Have you ever needed a payday loan funded promptly?

Personal Money Store can assist you in getting the top-of-the-line loan for your needs in as little as 2 hours. Everyone needs help now and then. Ask yourself these few questions. Do I need cash to help pay my bills, get groceries or an unexpected expense?

• We require neither credit check nor any faxing
• Secure and confidential
• Lenders compete for your business
• Network of Lenders

It is simple to get the loan you need

We have many companies that compete for your business as soon as you call or apply for a loan online. We will require no credit check nor will we require you to fax any necessary documents.

Our network of providers gives you a great chance of getting the desired loan you need instantly. You’ll not have a long wait, but a quick and prompt response without any waiting nor do you need to look for other services.

Nowadays, many people are very busy

On that note, you can apply for a loan right now, or during your lunch break at work, even when you’re relaxing at home. Applying is easy and quick.

Our easy to use web application and our ability to find lenders quickly mean that you will have money deposited to your account very fast and securely into. This is a short term loan you can use for any emergency or because you are in need of extra cash for daily activities

Online payday loan requires no faxing

When you apply for an instant payday loan, the payday application data will be stored utilizing the latest data encryption and security measures. You can rest assured that your personal information will be kept very confidential and safe in our systems.

Personal Money Store understands that there are times that you need cash for emergency situations. The best thing about using our online service is not having to go out looking for one. We are here to assist you online.

Apply now for a short-term payday loan!

Once you are an approved payday loan applicant, you will be informed immediately that you qualify for a payday loan.  The only agreement is between yourself and the approved lender; and not Personal Money Store. Please always read any necessary agreements you will receive from your lender carefully.

Apply HERE for a Payday Loan Online

Cash Advance Loans are Completely Restriction–Free.

No fax cash advances can advance the condition of a healthy budget. (Photo: picasaweb.google.com)

Low-cost cash advance loans are widely accepted as the most appropriate way for the people who are trapped in the vicious circle of financial trouble get through those tough budget crunches. The loan amount retrieved under low cost cash advance loans category can be used for any sort of urgent payment like paying your important bills, funding your child’s education, car repair, etc. This category of loans is basically a short term loan and the cash amount received by choosing this option is completely restriction-free. The entire procedure of this loan is straight forward, with easy and simple sets of terms and regulations.

Low Cost Cash Advance Loans Offer Affordable Rate of Interest and Repayment Scheduling.

Low cost cash advance loans are highly popular and a much adopted solution among the people because of its affordable rate of interest and convenient repayment scheduling. In this type of short-term, low-cost cash advance loan, a person can apply for a loan amount ranging from $100 to $1,500 with repayment tenure of 14 to 18 days. However, on the basis of valid and acceptable reasons, one can also request an extension in repayment tenure.

Low-Cost Cash Advance Loans are Available in Both Secured and Unsecured Forms.

Low cost cash advance loans are available under both the provisions of secured and unsecured forms. Secured low cost cash advance loans can be chosen by borrowers who possess valuable assets or borrowers with decent collateral. On the other hand, borrowers who are either non-homeowners, tenants or are residing with their parents can utilize the facility of this unsecured form of low cost cash advance loans. Even the people with poor credit history are also eligible to apply for this loan. Thus, it won’t be incorrect to conclude that this type of loan caters to every section of borrowers who need financial aid to settle their economic tensions.

Prerequisites for Low Cost Cash Advance Loan Approval.

Now let us put some light on the essential prerequisites attached to the approval procedure of this loan. To apply for this type of loan, the applicant should be above 18 years of age, must be employed or posses a regular source of income, and is required to have an active bank account. Thus if you are under the burden of any heavy debts or need financial assistance to cover some important medical expenses then immediately place a request for this loan.

Internet can be the best medium to apply for low cost cash advance loans.

In this information age, almost all leading financial companies are accessible online. Many lenders offer information on low cost cash advance loans on its business Web site. Yet you can approach any number of financial institutions, asking for various loan quotes while sitting in the comfort of your own home. These Web sites guide you with the complete information about the entire loan procedure, and the executives will promptly answer all your queries and issues in a most satisfying manner. You just need to download the online application form and fill in your personal and employment details. After submitting your application form, the executives of that particular firm will get back to you with the best solution for your financial requirements.

For Low Cost Cash Advance Loans, Apply HERE!

Cash advance loans can be a fast cash infusion for businesses, too. (Photo: flickr.com)

All businesses should be capable of weathering any situation, good or bad. This is of dire importance, particularly when these situations affect the money that is invested in the business. To help businesses deal with the evolving and sometimes unstable economy, there are now cash advance loans. These loans are helpful because they allow a business to obtain cash in the easiest possible way, and can be the simplest way to resolve any emergency needs for large sums of money.

How Does this Service Work?

Obtaining this loan requires future credit card sales and a merchant account. The merchant is eligible to get money from the lender once they agree on a part of the merchant’s future profit as the payment. First, the merchant gets to decide what percentage of this profit is sent to the lender when, in the future, a credit card sale is completed. The lender will then give the money to the merchant and wait on a MasterCard or Visa payment.

Why Choose this Over a Business Loan or Line of Credit?

The main appeal of choosing to obtain a cash advance loan instead of opting for the more traditional business line of credit or business loan is that this service offers a much faster way of gaining capital for your business, while being extremely easy to process. Payment of this loan is completely automated. The minute you process your MasterCard or Visa payment, you have already started paying back your lender. The speed with which you can obtain this loan makes it a great way to get large sums of money in emergency situations. Bank loans and line of credit loans usually take a much longer time to follow through, and in the meantime you could be losing valuable business. With business cash advance loans, you can easily avoid this.

Other Advantages of Cash Advance Loans

Business loans are often denied based on bad credit history. However, this option does not require excellent credit history.  Lenders are also flexible and will consider your business’s financial situation. If profits are only coming in very slowly, they will allow you to pay lower amounts.

Unlike business loans, applying for cash advance loans does not involve any collateral. Nor does it involve any fixed terms or fees. You can apply for and be approved for this loan in just a few hours, making it an ideal option to take when you need the cash immediately. A lot of the difficulties that you would usually face when opting for a business loan or a business line of credit are eliminated with this type of loan. This makes it perfect for any day during which you unexpectedly need large sums of money.

Use the Money as You Like

Another benefit is the fact that you are allowed to use the money in any way you please. Often with business loans, you sign an agreement that compels you to spend the money only in the ways that are agreed upon. You are not under this restraint when it comes to a business cash advance.

Apply for Cash Advance Loans HERE!

Applying for a cash advance at Personal Money Store is very convenient. Check out our application today! (Photo: flickr.com)

It is not difficult to get an online cash advance loan these days, and it seems that just about anyone can get one. An element that adds the cherry on top of a payday advance is that the process can be quick, easy and convenient.

There are simple measures that a future borrower needs to undergo, such as researching which companies offer them the best customer satisfaction, and other areas of service that help streamline the application process. These make things roll as smoothly as possible.

