Cash Advance Loans for Businesses

Financial Emergencies in Business
All businesses should be capable of weathering any situation, good or bad. This is of dire importance, particularly when these situations affect the money that is invested in the business. To help businesses deal with the evolving and sometimes unstable economy, there are now cash advance loans. [...]

Cash advance loans can be a fast cash infusion for businesses, too. (Photo: flickr.com)

Payday Advances: An Alternative to Credit Cards

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Payday advances help make ends meet
Just when you could really use it, you run out of cash. You scrape together enough money to pay the mortgage, and the home insurance bill comes in the mail. You might be able to let that slide until next payday, [...]

If you want to use plastic without overspending, get a payday advance and use your debit card.

Too Many Days and Too Little Cash until Payday

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You aren’t the only one counting cash until payday
Counting cash until payday has become the new norm. We all have unique situations, but we’re all in the same boat: Ten days until payday and ten dollars in the bank. Sometimes you can scrape [...]

Study of Overdraft Fees and Protection Cries Out for Reform

When Traditional Banking Becomes Parasitic
If you’re able to see past the shady origins and history of the Center for Responsible Lending, you’ll see that occasionally they do good work that benefits society. While they’re certainly no friend of the payday loans industry, I find that their recent report on the [...]

Have you had it up to here with your bank's overdraft protection schemes? You aren't alone, according to the Center for Responsible Lending. (Photo: flickr.com)

Good Reasons to Get a Personal Loan

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It’s easy to get a personal loan today
No one likes the thought of borrowing money. But most of us have had to do it at one time or another. Especially today, with the cost of living soaring and incomes dropping, sometimes you have to get [...]

What’s the Best Way to Protect Consumers in Need of Debt Relief?

Should Courts or Executive Branch Agencies Have Final Say?
The recession has forced America to face some of its most deep-seated systematic financial troubles. One thing that has become clear is that unscrupulous mortgage lenders and credit card agencies have dined for far too long upon consumers who largely didn’t understand [...]

President Obama's plans for the Consumer Financial Protection Agency could mean that debt relief is closer than ever for the downtrodden. (Photo: flickr.com)

Droid Phones Revealed | Are They Multiplying?

Information on Droid phones released
Controversial commercials that take shots at the iPhone have caused the release of Verizon and Motorola’s Droid phones to be a much-anticipated event. Today, the companies have finally released pictures, prices and the official retail date for Droid phones.
Word on the street is that the Droid [...]

Motorola building image from Flickr.

It’s the Right Time to Use Credit Cards to Buy a Car

Car Buying in a Recession
If consumers are in the need of a car, this may be the right time to use credit cards to do it. Most dealerships have huge inventories and no way to get rid of them. The recession has put auto dealers in difficult positions, since most [...]

Credit cards should be used carefully. However, if you need a car, the incentives available now could make using a credit card to buy a car feasible. (Photo: picasaweb.google.com)

Lenders Settling Debt on Credit Cards with Consumers

Settling Debt
A new study is showing that many lending companies are settling debts on delinquent credit cards. As a new way of mitigating losses, many credit card companies are settling cards for notably less than the total amounts owed. Edward McClelland, a writer in Chicago, is a consumer who had [...]

More creditors are agreeing to settlements on credit card debt before law changes make their rates illegal. (Photo: picasaweb.google.com)

Japanese Credit Card System – Option One or Two?

The Curious Japanese Card System
Despite Japan being one of the most technologically advanced nations in the world, it is largely a cash-based society. Larger stores do allow you pay with a credit card, but on the whole, Japanese shoppers don’t use credit cards as often as Americans do. I was [...]

Japanese Credit Card System

Fed Study Unintentionally Paints Rosier Picture for Payday Loans

Why Use Credit Cards When There Are Payday Loans?
Credit cards have proven to be both a useful tool in establishing a credit history and a bane to those consumers who hope to maintain a good credit history. The temptation to “swipe and go” has been actively cultivated by the American [...]

This Federal Reserve/Vanderbilt/Penn study tries to connect payday loans to credit ruin, but what they leave out suggests a rosier alternative. (Photo: flickr.com)

New Rules Will Prohibit Teens from Having Credit Cards

Drinking age is the new credit card age
When a new piece of legislation takes effect in February, anyone younger than 21 will need a cosigner older than 21 to get a credit card. I believe this is a very positive step that will keep a lot of people from getting [...]

People younger than 21 can no longer get credit cards on their own.

Credit Card Offers Are Back. Is That a Good Thing?

A troubled market
Lenders are starting to offer credit cards to consumers again. It’s no secret that lending to troubled borrowers was the beginning of the credit-industry downfall. Have credit card companies learned a lesson? Or are they headed down the same road again?
Brenda Jerez, who recently overcame credit problems [...]

(Photo courtesy of flickr.com)

Payday Loans Becoming a Viable Option to Credit Limits

Consumers and Payday Loans
Payday loans are proving themselves to be lifesavers in today’s economy.  Traditional lenders are closing doors quickly to extending credit and it’s leaving Americans in a panic.  Bills are being left until last minute, expenses are being cut drastically and families are downsizing to handle the strain.  [...]

Changes in the credit card industry hit consumers hard. Payday loans may indeed be the more viable option for cash-conscious consumers. (Photo: flickr.com)

Khloe Kardashian Wedding Pictures Sell for $300,000

OK! Magazine snaps up rights
Khloe Kardashian’s wedding pictures have earned a pretty penny for the pair. In a ceremony that was thrown together in a week and occurred about a month after Khloe started dating NBA player Lamar Odom, the two were married Sunday, and the Khloe Kardashian wedding pictures [...]

Khloe Kardashian is a married woman. Image from wikimedia.

Miami F Michael Beasley Breaks Down, Checks into Rehab

“A real funny guy”
“They tried to make me go to rehab, I said ‘No, no, no.’” – Amy Winehouse
In his player biography on the Miami Heat Web site, Michael Beasley says that one thing most people don’t know about him is that he’s “a real funny guy.” But as reports [...]

Michael Beasley, elevated (Photo: flickr.com)

Long-Term Thinking Saves You Money

Pay more than the minimum and watch payments decrease!
Whenever you purchase something on credit, whether it’s a product or service, we all find out about the magic of revolving credit. Whether it’s a mortgage, student loan, car payment or credit card payment, you’re paying two different things if you don’t [...]

(Photo: flickr.com)

Cooking on a Budget: Creamy Millet Casserole

Millet isn’t just for the birds
Millet is rich in iron and high in protein. You can use millet instead of white rice in most recipes — it’s much more flavorful and nutritious.
Creamy Millet Casserole
This healthful vegan dish is easy to prepare, keeps well in the refrigerator, and makes great leftovers. [...]

Cleaning Up After My Airedale with Cash Loans

It all came out in the wash
I was in a bit of a predicament recently, and I’m thankful I found this Web site to help me get my hands on quick cash loans. Without them, I would have stained an already on-the-rocks relationship between my husband and my little Airedale [...]

Payday Loans Take Place of Credit Cards in American Budgeting

Payday loan companies
Payday loan companies are one of the last funding companies willing to work with consumers instead of take advantage of them. Contrary to credit card companies, these companies have a very short term relationship with borrowers. There are no long-winded contracts, penalties or fees attached. Payback is simple [...]

George is Keeping an Eye On You!