchange fee rules.
Monday, March 21st, 2011 by By Peter Stone
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Avoid bad buying practices and use credit cards to your advantage
Responsible credit card use can be beneficial to you and your credit report. Be careful; it's easy to develop bad habits with credit cards.
Thursday, March 10th, 2011 by By Ace Campbell
Costs and benefits of financial reform laws
A year after the CARD Act passed, the Consumer Financial Protection Bureau did a study to see whether reforms are working -- and they are.
Thursday, March 10th, 2011 by By Peter Stone
Banks and credit unions cannot offer a loan until payday
Many wonder why banks or credit unions don't offer a loan until payday, like a payday loan lender. The reason why is simple. They can't.
Sunday, October 31st, 2010 by By Peter Stone
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Payday loan alternatives are often more expensive
Many payday loan alternatives offered by banks and credit unions are just as – if not more – expensive than same day loans themselves…
Thursday, June 10th, 2010 by By Steve Tarlow
UC Davis study shows credit unions restrict short term loans
Credit unions aren't a viable source for short term loans, finds Victor Stango of UC Davis. Payday lenders have the inside track…
Friday, June 4th, 2010 by By Steve Tarlow
Home Buyers Have New Options for Borrowing Money
New options for borrowing money to buy homes are being offered in today’s market...
Saturday, February 6th, 2010 by By Abby Reibey
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Four Things Your Bank Will Forget to Discuss with You
Many bank institutions do not discuss everything with you regarding your personal finances. Find out what they have left out and how it will help you.
Friday, February 5th, 2010 by By Phoenix Sosa
Don’t trust banks? Move Your Money!
Move Your Money is a grassroots movement to help people transition from big banks to community banks and credit unions.
Saturday, January 16th, 2010 by By Steve Tarlow
Study of Overdraft Fees and Protection Cries Out for Reform
Reform of bank and credit union overdraft protection practices is on the mind of Congress today. Payday loans would've made the trip unnecessary. Read why here.
Thursday, November 12th, 2009 by By Steve Tarlow
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