Some Cash Advance Requirements You Should Know

The requirements for getting a cash advance are generally that a borrower be at least 18 years of age. A valid checking account and a minimum monthly income of $1,000 are usually required as well. There are many cash advance lenders who have different requirements, such as three months of employment history and a checking account in the borrower’s name that has been open for at least as long as the applicant’s employment history. Also, a borrower should make sure that all of his/her important information is gathered for the application. Financial information such as bank statements, pay stubs, and account and savings numbers should all be ready. With the proper preparation, a borrower can speed up the already short application process considerably.

What if You Don’t Have Checking or Are Self-Employed?

There are many cash advance lenders who will gladly accept a valid savings account in lieu of a checking account. It’s also a great idea to check with your chosen cash advance lender to see exactly what they require. If you are self-employed, lenders may require a few more documents from you. Income documentation, typically for a three- to six-month time span, might be asked of you in a situation of self-employment. However, online cash advance lending companies like Personal Money Store are a tad more lenient as far as the income requirements and supporting documentation goes.

With Personal Money Store, it Couldn’t Be Easier

You’re here at PersonalMoneyStore.com because the online application is very easy to use. You should have all of your information handy, as it speeds up the process. Have your social security number ready. After all of the necessary information has been given, lenders verify the information given through a series of databases. Many lenders advertise that they guarantee applicants “no credit checks,” credit rating or history checks. You’d have to have been living under a rock if you’ve never heard the typical, “No-Credit” or “Bad-Credit” cash advance invites. This pulls the situation into the borrower’s favor, because even if they are denied by their chosen lender, many other cash advance sources are available.

A payday lender who approves you for a cash advance will contact you by phone or E-mail after reviewing your application. At this point in the process, the lender will carefully outline all repayment terms and discuss the length of the cash loan. There are some businesses who offer a same-day cash advance, but that won’t always happen. Generally, cash advance companies can have your money in your account within three to five business days.

Electronically Wired Funds

Funds that are electronically wired into a borrower’s bank account will be available to them a lot quicker, but there may be extra fees from your bank and cash advance lender attached. Speak with your lender in depth about wire transfers before you decide to commit. Aside from the extra costs the lender may charge, wire transfers can be the fastest, easiest way to receive cash advances. Again, take note that many lenders charge a 10 to 15 percent fee of the total transfer amount for wire transfer services.

Your Information Should Be Treated With Care

The best thing for you to do is your homework. Make sure that you are completely aware of the risks you could face when offering your personal information. A study conducted by a group of University of Toledo marketing graduate students showed that out of 50 online cash advance services, as many as 10 do not provide secure cash advance application pages. This is not the case with Personal Money Store, however.

Many different types of companies were listed in the survey, which included payday loans, unsecured loans, online loans and short-term loans. Make sure that you’re careful. If your personal information is unsecure and floating around the World Wide Web, even the most moderate of hackers can access all of your personal records. Remember that the most well known, and established, companies are best. That’s the kind of security Personal Money Store offers you.

Find That Privacy Policy!

Just to make sure that you know your personal information is secure and not at risk of being hacked, start with the cash advance company’s privacy policy, which should be posted somewhere on the Web site. Make sure you look for a few sentences that should read something like this: “We do not share personal information with any outside entity, or engage in third party marketing.” Once all of the anxiousness and fear has gone away, remember these simple measures needed, and get your cash advance today!

Apply for a Cash Advance HERE

These college students are struggling financially – so much so that they can't afford suitable hats. Perhaps cash advance loans can help? (Photo: picasaweb.google.com)

(EDITOR’S DISCLAIMER: Many payday lending companies require that applicants be employed for a certain period of time before they are eligible to receive payday loans.)

Anyone who has ever screamed, “I need cash now!” while surviving the sometimes grueling experience of college life can attest that it’s a financial pain. Everything seems to cost money. From the roof over your head to the parking you utilize, it all costs money. Let’s say you aren’t living on campus. The tuition alone can take away from anyone’s pockets. Even when people acquire financial aid, other suggestions may need to be considered.

Consider Getting a Cash Advance Loan

Online cash advance Web sites such as Personal Money Store can assist with some of the less expensive liabilities. Though they are cheaper, they can be equally as important. If you own your own car, gas expenses can skyrocket through the roof. Just keep in mind that constantly taking out cash advance loans can get you into financial trouble. If you know that some grant, financial aid, or loan money should be coming soon and you need some cash until then, cash advance loans could do the trick.

Catch the Bus Some Days

The price of gas has gone up considerably in the past 10 years, making cars large liabilities. This is particularly true when the car requires payments or is being leased. During the times when gas prices are higher than usual, consider catching the local bus to school. If your job is on the local bus-line, you’ll save even more money and even get some exercise just by letting your car sit for a day or two.

Stock Up on Canned Goods

Supermarkets like Wal-Mart and Kroger offer great deals on canned good foods. Soups, fruits, and even meats are canned, and can be purchased in some cases for less than $1.50 a can. You want to make sure, however, that you avoid fast food restaurants at all costs. Most times, students are racing from place to place, constantly in a time crunch. If a student has a job and no car, the time constraints are more prevalent. This makes quick meals more tempting. Buy more foods that can be cooked and maybe even preserved for longer. A tried and true remedy for college hunger pangs is Ramen Noodles. You see? The trick is finding creative ways to feed yourself without starving.

Shack Up with Other Students

Living alone can be extremely expensive while attending school. For some people, campus living is an option, but for others, living off campus is the best financial choice. You and any other students you know might consider chipping in for a three- or four-bedroom apartment or house. Some people find this resolution satisfactory because they know their roommates will be around for at least two years, unless they drop out. In the case that a roommate does decide to move out, other frugal students will be eager to drop anchor and help with bills.

Supplement Your Income

There are many Web sites that offer money for easy work. If you are someone who loves social networking, for instance, Personal Money Store offers opportunities for you to do what you already love doing – and they pay you! What could be better than that? If you like to write, Personal Money Store also presents writing opportunities for freelancers. Another Web site called PeopleString offers profit-sharing for their members to do the things they already do, such as surf the World Wide Web, check their E-mail, visit social networking Web sites, and even check out dating websites. You can also visit over three dozen popular Web sites offering retail items along with cash-back options.

These are but a few ideas and suggestions to help you supplement your income while taking tests, doing homework and working a part- of full-time job during college. If times become too difficult, you can still consider applying for online cash advance loans and get cash now.

Image from Flickr.

It’s true, you can’t be thrown in prison for 10 years for robbing a cash advance loans store. However, the situation is different if you have already served time for robbery before. A man who robbed a payday loan store in Minnesota at gun point has been sentenced to 10 years in prison followed by six years of extended supervision.

There are a few other extenuating circumstances that contributed to the lengthy sentence given to Raymundo Gallegos. He has been in prison for armed robbery before, and the judge said Gallegos didn’t show remorse for this crime. Furthermore, his charge comes with the added detail that he used “threat of force.” Two employees at the payday loan store says he threatened to shoot them in the head if they didn’t give him cash.

Details on the robbery

The robbery occurred June 16, and despite the months that have gone by, one employee is still on medical leave because she is too afraid to go to work. The manager of the cash advance loan store, called Check Mate Cash Advance Center, said he wasn’t scared, but he was angry.

