How to break your credit card dependency
Learn how to break credit card dependency, avoid further debt and stay that way in just a few important steps.
Tuesday, July 5th, 2011 by By Steve Tarlow
Are you using Credit Card Act resources like you should?
The National Foundation for Credit Counseling says too few people use the free resources provided by the Credit Card Act.
Friday, May 27th, 2011 by By Steve Tarlow
Applying for loans can cause credit score drops
The point of having a good credit score is to get approved for loans with good rates. However, applying for a loan will ding a credit score.
Friday, May 20th, 2011 by By Peter Stone
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Overdraft does not harm credit, but it is not harmless
Checking overdraft alone won't smear your credit, but keeping up to date on your financial record is always advisable to help avoid fraud.
Wednesday, May 18th, 2011 by By Steve Tarlow
The basics of a credit score
A credit score is a number used for many reasons, but taking control starts with understanding what is behind it.
Thursday, May 5th, 2011 by By Mary Rice
April showers bring may flowers and boost pending home sales
Pending home sales, or contracts to purchase a home, rose during the month of March as the housing market is slowly coming back to life
Thursday, April 28th, 2011 by By Peter Stone
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Understanding the down side of avoiding credit
Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
Wednesday, March 23rd, 2011 by By Steve Tarlow
The no-so-hidden lifetime cost of a bad credit score
A bad credit score or a credit score report that contains errors can rob a person of thousands of dollars over a lifetime.
Wednesday, March 2nd, 2011 by By Thomas Hart
NPSL cards: The credit myth that puts you at risk
There are NPSL credit risks to consider. Find out what No Preset Spending Limit (NPSL) cards are and how they can affect your credit score..
Friday, January 14th, 2011 by By Odysseas Papadimitriou, CEO of CardHub.com
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Try secured credit cards to rebuild damaged credit scores
People who want to establish or rebuild their credit can try secured credit cards. You will need an upfront cash deposit to set your limit.
Wednesday, January 12th, 2011 by By Peter Stone
Financial independence relies on smart spending as much as saving
Knowing how to spend money is the most important factor creating a budget that will help you save enough money to reach your financial goals.
Monday, January 10th, 2011 by By Thomas Hart
Idea to incorporate savings rate into credit scores wins $50,000
Factoring savings into credit scores won the grand prize in a contest for ideas on how to boost the falling national savings rate to 10 percent.
Monday, December 20th, 2010 by By Thomas Hart
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Using a personal loan for credit card debt could be a good move
Ignore debt relief ads and consider getting rid of credit card debt by taking out a personal loan with a lower interest rate than your cards.
Tuesday, November 23rd, 2010 by By Thomas Hart
How to have happy holidays without going into debt
Getting organized now can help you have a happy holiday season of debt-free gift-giving, which will keep stress levels low for the holidays.
Friday, November 19th, 2010 by By Thomas Hart
Do your homework and think hard about a debt consolidation loan
A debt consolidation loan can make sense with low interest rates and loosening credit standards, but it's not a quick fix. Do your homework.
Wednesday, November 10th, 2010 by By Thomas Hart
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Renting with bad credit requires a strategy for success
Renting with bad credit is a challenge more people are facing. It's possible if renters use these basic elements of a strategy to succeed.
Tuesday, September 21st, 2010 by By Thomas Hart
SUNY enacts greater protection for students against credit cards
SUNY has just changed the rules about how credit card companies can market on campuses. There is rising concern about debt among students.
Tuesday, September 7th, 2010 by By Peter Stone
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