Are you using Credit Card Act resources like you should?
The National Foundation for Credit Counseling says too few people use the free resources provided by the Credit Card Act.
Friday, May 27th, 2011 by By Steve Tarlow
Student loan debt expected to hit more than $1 trillion in 2011
Student loan debt is expected to rise even faster as tuition increases and federal financial aid options dwindle.
Tuesday, April 12th, 2011 by By Thomas Hart
Efficient tips for reaching credit card debt relief
Learn how to reach credit card debt relief with "easy to adapt" strategies. Save money, create more income and start living debt free today!
Sunday, February 27th, 2011 by By Hasic M
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Frugal fatigue affects two-thirds in US sick of penny-pinching
Most Americans are uncomfortable with creating a budget, tracking spending, saving for emergencies and living within their means ...
Thursday, February 10th, 2011 by By Thomas Hart
How your payroll tax holiday can really mean something this year
Much of the $240 billion payroll tax holiday will be spent on lattes, but discipline can turn yours into real money and savings on interest.
Tuesday, December 28th, 2010 by By Thomas Hart
Ensure your happy new year with a year-end financial checklist
Before you pop the cork on New Year's Day, find some extra 2010 tax deductions and make your 2011 financial resolutions to have a better year.
Monday, December 27th, 2010 by By Thomas Hart
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
New Fed exhibits proactive approach on credit cards
The Fed, in full contrast to recent regulatory policy, recently announced changes that will close certain key loopholes within the CARD Act.
Thursday, December 16th, 2010 by By Odysseas Papadimitriou, CEO of CardHub.com
Using a personal loan for credit card debt could be a good move
Ignore debt relief ads and consider getting rid of credit card debt by taking out a personal loan with a lower interest rate than your cards.
Tuesday, November 23rd, 2010 by By Thomas Hart
Business funding with a personal touch
Certain factors often converge to make personal credit cards better suited for small business funding than traditional business credit cards.
Wednesday, November 17th, 2010 by By Odysseas Papadimitriou, CEO of CardHub.com
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Do your homework and think hard about a debt consolidation loan
A debt consolidation loan can make sense with low interest rates and loosening credit standards, but it's not a quick fix. Do your homework.
Wednesday, November 10th, 2010 by By Thomas Hart
The pros and cons of debt reduction vs. emergency fund
A low average return on savings could make debt reduction pay off more, but people can't ignore their emergency fund.
Tuesday, September 28th, 2010 by By Thomas Hart
Falling credit card debt hurts economy, helps lending industry
Falling credit card debt drags on consumer spending and economic growth, but it helps credit card companies stabilize earnings and losses.
Thursday, September 9th, 2010 by By Thomas Hart
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Student loan debt exceeds credit card debt as college costs rise
Student loan debt exceeds credit card debt as college costs rise, and some wonder whether going in hock for a bachelor's degree is worth it.
Wednesday, August 11th, 2010 by By Thomas Hart
Plunging consumer credit spawns deceptive new credit card fees
Consumers are paying down their credit card debt, so always read the mail from credit card companies busy creating new ways to gouge you. READ ON....
Thursday, July 8th, 2010 by By Thomas Hart
Know your credit score, and take steps to raise the number
Checking your credit report is just the beginning of credit repair--here are some simple tips to raise the numbers on your credit score.
Thursday, July 8th, 2010 by By Thomas Hart
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Personal finance savvy rising, but high credit card debt persists
Knowledge about personal finance is increasing, but high credit card debt shows hard lessons learned during the recession are being ignored.
Friday, June 25th, 2010 by By Thomas Hart
For real debt reduction, plan your debt consolidation carefully
Debt consolidation -- with careful planning to ensure you don't end up paying more in the long run -- can be a good strategy for debt relief.
Wednesday, June 23rd, 2010 by By Thomas Hart
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