After Gallegos pulled out a handgun at the payday loan store in LaCrosse county, the manager says, “”I had to stare down the barrel of that gun for two to three minutes. I have to live with the fact that, had that gun gone off, I might not be standing here today.”

A special case

Perhaps the judge was trying to make somewhat of  an example of Gallegos. The judge during the sentencing said “What you did cannot be excused in any way, shape or form.” Payday loan store robberies have become more and more common lately as criminals have figured out that the stores must keep large amounts of cash on hand in order to do business.

Unfortunately, most payday loan store robberies do not end with the robber getting 10 years in prison. Usually, the last thing heard about a payday loan store robbery is that “police are seeking a suspect.” Last week, several reports flooded in about payday loan store robberies, including incidents in Oklahoma, Kansas and Indiana. In most cases, the culprits have not been found. However, payday loan stores every day are increasing security measures, and police are starting to crack down in many areas.

From Flickr. com. And No, gouging isn't cool.

Brandon Spikes, a middle linebacker for the University of Florida Gators football squad, has been suspended for a whole half a game after gouging the eyes of a downed opponent in the Gator’s recent game against the University of Georgia Bulldogs.

Since then, searches for and views of the Brandon Spikes eye gouging video have been popular, and some people would give short term loans for bad credit to see him not take the field again for at least a game or two.  Some will doubtless take the minimal sentence as evidence of the ridiculous favoritism showed college athletes, as a half game for an eye gouge is a light sentence.

Well…maybe those critics have something there.

A half game off is a light sentence for such a dangerous action.  There is currently no sport in which eye gouging is close to being allowed.  Not to mention that the Brandon Spikes eye gouging video shows he gouged the eye of a down player.  Not to knock the Gator’s football program, but that is cowardly.

In American Football, people wear helmets, and as a result, there can be no such thing as an accidental eye gouge or fish hook.  Even some past infamous enforcers never tried to commit such egregious offenses – people like Jack Lambert, Lawrence Taylor, Jack Tatum, Dick Butkus, or Ray Nitschke never had to resort to gouging – they let the hits do the talking.

If we are going to have some sort of pretense that athletes aren’t given rampant favoritism at the university level, he should get far more than a half game off.  If someone were to stand up and chin the nearest student in Anthro 101, they would be expelled, and probably prosecuted.

What? Did he think it was a rugby match?

The glorious sport that gave birth to gridiron football is played without padding, and the occasional eye gouge does happen as well, but since there aren’t any helmets used in the Game Played in Heaven, it’s harder to prevent, but it can be accidental.  That said, it isn’t tolerated, at all – two recent instances of eye gouging resulted in long bans.  For instance, a test match in July between South Africa and the British and Irish Lions in which South Africa’s Schalk Burger accidentally gouged the eye of an opposition player got him 8 weeks out.  For an ACCIDENT – Spikes’ infraction was intentional, and even though it’s claimed he was only retaliating, this is unacceptable.

If we’re going to justify the ridiculous nature of college sports, let’s have some higher standards.

Though many people enjoy college sports, and there isn’t intrinsically wrong with it.  That said, a lot of people get to go to college for free because of sports.  I’m sorry, but if a potential genius engineer or physicist doesn’t get to go to university because they can’t come up with the requisite cash advance loans for tuition, but someone else DOES because whatever pitiful thing they can do on a field – something is wrong.  The Brandon Spikes eye gouging video makes it obvious that this was no accident – and if I were a Gator student, I would be spitting mad because the athletics program had cheapened the integrity of the academic establishment for the sake of some silly GAME.

Related Video:

End of Cash by End of Month

Quick and convenient, faxless online payday loans are a great way to deal with a cash shortage at the end of the month. (Photo: picasaweb.google.com)

As the end of the month approaches, various bills may start getting you behind. If you have run out of available cash and are unable to pay these bills on time, you may well have to delay payment until the time you receive your next paycheck. This may create a need to apply for a faxless payday loan online which is the same as a cash advance loan against your paycheck.

Applications Online are Faxless and do not Require Credit Checks.

Borrowing up to $1,500 in as little as two hours can benefit anyone who needs extra cash quickly. To make it even better, it usually doesn’t require an inquiry on your credit report (which can hurt your score) or a fax of proof of identity documents or financial records.

No Cash in Time for Utility Bills Means High Late Fees

Paying your bills late can hurt. In doing so, you will end up paying high late fees, interest rates or both. A financial emergency like this is one in which most of us end up during these tough economic times. Plus, today’s high cost of living doesn’t help.

Faxless Online Payday Loans can Save You

If you are in such a situation, then you don’t need to panic. Neither pay the high late fees nor lower your self esteem and financial reputation by asking friends or family for money. Instead, acquire a faxless online payday loan.

Look Ma, no Fax!

Of the many benefits including reasonable interest rates for an online payday loan, the biggest is that you don’t have to fax copies of your bank statements or your identification documents to the loan company. Being faxless also converts into savings in terms of fax fees that a fax store charges per page, not to mention the fact that you save time.

Speed and Convenience Comes from Being Online

You apply for a faxless online payday loan online. Once you fill out and submit the online form, all verification and validation about you and your banking information is done electronically. Even the money is directly deposited into your bank account when approved. Since all processing is done online, you get a faxless online payday loan inside of 24 hours, sometimes even less.

Faxless is Huge Savings – Plus no Credit Check!

Apply for a faxless online payday loan without the need to pay any sort of application fee. You are also not subjected to any credit-checking process. So even if you have a bad credit history, you can still easily get a faxless online payday loan.

There’s no Processing Fee on a Faxless Online Payday Loan

For most other types of loans, the processing fee can be substantial. This is particularly true if you take the loan for a short period only. Often, the low interest rates are offset by a hidden unmentioned high processing fee that you are not told about until the last minute. With a faxless online payday loan, there is no such issue. Clearly you get a lot more benefits by opting for a faxless online payday loan than any other loan.

Pay Back Online, Too!

You can pay back your faxless online payday loan online as well. It is automatically withdrawn electronically from your bank account on the date when you receive your next paycheck. It may be a fixed date or triggered by your payroll deposit. After that’s credited to your bank account, the amount due automatically transfers to the loan company.

Online Systems Protect your Identity

Advanced security techniques like 128- or even 256-bit encryption and other complex techniques ensure that your details are safe from any third party, making the entire process safe and secure. Faxless online payday loan companies like Personal Money Store stringently follow strong, foolproof privacy policies to ensure the confidentiality of all their borrowers’ information. This is not some extra feature that the loan company brags about; it is the essential foundation on which trust for so many borrowers is built.

Faxless Online Payday Loans APPLY HERE

There aren’t any known H1N1 vaccine deaths from this current outbreak yet, but they may occur.  It isn’t likely to be many.  Flu vaccines, especially H1N1 vaccines (this isn’t the first time anybody’s caught H1N1 – it’s broken out before) carry a risk of afflicting the vaccinated with Guillain Barre Syndrome.  What’s weird is that the government is using the cash advances they got from we, the people (our taxes) and were supposed to deliver 120 million vaccines.  We got 10 million.  (I don’t know about anyone else, but I feel short changed.  Spiteful aside, it appears that yet again, No We Can’t due to incompetence!)  However, don’t panic.

