Cover any Unexpected Expenses With Payday Loans

Unforeseen Expenses? Hate ‘Em!
If you ever have to cope with an unexpected expense, then payday loans might be able to save you. Everybody experiences unexpected expenses at some time in their life. There are many different sources for these expenses. They could be emergency repairs to your home or car. [...]

Unexpected auto repairs have your budget in a twist? Payday loans can help you out of that mess! (Photo: flickr.com)

Can Short Term Loans Provide in Times of Uncertainty?

Stability in an Uncertain World
Many people are turning to short term loans in order to get through unexpected expenses. The world is a very confusing place. It’s impossible to estimate exactly how much you will have to spend each month. There are all sorts of problems which could result in [...]

In uncertainty, sometimes what we need is something like short term loans to hit us on the nose. (Photo: flickr.com)

Can Payday Loans Protect Your Credit History?

Economic crisis
Payday loans could save you from the horrible economic environment that we currently live in. The economic crisis is affecting every single one of us, including many major businesses.
It was once thought impossible for high-end shops and even banks to get themselves into difficulty. However, this recent crisis has [...]

Don't let the stormy economy wash away your credit.

Payday Loans and Credit Score: The Relationship Demystified

A brief introduction to the concept of ‘Credit Score’
Most forms of credit available today, with the exception of payday loans, are dependent on the credit rating of an individual. A credit score or a credit rating is essentially a statistical representation of the likelihood of an individual paying back the [...]

Too Much Credit

Credit Card Tactics Forcing People to Rely on Payday Loans

Are payday loans the new credit option?
Payday loans are gaining popularity in today’s market because other funding options are becoming extinct. In former times consumers looked to credit cards in times of trouble. Many people have an emergency card in the kitchen cabinet that was only to be used in [...]

Bank of Maldives

Repair Your Credit | How You’re Judged (Pt. 4)

How credit agencies view you (conclusion)
Welcome back. CLICK HERE if you missed part three of this article.
You’ve made it to the very end of “Repair Your Credit,” and let’s keep going to the end by taking a continued look at what credit agencies look at when they produce a credit [...]

Why Balance Transfers Won’t Work | Debt Consolidation Part 4

Debt too big for credit cards
If you are still reading this debt consolidation series, you probably have a sizable amount of debt. By that I mean, you can’t just transfer the balance from one credit card to another credit card and be done with it.
But maybe you’ve gotten several credit [...]

Don't fall for credit card balance transfer offers.

Top 10 Ways to Increase Your Credit Score

Consider this
If you’re considering applying for a mortgage, a personal loan or a credit card in the near future, then you might be surprised to know that such a simple financial tool as a payday loan could potentially help increase your credit score.
Average credit score in the U.S.
The average credit [...]

Repair your credit

Your Credit Score | Things to Think About

Every move you make
I came across a couple of lines in an article that really caught my attention:
“Your credit score is not static. It changes with every single payment you make or fail to make.”
This was in an article by ABC News Consumer Correspondent Elizabeth Leamy.
A ray of hope
This quote [...]

Every payment you make brings your credit score up. But having lots of debt drags it down.

House Bill 1292 Fights Credit Card Blacklist Discrimination

American Express cheated him
For those of us who have ever been stung by the deceptive or outright harmful practices of credit card companies before, NewCreditRules.com’s Kevin Johnson is in our corner. As he shows us, personal loans are a much safer route for emergency funds than the old plastic.
Recently, he [...]

5 Ways to Avoid Taking a Hit to Your Credit Score

Credit card companies lowering limits
Some credit card holders have been shocked recently when they found out their credit limits had been slashed — big time. The credit crunch is causing credit card companies to lower people’s credit limits, sometimes unexpectedly.
Protect your credit score
The amount of credit you are approved for [...]

credit cards

Lenders See “Invisible” Score; No Worries For Cash Advance

Experian: pulling a fast one on consumers
Cash Advance Mojo would like to take a moment to discuss something that pertains to anyone who cares about maintaining their credit. According to Silicon Valley Blogger of The Digerati Life, myFICO is going to stop using consumers’ Experian credit scores and reports when [...]

Credit: Part IV | Credit Building Tips and Payday Loans

Credit: Part IV, Finding and Reporting Errors On Your Credit Report

We are getting closer to concluding this series on credit provided by personalmoneystore.com’s payday loans money blog.
We hope that the information provided thus far has been helpful to you in obtaining, reviewing and understanding your credit report as well as [...]

Credit Report

Credit: Part II | Payday Loans and Credit Tips

Credit: Part II
Welcome back to personalmoneystore.com’s payday loans money blog and Part II of this series on personal credit.
Yesterday, in Part I we touched on personal credit and how credit is scored by the credit bureaus who track our financial account information.
Today we will continue our discussion. [...]

Credit Cards - A funny Animal

Benefits of Payday Loans Outlined in Yale Study

Payday loans are a form of consumer microcredit that has frequently been misrepresented by the media. It would appear that the incentive behind such shortsighted, vacuous, popgun attacks is being supplied by their financial backers in the finance industry (banks). Banks do not relish the prospect of lost profits to [...]

Thank You for my Financial Success

No Fax Payday Loans and Credit Repair Scams

False Hope of Credit Repair
I have heard talks of people saying they got  no fax payday loans to cover the cost of advice or services from a credit repair company, and the advice they got from the supposed credit repair company was information they could have gotten off of the [...]

Consumer Debt and Payday Loans| Negotiating With Your Creditors

Healing Your Financial Health Part III
Yesterday in Part II of this series I addressed some great solutions for helping you eliminate debt with some balance transfer strategies. These strategies were primarily for those of you who, although struggling with debt had not yet defaulted on any payments and were still [...]

In debt and overdue?  There is still hope!

Payday Loans & Credit Repair: Intentional Fouls, Lost Space Backpack

You Can Have Good Credit Again

All of your actions have consequences, but if you’ve made bad financial decisions you can get free credit repair. Some people live in an imaginary world where they believe they won’t be held accountable for their actions, like obtaining multiple payday loans than needed. However, [...]

UA Wildcats Basketball Game

Michael Jordan’s Defeat, Payday Loans & Bad Credit Repair

Skeletons in the Closet
Everyone has skeletons in their closet, but if you need payday loans and bad credit repair you can’t afford to keep your credit history a secret. Most people struggle to keep their regrets locked up—out of sight and out of mind. It’s easier to keep your past [...]

Even Michael Has a Secret