Recipe for a Fantastic Fall Dinner

Let the hibernation begin
Even those of us who like to live in denial every year — wearing flip flops well into October, even in northern states — must now admit that fall has officially set in, and winter is well on its way.
The cold months cause many people to stay [...]

When did fall get here? Image from Flickr.

Credit Counseling – Debt Management Plans and Consumer Psychology

Finding the Link between Consumer Attitude and Intent
When a consumer enters into credit counseling, a common element of any program is what’s called the debt management plan (or DMP). In a DMP, the consumer agrees to make a set monthly payment to their credit counseling agency. Those funds are in [...]

Credit counseling and a debt management plan can lead to greater peace of mind for consumers in a bind, but proper education is needed first. (Photo: picasaweb.google.com)

Credit Repair May Help Solve Financial Illiteracy

Credit counselors to the rescue!
If you’re like a lot of people today, you may be looking for credit repair services now that the economy seems to be bottoming-out. Statistics show that in 2006 approximately 1.5 million consumers sought assistance in the management of their finances from the National Foundation for [...]

Are you financially illiterate?  (Photo courtesy of creativecommons.org)

New Rules Will Prohibit Teens from Having Credit Cards

Drinking age is the new credit card age
When a new piece of legislation takes effect in February, anyone younger than 21 will need a cosigner older than 21 to get a credit card. I believe this is a very positive step that will keep a lot of people from getting [...]

People younger than 21 can no longer get credit cards on their own.

Watch Danyl Johnson Video, The Latest Internet Sensation

Danyl Johnson makes splash on ‘X Factor’
It’s getting hard for me to keep track of all of the shows in which people compete for a chance to become famous in the entertainment industry. There’s “America’s Got Talent” and all of the other country-specific incarnations of that show, and today, thanks [...]

Danyl Johnson