Guillain Barre Syndrome is an ascending paralysis that can be fatal

Guillain Barre syndrome is a breakdown of the fatty lining (this is fat that you don’t want to waste instant cash on losing – without it, you die) of the nerves, typically beginning in the legs.  The nerves lose control of, well, everything, and it creeps it’s way upward.  It’s the leading cause of non-trauma paralysis. It is a risk of modern flu vaccines, and if a lot of people get swine flu vaccines, people will get it, and people will die.  However, put this into perspective – the seasonal flu, i.e. the flu that EVERYBODY gets, kills over 30,000 people in the U.S. alone, up to 500,000 worldwide, and the actual risk of the side effects are low, and risk of death from it- even lower.

Last Swine Flu Panic – 1976, and it was EMBARRASSING

For those that aren’t “in the know” (which is a kind way of saying that if people would learn a little history, do a little research, they might learn about what panics occur over) there was a swine flu outbreak in 1976.  Congress decided to mobilize mass immunizations, wasting millions of dollars in the process, after ONE PERSON DIED.  (That’s IT. Hardly an epidemic.)  Less than 33% of the U.S. actually got the immunization.  Of those, 500 were afflicted with GBS, of which 25 people died.  If you’re thinking in terms of global disease…you might get where I’m going, but that said, the last swine flu (this one isn’t actually a swine flu, but it is H1N1) or the 1976 Swine Flu Outbreak was a panic over nothing, with vaccinations that didn’t do anyone any good, but did cost a lot.

Immunizations carry risks

Immunizations always carry a risk. The very act itself is risky – how immunizations work is that a very small sample of a virus or bacteria is injected, alerting the immune system to its presence so the body can build anti-bodies, which carries a risk of infection.  The H1N1 Vaccine, as well as flu vaccines in general, carry risks of infection and of GBS, but it’s a small risk.  The risk of death from the H1N1 is about 1 in 1000, and the risk of getting Guillain Barre from it (culled from an article on CBS News) is between 1 in 100,000 to 1 in 1,000,000.  (That’s literally one in a million.)  80% of GBS patients completely recover, and less than 4 in 100 afflicted with it die.   Health professionals advise weighing the pros and cons of vaccinating,  and getting yourself, your spouse, and your children vaccinated will cost a cash advance loans worth. Take care of yourselves; be safe; get vaccinated if you’re at risk – but above all, DON’T PANIC.

Cash advance loans are a quick and convenient way to cover emergency expenses when the recession is nipping at your heels! (Photo: picasaweb.google.com)

Cash advance loans are becoming increasingly popular as the recession hangs on. Strap-cashed consumers are looking for more options when it comes to paying their bills and making it through to their next payday. When the monthly check doesn’t stretch far enough, there are few options. Personal loans through traditional banks are difficult to obtain and their application processes are not conducive to meeting immediate financial needs.

This is where the unique features of cash advance loans come in. Cash advance loans are exactly what they sound like. If a customer is accepted, they receive a cash advance against their next regular paycheck deposit. Cash advances are small, short-term loans designed to plug a gap in finances without the need for longer-term, high-interest bank loans. For qualified customers they can substitute for high-interest revolving credit cards too, keeping credit balances down.

Things to Remember

If a consumer qualifies for a cash advance loan, they need to recalculate their next month’s finances. They need to be sure they considered the repayment amount and how it will impact their budget. Be sure that the next paycheck is enough to cover the loan and normal monthly expenses. Cash loan providers always encourage responsible borrowing with their customers. The loan is meant to help qualified borrowers with immediate financial needs, not to put them into more financial struggles.

What Consumers Need to Qualify

To get a cash advance loan, consumers will need to meet some requirements. Normally to apply they need:

• To be over 18 years of age
• Be employed for a set period of time
• Have an active checking account with direct deposit

If the applicants meet the above requirements, they can apply for the cash advance. The great thing about cash advance loans is that a person can apply online within minutes. The decision as to whether or not they are accepted should be a momentary process. Their status should take just a few minutes to update. Also, the timing for payout, if qualified, is what draws people to these types of loans. No one can find a personal bank loan that pays out in 24 to 48 hours to accepted customers. It’s also impossible to find a personal bank loan that lasts only a few weeks.

How Cash Advance Differs from a Bank

Banks are in the business of making money. And that money comes from their customers. When a consumer tries to get a loan from a bank, they can expect to have to plow through a huge pile of paperwork. Banks are asking for tax returns, paystubs, and bank statements going back for months.

In addition, since the lending crash of the recession, banks are tight-fisted about underwriting. It’s difficult for even customers with perfect credit to procure loans at this time. Donna Friedman, chief loan officer at a Chase Bank, stated, “Our owners are giving us only a limited number of loan possibilities per month and we have to hand them out to only the customers who have proof that they will be able to repay the loan…we have to be strict with everything these days.”

Cash Advance = Emergency Funding

Cash advance loans are perfect solutions for qualified customers with emergency funding needs. They are simple to apply for, quick to payout if qualified and repayment is a worry-free structure. Customers write a check for the amount they are approved for and the lender will automatically deduct it from their account on the next payday. They can be a great way to find emergency funding for the accepted applicant.

For your Cash Advance Loans, APPLY HERE

Direct Deposit Cash Advances

It’s a Payday Loan Against Your Paycheck

Think short term financial troubles can defeat you? Not with cash advance loans on your side! (Photo: picasaweb.google.com)

Also known as a payday loan with no faxing, a cash advance loan is a small amount of money loaned to you which was credited directly into your bank account. Payments are taken out in alignment with the balance available on your direct deposit. Often the limit on the amount of your no faxing cash advance loan is a percentage of the total balance available on in your checking account based on its direct deposit history.

Direct Deposit Advance or an Online Cash Advance?

Almost all banks now give their users the option of accessing cash at ATM machines using their directly deposited paychecks. On Personal Money Store, you may also apply and even qualify for a cash advance from the privacy and comfort of your home. Applying online right now provides you a great chance of getting an online cash advance rather than a bank direct deposit advance.

Use it in Any Way You Like

Due to the convenient way of applying and relatively high approval rating, many people have obtained a cash advance loan through Personal Money Store. There are so many reasons why people get such temporary loans. Tight financial situations and very flexible repayment options have encouraged people to apply for cash advance loans to absorb budget shocks they experience between paychecks.

Some applicants take cash advances to pay off unexpected bills or even to splurge while on vacation. Whatever reason you may have, cash advance loans are requested for a large variety of situations.

No Complex Processing is Required to Acquire a Cash Advance Loan

Unlike other loans, you won’t typically have to fax numerous documents, your past credit history, or even documents for background verification. A cash advance is wired electronically to your savings or checking account that you provide details for during the application process.

Easy to Get and Easier to Repay

A cash advance loan provides the right amount of money for you to use at your own will while waiting for your next paycheck to arrive. The fact that paying back a cash advance loan is so easy encourages people more to go for cash advance loans. Cash advance repayments are usually automatically deducted from your bank account on a date of your choosing.

Choose Your Cash Advance Carefully

Though applying for a cash advance loan is now very easy, you must keep in mind that failing to repay the cash advance on time will attract penalties that are similar to regular purchases that overdraw your paycheck. So be very careful!

