Credit card hotline is latest issue in consumer bureau fight

The latest fight over the Consumer Financial Protection Bureau involves a credit card hotline that would compile complaints about card companies.
Visa credit card logo

Credit card companies still marketing to college students

College students are supposed to have greater barriers between them and credit card companies, but the laws still have loopholes.
Visa logo

New Fed proposal takes aim at excessive debit card swipe fees

The Fed wants to bring swipe fees closer to what it costs banks to process debit card transactions, as required in the financial reform bill.
fed swipe fee limits

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

New Fed exhibits proactive approach on credit cards

The Fed, in full contrast to recent regulatory policy, recently announced changes that will close certain key loopholes within the CARD Act.
Credit Cards

College credit card agreements pay millions to snare students

Major credit card companies spend millions on college credit card agreements so they can be allowed to recruit customers on college campuses.
student credit card debt

Falling credit card debt hurts economy, helps lending industry

Falling credit card debt drags on consumer spending and economic growth, but it helps credit card companies stabilize earnings and losses.
reigning in consumer spending

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Credit card companies dodge rules by offering professional cards

Professional credit card offers are part of a strategy by banks to avoid consumer protections mandated by new credit card rules.
credit card company promise

Last round of new credit card rules limit late payment fees

The final new credit card rules enacted Sunday protect credit card users from excessive late fees and unreasonable interest rate increases.
a credit card swipe at the register

Keep your credit card limit from being slashed without warning

As banks minimize risk, credit card limits are being cut without warning customers -- a practice that will damage even good credit scores...
an illustration of a meat cleaver chopping credit cards

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Plunging consumer credit spawns deceptive new credit card fees

Consumers are paying down their credit card debt, so always read the mail from credit card companies busy creating new ways to gouge you. READ ON....
a mailbox overflowing with junk mail

Know your credit score, and take steps to raise the number

Checking your credit report is just the beginning of credit repair--here are some simple tips to raise the numbers on your credit score.

Personal finance savvy rising, but high credit card debt persists

Knowledge about personal finance is increasing, but high credit card debt shows hard lessons learned during the recession are being ignored.
a close up of credit card numbers

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

New Federal Reserve credit card rules beef up consumer protection

New credit card rules add consumer protections to the 2009 credit card law including penalty fee limits and re-evaluation of interest rates.
The corner of a Visa card.

With credit reform, credit card offers are getting more deceptive

Credit reform has triggered an explosion of credit card offers with fine print tricking consumers into paying more penalties and interest...
a big pile of mail

Being careful with credit card debt consolidation

Choose the right method of credit card debt consolidation for your own situation. Know what the fine print is before making final decisions.
There are things to look out for with credit card debt consolidation.

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Debt Management: Consolidate credit card debt

Consolidating credit card debt is a first step for debt management for many. Understanding the APR and introductory period are important...
For many consumers, to consolidate credit card debt is the first step to debt management.

New Credit Card Reform Opens the Need for More Payday Loans

Credit card reform is one of the many solutions borrowers are considering before taking out a payday loan. With the new Credit Card Reforms Act... READ MORE