Payday loans are the remedy, not the malady

What ails us?
Thanks to some unreasonable and unjustified bad press, payday loans have come to be regarded in some quarters as a bad thing for consumers. Basic principles of economic science say that if we, as individuals or as a nation find ourselves in sudden monetary troubles, more often than [...]

Money, Money, Money

Payday Loans and Credit Score: The Relationship Demystified

A brief introduction to the concept of ‘Credit Score’
Most forms of credit available today, with the exception of payday loans, are dependent on the credit rating of an individual. A credit score or a credit rating is essentially a statistical representation of the likelihood of an individual paying back the [...]

Too Much Credit