A Cash Advance is a Smart Option in Tight Situations

Often people who are doing a good job in managing their budget also need financial help. Cash advance loans provide people with the extra short-term cash in between paychecks without having to fall prey to revolving debt. The convenience in acquiring and repaying a cash advance, combined with the fact that most people find themselves in tight financial situations, makes the loans quite popular.

Safeguard Your Reputation and Save on Late Charges

Since a cash advance loan is a smarter option when compared with overdraft fees on purchases when paying for something, more people are now regularly getting these temporary loans. A cash advance loan is a great alternative to bouncing a check, stained credit ratings and hefty late payment charges. With more sources now offering cash advances, it has become easier for you to acquire these loans in times of need.

Cash Advance Loans Apply HERE

Get up to $1500 in as little as 2 hours

In financial emergencies, there are tons of different cash advance and payday loan companies to choose from, but many have high fees and many require a load of documentation and formalities. In all likelihood, you won’t have time to go through such formalities when you are in need of immediate cash.

Through Personal Money Store you can get a cash advance loan with no faxing required! Most of us don’t have a fax machine at our home. So if we have to drive to a store to fax the documents required, we might as well skip it and just go to a friendly local cash advance or payday loan store.

No faxing means less hassle

For acquiring a no faxing cash advance loan, all you have to do is fill out our short online application form. The approval process is almost instant! Within a couple of hours you can have the money you need to cover your emergencies! Also, faxing documents from a fax store could easily cost you between $1 to $3 as fax fee per page.

Minimum prerequisites

To acquire a no fax cash advance loan, you don’t need a good credit record because there’s no credit check! You obviously don’t need a fax machine as everything from request submission to verification is done online!

However, you must be at least 18 years of age, you have an open and active bank account, you must make at least $1,000 a month of verifiable income and you must have a permanent place for residence. Payday Cash Advance Loans definitely can be a huge financial relief. Poor credit for ANY reason is no problem. You will not face any issues or rejection because of these factors.

Put it to any use you want

You can serve your important financial obligations with the help of a no fax cash advance loan. You can pay off medical bills, repair costs, credit card minimum dues, loan installments or even school fees. Various unavoidable expenses can be paid off with a no fax cash advance loan.

These loans are short term loans that are offered against your next pay check. The loans are provided for a small term of 2 weeks to a month and provide from $100 up to $1,500. The amount is offered at slightly higher interest rates due to their short term tenure. Application for these loans is usually filled out online. Online applications are indeed simple and approval is much faster.

You can easily overcome cash troubles with a no fax cash advance loan as the funds get approved instantly and are transferred to your bank account directly for your immediate use! No need to get involved in paperwork formalities, no credit check to work against you, and lastly no faxing for this loan!

For No Faxing Cash Advance Loans, Apply NOW!

On the set of "Whip It." Image from Flikr.

Directing her first feature film, Drew Barrymore has managed to churn out a dramatic comedy that most critics are raving about. “Whip It” reviews say the film is well directed, well cast, “a total blast” and “the best girl-powered sports film since Bend it Like Beckham.”

Alonso Duralde from MSNBC says in a “Whit It” review that the film “marks an impressively crowd-pleasing directorial debut for Drew Barrymore.” This is pretty high praise for a first-time director, so it appears Barrymore has made a good career choice. Any cash advance loans she used to make this film, which reportedly had an estimated budget of $10 million, should be paid back in no time.

Director Drew Barrymore

Duralde wasn’t the only critic to bring up Barrymore in a “Whip It” review. In fact, almost every critic who reviewed the film for Rotten Tomatoes did so. David Edelstein from New York Magazine writes: “Drew Barrymore’s directing debut Whip It is a mite too adorably ingratiating, especially for a story of a 17-year-old (Ellen Page) groomed for pageant life who gravitates to snarling girl punks and roller derby.” That might sound like a slight, but in the end Edelstein says the movie delivers, and Page is “marvelous.”

Joshua Rothkopf of Time Out New York says: “A ray of sunshine onscreen, Drew Barrymore isn’t going to suddenly make a grungy roller-derby movie.  So she’s done something harder: made an intensely sweet roller-derby movie about letting your kids grow up happy.”

Girl power

Many critics also commented on the “female-empowerment,” “girl power” or “chick flick” aspects of the film. Drualde called “Whip It” a “fun female empowerment movie.” The “best girl-powered sports film” comment came from Roger Moore of the Orlando Sentinel. Moore also wrote that Page’s character “Bliss discovers roller derby, where the women are tough and take stage names like Smashley Simpson and Bloody Holly.”

Pete Hammond of Boxoffice Magazine, in his “Whip It” review, says the movie is a “realistic but highly entertaining story that travels to two extremes of the female experience.”

If junior gets a nasty sting or bite and you don't have insurance, is your budget ready to feel the burn? (Photo: noaa.gov)

Things can happen to anybody at any time. That will throw their budget, regardless of how stable, off the course.  Even for those of us who keep our checkbooks balanced to the penny and anticipate future expenses a couple of paydays in advance, it all can be thrown into a state of chaos by a trip to the emergency room, the not-so-dream car that has expired, the security deposit on your new apartment that was a lot more than you expected or the teacher who informs you that your child needs to bring them a check, a few days before payday, for the next activity or field trip they’ll be taking.  Should this ever sound like your life, get it back to a good place with the best of the payday loan companies. Access to their services is brought to you by Personal Money Store.

Tap into a huge network for help

Personal Money Store is here to make life’s little surprises less unpleasant. With access to a huge network of lenders that we refer you to who help people just like you get a hold of what payday loan companies specialize in: payday loans. They are truly there when you need them.  Some lenders may also be able to wire you payday loans regardless of your credit rating.

Handle your money trouble fast

The worst thing about having to pick up the tab on expenses is not that you must fork over additional cash than usual, but rather the fact that they crop up at the worst possible times.  Of course, when something like this happens to you, time is of the essence to take care of it.  However, while the use of other methods such as bank loans or credit cards may be feasible in some situations, they can’t go the distance in many others.

The clock is ticking…

After all, high revolving lines of credit are very rare and some customers’ credit histories are so tarnished that they are unable to obtain revolving credit in the first place.  The same applies to applying for a small loan through your bank.  And even if you do qualify, the time it would take for you to receive your cash would be so long that by the time it’s wired to your bank account, it would be too late to pay off your debts in time.

With thoughts such as these in mind, more and more people are opting for payday advance loans from payday loan companies.  Even then, most such lenders operate within a limited window of time.  And while these are typically longer than neighborhood banks, financial hardship doesn’t punch a time clock.  So, what do you do, say, when you or a family member needs to go to the emergency room at two in the morning and you have no cushion at your disposal to pay the bill?

Short-term assistance, available 24/7

Personal Money Store runs its Web site with all such people in mind.  There are no credit checks for our services, as is the case with most of the lenders you may conduct business.  Additionally, our services are available to you 24 hours a day, 7 days a week, for literally whenever a need for online payday loans or any other kinds of cash advance loans may strike.

Keep in mind, however, that not everyone will qualify for what payday loan companies offer. However, we do try our best to help everyone.  In addition, payday loans should be used for short term needs only, not a long-term financial solution.  Those with credit problems should seek credit counseling.

