Secured credit cards can get your credit back on track

Secured credit cards are a viable option for consumers trying to rebuild their credit. But be sure to watch out for cards with high fees.
A logotype that reads “secured credit cards.”

Top 10 cities with the most credit card debt

Do you live in one of the top 10 cities in the United States for credit card debt? Access to payday loans could have saved you a bundle.
Close up of the logo on a Visa credit card.

Elizabeth Warren on credit cards, banks and payday loans

Elizabeth Warren of the Consumer Financial Protection Bureau told the Associated Press the organization supports the payday lending industry.
Mock Photoshop illustration of Elizabeth Warren's face on the U.S. dollar bill.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Consumer credit increased by $1.3 billion in November

Consumer credit rose in November, according to Bloomberg. The United States saw a $1.3 billion increase, largely in auto and student loans.
The American Express, VISA and MasterCard logos displayed on a storefront sign.

Groups urge UK government to place rate caps on short-term credit

Organizations such as End Legal Loan Sharking are pressuring British government to impose stronger payday loan regulations such as fee caps.
A pile of money.

The pros and cons of debt reduction vs. emergency fund

A low average return on savings could make debt reduction pay off more, but people can't ignore their emergency fund.
weighing the pros and cons of debt reduction vs. savings

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Plunging consumer credit spawns deceptive new credit card fees

Consumers are paying down their credit card debt, so always read the mail from credit card companies busy creating new ways to gouge you. READ ON....
a mailbox overflowing with junk mail

Personal loans rise as credit cards fall

Credit card debt has declined, while personal loan use increased, as the total US consumer debt increased slightly in April. READ MORE...
Cutting Shears

Consumer credit statistics show confidence in economy is growing

The Federal Reserve reported that an unexpected consumer borrowing increase in March is another sign that an economic recovery is under way...
cornerstone at the Federal Reserve Bank of New York

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Consumer Credit Availability and Financial Exclusion in Australia

Payday loans face a low APR cap in Australia, but Nicola Howell suggests that more rate cap diversity/flexibility remain in place to aid at-risk consumers.
Capping payday loan rates too low will kill competition and hurt consumers – in Brisbane, Queensland or anywhere else.

What’s the Best Way to Protect Consumers in Need of Debt Relief?

Debt relief for consumers during this recession has been hard to attain. Should courts or government agencies play a large role? READ HERE for one man's view.
President Obama's plans for the Consumer Financial Protection Agency could mean that debt relief is closer than ever for the downtrodden. (Photo: flickr.com)

Short Term Credit and Controlling One’s Financial Affairs

People who use payday loans are not being exploited. On the contrary, they control their financial affairs and make informed decisions. SEE THIS STUDY!
Consumerism is American. Free market capitalism and payday loans are all part of necessary competition, despite what critics would have you believe. (Photo: flickr.com)