How to break your credit card dependency
Learn how to break credit card dependency, avoid further debt and stay that way in just a few important steps.
Tuesday, July 5th, 2011 by By Steve Tarlow
How to compute an annual compound interest rate
It's the little things like compound interest that can get you in the end. Learn how to compute compound interest and avoid bankruptcy.
Tuesday, June 28th, 2011 by By Steve Tarlow
Controversial robo-signing practice could extend to credit cards
JPMorgan Chase has been withdrawing credit card suits without explanation, and some believe robo-signing credit card suits is the culprit.
Friday, June 24th, 2011 by By Peter Stone
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Merchants moving away from debit and credit cards
Merchants are starting to move away from credit and debit cards, as interchange fees charged by banks are making them unpopular.
Wednesday, June 15th, 2011 by By Peter Stone
Tighter regulation urged by Congress for business credit cards
Members of Congress are lobbying the Federal Reserve to regulate business credit cards more like personal credit cards.
Tuesday, June 14th, 2011 by By Peter Stone
American express to issue a new prepaid debit card
American Express is unveiling a prepaid debit card on June 21. It requires no bank and is seen as a new trend in the credit card industry.
Tuesday, June 14th, 2011 by By Ron Ford
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Strategic defaults starting to decline slightly
The number of people entering into strategic defaults, or walking away from a mortgage when advantageous to do so, is starting to decline.
Tuesday, May 31st, 2011 by By Peter Stone
Credit card hotline is latest issue in consumer bureau fight
The latest fight over the Consumer Financial Protection Bureau involves a credit card hotline that would compile complaints about card companies.
Monday, May 16th, 2011 by By Peter Stone
Credit card companies still marketing to college students
College students are supposed to have greater barriers between them and credit card companies, but the laws still have loopholes.
Wednesday, May 11th, 2011 by By Peter Stone
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
30 percent interest for late payments at Bank of America
Watch out for default interest rates. Despite new rules, credit card issuers like Bank of America will still raise rates sky high.
Wednesday, April 27th, 2011 by By Peter Stone
Credit card use declining as more people turn to cash
Credit card use continues to decline. Fewer and fewer people are turning to the plastic because more people are trying to shed debt.
Tuesday, April 19th, 2011 by By Peter Stone
Banks fighting to corner market for EMV chip credit cards
JPMorgan and Wells Fargo are launching EMV chip equipped smart cards for high-end credit card customers who travel overseas frequently.
Thursday, April 14th, 2011 by By Peter Stone
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Consumers advised to avoid credit card protection plans
Credit card debt protection plans are great for credit card companies but end up being not very beneficial for people who enroll in them.
Tuesday, April 12th, 2011 by By Peter Stone
Avoid the debt settlement agreement benefit on your credit card
The Government Accountability Office urges consumers to think carefully before opting for a debt settlement agreement on their credit card.
Thursday, March 31st, 2011 by By Steve Tarlow
Understanding the down side of avoiding credit
Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
Wednesday, March 23rd, 2011 by By Steve Tarlow
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Avoid bad buying practices and use credit cards to your advantage
Responsible credit card use can be beneficial to you and your credit report. Be careful; it's easy to develop bad habits with credit cards.
Thursday, March 10th, 2011 by By Ace Campbell
Costs and benefits of financial reform laws
A year after the CARD Act passed, the Consumer Financial Protection Bureau did a study to see whether reforms are working -- and they are.
Thursday, March 10th, 2011 by By Peter Stone
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