So whenever you need additional funds, the choice is clear: Personal Money Store

Related Video:

Yep, it's worked that way for me, too. (Photo: flickr.com)

You’ve seen the disclaimer before about using cash advance loans responsibly. But what does that really mean? Sure, you’d be foolish to plan a trip to Las Vegas and go to the tables strictly with cash advance money. There is no guaranteed rate of return and the house always comes out ahead in the end. It would also not be advisable to use a cash advance to help train yourself for an ice cream-eating contest. Your waistline will already be paying for that little escapade with interest, so why would you want to also pay interest on the money used to purchase your ice cream and ice cream paraphernalia?

In general terms: a cash advance is there to help you during a small-scale financial emergency. It’s easy to sit back and want something, and it’s also easy to apply for a cash advance to scratch that itch. However, that doesn’t mean you should do it. A cash advance is a responsible way to deal with a difficult situation when your options are limited.

Struggling with temptation

It all sounds well and good, doesn’t it? You know as well as I do that temptation can strike at any time. Splurging once in a while is fine, but actually using short-term loan products like a cash advance to artificially inflate your budget is asking for trouble. I haven’t been in that exact situation, but I do remember a couple of instances where the strong impulse to buy overrode higher brain function.

Let’s go back to when I was a child. My father owned a trucking company, and as a result of that he was not around as much as I would have liked him to be. He knew this, and he felt guilty about it. He attempted to compensate by buying me things, particularly comic books. However one day I was out with my dad on the weekend running errands and we stopped at the local gas station convenience store. It had been a long day and we were both tired. My father and I went into the store so that we could buy drinks. I was hoping for my favorite slushy, cola flavored. Little did I know that that little convenience store would become one of the battlegrounds of my childhood. Next to register was a rack filled with cheap toys, the kind you find in convenience stores, grocery store toy aisles and in the back of drugstores. I spied a small puppet — it was a Raggedy Ann puppet as I recall — with no moving parts and a very cheap presentation this way of the dingiest Taiwanese toy factory/sweatshop. I had heard mom say that we needed to save money, but I would have none of that. I didn’t have a toy on hand to amuse myself for the rest of the car ride, so I insisted that daddy buy me the piece of junk puppet.

The line was drawn, and I wouldn’t give an inch

It was on this occasion that my father decided he would play at taking a stand. He would attempt to teach me a lesson about money by using all of the reasonable arguments, such as that the puppet was very cheap, it would break easily and I didn’t have to have a new toy every time I went outside. I wasn’t a baby when this happened, so logically I could understand all of the things he was saying. I wasn’t unintelligent, but the infantile mind I had when it came to valuing money took hold. I began to whine and drone on in my usual way about how I really wanted it, and I think I embarrassed my father in front of one of his friends, the shop owner. Rather than get angry, however, my dad caved like he usually did. By the time we got home that evening, my funny little puppet was already broken and forgotten. I could scream for money, but I didn’t appreciate it once I got it. I wanted a cash advance, but I had no true inkling of what it took to provide that money. I still feel guilt over what I put my parents through to this day, and I’m a grown man now. Cash advance for counseling… now that’s a more responsible way to use a short-term loan.

Sharing lessons learned with my young cousin

Skip ahead 12 years. I’m a young man on a family outing to the zoo. We had a great time calling to the hyenas, watching the alligators consume their daily meal and ducking as the gorillas flung their fecal matter across the enclosure. It was our family tradition that at the end of the visit, we would stop in the gift shop near the exit to the park. I am sure this tradition probably began with me wanting a toy, but I was no longer a little boy. Today, the little boy was my cousin Ryan. He was (and still is) a sweet kid with a very intuitive sense of how others are feeling, but on this day he was somewhat less than sweet. As he paced furiously up and down the aisles of the zoo gift shop, Ryan’s expression grew increasingly upset. He had his little coin purse in hand, and he was looking for a souvenir that he could afford. As it stood, all that was within his limited budget were some rather cheap toys (more plastic bits of stuff from Taiwan) that he didn’t even seem to be very excited about.

Yet some kind of compulsion was at work here. Ryan had to buy something, and the fact that there wasn’t anything that he truly wanted was unimportant. I recognized what was going on because I’d been there myself when I was a child masquerading as a consumer gremlin. Buying simply for the sake of buying was ultimately not fulfilling, and I wanted to teach Ryan some of that lesson. I wanted him to understand that it was okay to save his money for something he really wanted; spending for the sake of spending would put him in a position where he’d have junk instead of something he really wanted, like a new skateboard. A cash advance for the purpose of slating greed was no reason for him to break his bank.

Apply for a responsible cash advance here

I wasn’t able to convince Ryan to save his money, which I suppose is not surprising. Those kinds of lessons have to come at an early age, ideally from one’s parents. My parents didn’t do that for me. They were good parents on other fronts, but when it came to money, they weren’t much help. Ryan’s upbringing was probably similar.

So when you think about whether or not to take out a cash advance for your short-term financial issue, consider whether you are merely responding to a gut level decree, or whether you’re facing a problem that needs closure. Taking out a cash advance to solve a real problem is the more responsible way to go. Click the button above to apply here. I just hope you’ll use it responsibly.

Ephren Taylor

Recently CNN interviewed Ephren Taylor, 27, the youngest-ever African-American CEO of a publicly traded company in the U.S. He talked about starting his own business at age 12 and shared tips on being an entrepreneur and starting a business.

One thing Ephren Taylor pointed out is that a recession can create the opportunity in many cases to start your own business. This is a great point if you think about all of the people who are collecting unemployment. People who have gotten laid off and are eligible for unemployment still have a steady stream of income and plenty of time on their hands. So instead of putting all your time and energy into finding another place of employment working for someone else, why not dedicate yourself to starting your own business?

Be persistent

Another tip Ephren Taylor shared was that you have to be very persistent when asking for cash advance loans to get your business started. Ephren Taylor says starting his business at such a young age was an advantage for him because he was fearless and he could use his age as a marketing tool when trying to secure funding.

Ephren Taylor taught himself how to create video games and program computers when he was young and he started his company when he was 12. He said he asked about 80 different people for financing, and his young, fearless idealism kept him from getting discouraged.

Read, read, read

Ephren Taylor’s path to learning to create video games started with a book. Ephren Taylor points out that there are books on just about every subject out there, including starting a business.

Ephren Taylor has also written his own book, “Creating Success from the Inside Out: Develop the Focus and Strategy to Uncover the Life You Want.” He also has a web site, “Ephren Taylor The Social Capitalist” that offers business and finance advice.

Don’t overanalyze

Ephren Taylor cautions people against over-thinking opportunities, because that can lead to fear and giving up before even getting started. Ephren Taylor has become so successful at such a young age because he started working on his goals when, he says, he was still “dumb enough to believe” that he could do anything. And it paid off.

