How to find the best credit card

If you're choosing a credit card, understand what's important. Learn how to find the best credit card for your financial situation.
Close-up of the logo on a VISA credit card.

CFPB considers which non-bank industries to regulate

The Consumer Financial Protection Bureau wants input into which non-bank industries it should regulate, in spite of Republican resistance.
Elizabeth Warren

Low CD rates prompt consumers to pay off credit cards

Extremely low CD rates have encouraged many consumers to funnel their money into paying off high-interest debt like credit cards.
Close-up of a checkbook register that reflects multiple credit card payments, including one marked “payoff.”

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Little things that can mar a credit report

Watch out for the little things that can gang up on your credit report and bring down your FICO score.
Cartoon of an angel and devil standing side-by-side. The angel is offering angel's food cake on a plate, while the devil is offering devil's food cake.

Are you using Credit Card Act resources like you should?

The National Foundation for Credit Counseling says too few people use the free resources provided by the Credit Card Act.
A young man views his credit card statement with a tinge of horror in his eye.

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Recovery Watch: Credit card mail has increased dramatically

Credit card mail has increased considerably, a sign of credit easing. Know some of the major ploys card companies use to get you to sign up.
A stack of credit card mail offers, with diagrams that highlight the major card issuers and the three major credit bureaus.

Consumers opting to pay credit cards over mortgages

Underwater mortgages have encouraged consumers to pay credit cards instead, according to a recent study by the TransUnion credit bureau.
A man poring over his bills contemplates a Post-It note that reads “Pay off credit cards!”

Debit card interchange fees force consumers to pay hefty tax

Debit card interchange fees banks charge merchants amount to an “invisible tax” everyone pays, says public policy consultant Richard Eskow.
Close-up on a Visa debit card.

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Demand that debt collectors verify your debt before paying

When debt collectors beat down your door, stand up to them, and demand that they provide you with written verification of the debt.
A woman's hands emerging from the deep end of a full pool, struggling to reach the exit rail.

CFPB directorship post in doubt for Elizabeth Warren

The White House still hasn't been able to secure spots for CFPB and OFR leadership. The gridlock is a palpable manifestation of the status quo.
Side-view close-up of CFPB director candidate Elizabeth Warren, who also happens to be in charge of the search for the position.

Big businesses present wish list for consumer finance regulation

In a letter to the U.S. government, big business groups spell out hopes for the immediate future of the Consumer Financial Protection Bureau.
Protestor waving a sign that reads, "Financial reform now!"

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Secured credit cards can get your credit back on track

Secured credit cards are a viable option for consumers trying to rebuild their credit. But be sure to watch out for cards with high fees.
A logotype that reads “secured credit cards.”

Top 10 cities with the most credit card debt

Do you live in one of the top 10 cities in the United States for credit card debt? Access to payday loans could have saved you a bundle.
Close up of the logo on a Visa credit card.

A credit card cash advance can really cost you

Credit card cash advance fees are rising. The risk inherent in typical cash advances can actually be gotten around using a payday loan.
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How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Do not be late on bills – payday advance loans can help

Do you have a bill due and not enough money to pay it? Take out a payday advance loan to avoid late fees and black marks on your credit. APPLY
A couple going over abills.

The advantages of a personal loan over a credit card

Unexpected expenses can be met more cost-effectively over time with a personal loan instead of a credit card.
personal loan vs. credit card for cash