Let the hibernation begin
Even those of us who like to live in denial every year — wearing flip flops well into October, even in northern states — must now admit that fall has officially set in, and winter is well on its way.
The cold months cause many people to stay [...]
Finding the Link between Consumer Attitude and Intent
When a consumer enters into credit counseling, a common element of any program is what’s called the debt management plan (or DMP). In a DMP, the consumer agrees to make a set monthly payment to their credit counseling agency. Those funds are in [...]
Credit counselors to the rescue!
If you’re like a lot of people today, you may be looking for credit repair services now that the economy seems to be bottoming-out. Statistics show that in 2006 approximately 1.5 million consumers sought assistance in the management of their finances from the National Foundation for [...]
Drinking age is the new credit card age
When a new piece of legislation takes effect in February, anyone younger than 21 will need a cosigner older than 21 to get a credit card. I believe this is a very positive step that will keep a lot of people from getting [...]
Danyl Johnson makes splash on ‘X Factor’
It’s getting hard for me to keep track of all of the shows in which people compete for a chance to become famous in the entertainment industry. There’s “America’s Got Talent” and all of the other country-specific incarnations of that show, and today, thanks [...]