On his web site, Ephren Taylor offers advice to churches to help them prosper. He says he is passionate about financially empowering people. He particularly encourages college students and people who don’t have kids and mortgages to start their own business because they are in a better position to take risks. His web site says:

Beyond his unprecedented accomplishments at an early age in business, Taylor is an author, inspirational speaker, and real estate mastermind. His first book, “Creating Success from the Inside Out”, is published by the world’s number one business publisher, Wiley and is an Amazon and CEO Read best seller. The book serves as an expose of the mindset of today’s multi-millionaires while defining success as not only attaining wealth, but how to utilize it.

Check out the video of Ephren Taylor on CNN.

(Photo:fr.wikipedia.org)

This recession has put the proverbial shackles on the aspirations of people both rich and poor. The availability of credit is still moving at the pace of a slow crawl, while consumer spending is still searching for a way to pick itself up off the floor. But of course, it won’t truly be able to do that until the question of job security becomes less a hot button and more background scenery. Until money and credit begin flow as they did 10 years ago, the stock market will continue to show only modest gains at best. People are looking for help, whether it is the temporary assistance of cash advance loans or the more permanent change in which wages actually begin to keep pace with inflation.

Most of know just how the recession has taken a bit out of our finances. But did you know just how much even those who would have been “untouchable” have been hurt by the downturn? A recently New York Times articles takes a look at John McAfee, founder of the software company that produces McAfee Antivirus. His $100 million fortune has dwindled by an astounding 96 percent. Sure, that still means that he’s worth about $4 million and won’t need a cash advance, but what a drop!

“Horrific news”

Yes, Gawker jests when they call this “horrific news,” brought to us by “those tireless chroniclers of the plight of the rich, the New York Times,” but this cautionary tale does give us some idea of just how far America’s economic dealings have run aground. The number of super-rich in the United States may just be at its ebb tide. Yes, there are those who have already recovered to their pre-recession salaries, but there are many more that have not.

John McAfee is certainly not one of those who have recovered. He founded his company in the late 1980, and then sold his stock a couple of years after the antivirus giant had its initial public offering on Wall Street. He made $100 million in the deal, and he went on to invest much of it in real estate and bonds through the Lehman Brothers brokerage. At the time, it seemed like a great way to keep his fortune safe. Everyone in his income tax bracket was doing it.

Then the bubble burst

And John McAfee’s real estate holdings dropped in value like crazy. A 10,000-square-foot home in Colorado with a view of Pike’s Peak cost him $25 million to buy and build. In 2007, it sold for only $5.7 million. Then Lehman Brothers went belly up and his bonds were suddenly worth pennies on the dollar. Other stock investments cost him millions more in lost revenue.

Wait, there’s more. John McAfee has sold his 10-passenger Cessna and now flies like the rest of us. I wonder if he used the JetBlue unlimited pass when he went to visit his Hawaii oceanfront estate for the last time. That estate is gone too. It sold at auction for $1.5 million (much less than he paid for it), and there were only a handful of bidders. Apparently the former antivirus software mogul is going to high-tail it to Belize, where tax laws are more favorable to sinking millionaires like him.

What’s in store for John McAfee?

Let’s be realistic. I’m sure he’s going to land on his feet in Belize just fine. However, he’ll have to make do with much less than before. We who get cash advance loans when we need a cash advance will surely weep for him, particularly after ANOTHER estate (this one in New Mexico) goes up for a no-floor auction. In other words, no matter how low the top bid is, John McAfee has agreed to accept.

(Photo: glyphjockey.com)

I bring all of this to your attention not because John McAfee deserves a pity party. I’m sure he was aware that he was taking some risks with his money, and he certainly isn’t hurting with $4 million left over and likely a nice home in Belize. What I’m saying is that we can no longer allow the game players who manipulated the levers and knobs of the U.S. economy to carelessly speculate with our money. They walk away with something left over, but what of the less sophisticated investors? Like Tommy Wilhelm in Saul Bellow’s “Seize the Day,” they’re left with nothing. Financially, it’s a perpetual funeral.

Related Video:

Intellectual property rights are in concept a reasonable thing. Artists should be compensated for the work they create, regardless of form. Art’s value to society and culture is tremendous, so why is it such a foreign concept to many that artists should be compensated, that art can be a profession? Just because someone writes a song instead of digging a ditch or defending the rights of children in court doesn’t mean that the songwriter’s works are less important. It’s simply different – and simply valuable.

Yet there are many who believe that art should be free, that it should belong to society and be as freely consumed as air. This kind of thinking (at least in part) permeates current arguments surrounding the download of copyrighted music. By law, downloading copyrighted material, whether it is for your own consumption or (even more so) to distribute via P2P file sharing is illegal. At times, musicians make music available for free download. Other times, certain artists have taken the position that the people who download their work are helping to spread the word virally, which makes the action a fruitful marketing channel. Considering that most musicians actually make very little from their recording deals while the record labels profit handsomely, it’s no wonder that they have to tour and depend upon other merchandise year round. I wouldn’t be surprised if musicians were using cash advance loans for instant cash often, particularly during these tight financial times.

But since the already filthy rich record labels (represented by the RIAA) are the ones losing a tiny percentage of their income when people download music illegally, the RIAA is the one that’s kicking in doors and hunting for every little infraction. Like what Jammie Thomas-Rasset’s. She has lost a $1.9 million suit to the RIAA for just this scenario, and the greed and ridiculous miscalculation on the part of the RIAA is ridiculous. Jammie Thomas-Rasset was a single mother of four, living on the margins when the court case began. Now the ultra-rich RIAA wants to make an example of her. Since they have the money to hire the best legal representation, they have of course won. At least for now.

The gory details

Elianne Friend reports for CNN that a federal jury found the 32-year-old Jammie Thomas-Rasset “guilty of illegally downloading music from the Internet and fined her $80,000 each — a total of $1.9 million — for 24 songs.” Artists No Doubt, Linkin Park, Gloria Estefan and Sheryl Crow were among those she downloaded.

Only 24 tracks. That’s what, two or three albums-worth of music? Quite a steep price to pay, considering that on a track-by-track basis, each song would have otherwise cost about 99 cents each. Since Jammie Thomas-Rasset is being held responsible at $80,000 per song, the question of whether the records companies were actually “damaged” to that extent is important to consider. Clearly that wasn’t the case. This woman is being asked to pay more than 200,000 times what the actual losses of the record companies were. Did you actually suffer that much, RIAA? Or are you making this woman an example because you see your power structure slipping away?

According to Jammie Thomas-Rasset’s lawyer, this is the first copyright infringement case in American history to reach the trial phase. Needless to say, his client plans to appeal. In the meantime, she is encouraging interested parties to support her cause via her Web site.

Insert RIAA’s you-know-what-eating grin here

Spokeswoman Cara Duckworth of the RIAA said that the juggernaut was “pleased that the jury agreed with the evidence and found the defendant liable. We appreciate the jury’s service and that they take this as seriously as we do.”

Jammie Thomas-Rasset’s case actually began back in 2007. At that time, the judge ordered a retrial. It was determined that there was “an error in the wording of jury instructions,” reports CNN. Fines at that time amounted to “only” $220,000 for the recording companies. What the judge found at that time was that a retrial was necessary because he had inadvertently “misdirected the jury” by declaring that making files available for sharing actually constituted distribution. I think the woman dodged a semantics bullet then. Unfortunately, a mortar shell has struck her in the pocketbook.

