Consumers Using Installment Loans to Fund Franchises

Consumers and franchises
The number of consumers using installment loans to fund their own franchise is steadily increasing.  In a market where people are no longer sure of their jobs, many people are venturing into business ownership to build their own futures.  For example, Jon McIntoch of Philadelphia found himself laid [...]

Papa Johns and many other U.S. franchises are seeing growth as people take their job security into their own hands. Image from Wikimedia.

New Federal Reserve Payday Loan Study Chastens Critics

Payday loan study brings the facts
Gregory Elliehausen of the Board of Governors of the Federal Reserve system recently produced a telling payday loan report entitled “An Analysis of Consumers’ Use of Payday Loans.” This report gives us a glimpse into the demographic characteristics of payday loan customers and shows us [...]

Shopping on payday

Frugal Finance Part I | A Payday Loans Money Blog Report

Organize Your Finances
Organizing your finances may seem like a difficult, if not impossible, task. Consumers have more expenses today then ever before due to the variety of payment options that are available. From credit cards to payday loans, these finance options have found consumers who have used these tools irresponsibly, [...]

Being frugal will allow you to accomplish you present and future financial goals while allowing you to enjoy yourself today as well.