A change in strategy: throw yourself on the bomb!

Egan Orion writes for The Inquirer that Jammie Thomas-Rasset’s legal team appeared on the surface to be  impotent this time around, as they didn’t continue to work with the questions that help them allay disaster before. Here are just a few of what her lawyers could have used in this retrial, but didn’t (as Orion sees it):

1. Whether the recording companies had valid copyrights to the tunes she was accused of having downloaded
2. Whether the RIAA’s ferrets at Media Sentry were licensed as private investigators
3. What her own technical expert witness found
4. Whether the RIAA’s technical expert’s procedures and findings were sound
5. What precisely were the legal elements of what she was alleged to have done and whether those were established by the plaintiffs, that is, actual “distribution” of copyrighted music files
6. What facts the RIAA companies needed to establish in order to claim statutory as opposed to actual damages.

The reality of the situation is completely thrown out the window if the proper legal tools aren’t used. The RIAA is allowed to arbitrarily bomb this woman with a ridiculous bill for pain and suffering, and all that Jammie Thomas-Rasset can do is show how downtrodden she is. Works great in the movies, but not in real court. Orion theorizes that this may have just been a setup for the big game against the recording industries that will come in this case and others, but I have to wonder whether the RIAA’s strategy of going after those who could never pay what they’re asking for is smart (and dumb at the same time). Dumb because they won’t get their money, but smart because it makes it easy to set precedent. See… download music illegally, you lose in court! Ha ha!

What I support

I support giving artists their due. I do not support gross profits beyond all reason and measure on the part of record companies. The artists deserve more, which is why more of them are going independent than ever. Yet much like the automobile industry did to Preston Tucker (see http://www.tuckerclub.org/index.php) (colluding with materials manufacturers to effectively block him from mass production), I’m sure the big record labels have deals with music and merchandise production outlets that make mass production prohibitively more expensive for independents.

I also think that Jammie Thomas-Rasset should pay for her music, but at 99 cents per song or a similar, more agreeable price that fairly compensates the artists. If necessary, take out cash advance loans for instant cash. But $1.9 million has no bearing in reality.

Related Video:

Luxuries, that when implemented, will make you feel like you are truly living the high life. You don’t need a lot of money to enjoy the following activities…just a sense of adventure and freedom. Hang on, and enjoy the ride!

Stress is a big killer when it comes to your focus and health, and if you do not have your health, you pretty much have nothing. Taking a mental health day every so often is one of those great luxuries of life that will help you become even more productive on those other days when you actually have to go to work. While this luxury does not cost any money up front, it may cost you a day’s wages if you are paid by the hour. However, doing this once in a great while will help you recover those lost wages by being more productive in the long run—which could get you a promotion or a raise.

Take a Leisurely Stroll through the Woods

There is nothing I like better than heading to the woods and just taking a slow walk on a path in-between the trees. Breathing in and out…slowly, deeply, and savoring the crisp clean air going deep into my lungs. This is one of the greatest luxuries of life that doesn’t require an instant payday loan to enjoy. In fact, for just the price of a bit of gas, and maybe a little cash in your pocket, you can get out to the woods and enjoy a nice slow walk while enjoying the scenery and fresh air. Do this on your mental health day and you have a recipe for true mental health!

Uninterrupted Sleep

Until you have had your sleep interrupted, i.e. a new baby in the house, you won’t understand why this is on the list of the top 5 luxuries of life. Sleep is very important in that every single system in your body regenerates itself when you are sleeping. And if your sleep is interrupted on a consistent basis, your body and mind will then begin to break down, leaving you in poor health, with a huge loss of focus and productivity. New parents often experience these conditions, due to caring for a newborn. I happened to have experienced this at three different times in my life, and let me tell you—I was completely ecstatic when all three babies started sleeping through the night!

Clean, Cold, Crisp Well Water

If you are lucky enough to live in the country, you more than likely know about this luxury. Well water, if you haven’t experienced it, is one the best luxuries in life that costs very little to maintain. I live on the edge of a small town and my house actually has the well water coming in. Delicious! If you cannot get access to well water, I highly urge you to find water that is as pure as you can find—at least just a bottle, so that you can experience this luxury for yourself. And it doesn’t require extensive credit checks just to be able to buy a bottle of pure water!

And the last luxury…

A Loving and Authentic Human Connection

When you can get past all of your complaints and emotions about someone, and can really connect—you don’t need money to feel rich. Connecting with someone, even your kids, can really be a true luxury in your life. And all it will cost you is a few moments of your time, and the loss of your complaints. Be real with people, and you will experience some of the richest moments in your entire life!

With all of the free luxuries available to you, it doesn’t take an instant payday loan to enjoy life.

A cash advance loan can save your home. It did for a married couple I know; they are close friends of mine, and happier than ever that they decided to seek help. After all, when the country is slowly rising from the ashes of recession, things might seem a little off track before becoming balanced again.

A Terrible Storm

A friend of mine, Sam, came to me in a huff a few years back, because the roof on his house began to cave in at the back of the house, due to a severe thunderstorm. He told me that he was considering fixing the roof himself, but the next week he informed me that it would cost entirely too much money for him to fix the roof himself, and furthermore, he didn’t have the knowledge to execute the idea.

Meanwhile

Sam’s wife was having a little “bad luck” herself. As she was picked up the kids from various after-school activities, she ran over a broken glass bottle, and busted one of her car tires. Image her frustration, stuck in her car with a flat tire and three kids, still bubbling with energy!

The Quotes

A local mechanic shop quoted her $75 for a new tire and $45 for their labor. The total costs, plus tax came to $146. Luckily for her, she had a few bucks saved in the bank. But when Sam called a repair man for the roof, he said a patch job would cost $500. All together they’d have to pay $646 dollars.

Still Not Enough

After awhile, Sam and his wife put their heads and money together, but unfortunately both of their savings and checking accounts added up to $173. They were short $473 dollars and needed the money immediately. To make matter worse, they had practically no food in the kitchen, and with three children that just wouldn’t do.

The Light Bulb Shines Brightly

After three weeks of living in stress, fear, and using one car, Sam’s wife said, “I have an idea. Let’s look into cash advance loans. I think they could help.” So they applied for cash advance loans online. The online applications took less than 10 minutes to complete, and they received advance payday loans of $500 dollars.

They were able to pay the loan back in one week and they are doing just fine. I’d heard their story while attending business classes at a local business school. The couple was also taking the classes to build their own business. Their story inspired all of us who attended the classes. They pulled out of trouble, managed to save more money than when they started, and paid the loan back. This prompted another fact:

Cash Advance Payday Loans Start Businesses

After 3 months, Sam and his wife took the information they’d learned from the classes and received cash loans of $1000 dollars! They used the money to have a business plan written up, and to secure a marketing campaign. After all the work, they were given a loan from an angel investor in the amount of $50,000, helping them start their business and help support the business school.

It’s nice to know that cash advance loans help people in any financial situations. I’m glad that Sam and his wife decided to share their story, because their technique towards extra, helpful money spread like juicy gossip and other students began applying for loans. Check into getting a loan if you’re having financial problems. They can help, and then your bad financial situation could turn into a happily ever after…