Single mothers in need of money now have some choices to make. It’s difficult in today’s economy for anyone to manage, but with the added stress of raising children, it can be a daunting task. There are millions of unemployed Americans in the job market and a good portion are single mothers trying to make ends meet. The hardest part of combining motherhood with work is the schedule. A single parent has to be available in the morning to get children to school, and be ready to pick them up afterwards. There are illnesses to deal with and holidays where children need supervision. Even the best employer may not always be willing or able to accommodate.

Jobs for single mothers

There are some jobs that cater to single mothers due to the schedules and responsibilities. Here are the top five:

1.) Pharmaceutical Sales Representative. Without question, being in pharmaceutical sales is not easy, but more and more companies in the industry are creating flexible policies for workers. For example, GlaxoSmithKline has an official “Flexible Working Policy” that allows home workers, part-time workers, annualized hours, and term-time working. The company also provides workers with on- or near-site daycare services and pay-for-performance incentives.

2.) Teachers. Teaching is one of the top careers for mothers because the schedule is congruent to children’s school schedules. This field is known for its family-friendliness and some professionals choose to work in the same district or school where they reside. It’s much easier for a teacher to be a parent if their child is down the hallway or a few miles away. An added benefit is that teachers can also pick up extra work with private tutoring or teaching additional classes on the side.

3.) Freelance writer. Freelance writing offers a flexibility that few other career choices provide. Some famous freelance writers are Jacquelyn G. Mitchard, author of “The Deep End of the Ocean” and J.K. Rowling, author of the Harry Potter series of books. Most professional writers have some help with childcare but due to being able to set a schedule themselves, most can get by with minimum outside assistance.

4.) Registered nurse. Becoming a registered nurse is a particularly effective way to find money now due to the many bonuses involved. The health care industry is looking for qualified workers and the job market promises to be a continuingly growing one. Americans are getting older and health care is in demand now and is projected to grow exponentially throughout coming years. In addition to high-paying positions, there are also lucrative bonuses ranging from $500 to upwards of $15,000.

5.) Part-time or Temporary Professional. Many single mothers are more prone to having part-time jobs than full-time. Companies like Adecco, Office Team and Accountemps offer a wide variety of part-time jobs that pay well and are flexible for even the most rigorous schedule. For those looking for full-time but flexible professional work, AFLAC may be a good option. Workers make their own schedules and can easily opt for a schedule with no weekends or no nights. In addition, the company offers competitive commissions, incentives and contests for all workers.

Managing parental responsibilities

Single mothers in need of money now have a good selection of options. Each one above is lucrative, but still offers the flexibility needed to parent small children. It may take some searching, but with some good research and skill, any mother can find employment that fits in with her parental responsibilities.

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This just in: Unemployment is really high!

I’m sure most of you have seen the headlines screaming that the U.S. economy lost 5240,000 jobs in December alone. And if you look back four months, it’s almost 2 million. Unemployment is up to 7.2 percent nationally. In December, 11.1 million Americans were unemployed.

“There is no end in sight in terms of layoffs,” said economist Ken Mayland, president of ClearView Economics.

Laid-off workers attend a “transition orientation” class.

So, 11.1 million unemployed Americans and counting. For some, a layoff simply means they must find a different job in the same field, if one ever opens up. For others, it can be a life-changing experience.

Life after layoff

The cuts being made in the country’s labor force are so deep that people who have invested decades in their careers are losing their jobs. Layoffs leave many people stunned and wondering what to do. For people whose jobs were cut because the industry in which they worked is tanking, they have to stop and ask themselves if it’s time for a change.

It’s a tough choice, and everyone will make it differently. But as I was thinking of the 11.1 million (and counting) Americans who might be going through this, I came across a few articles in U.S. News and World Report that might help get the juices flowing for people looking to make a brand new start. It can take a while to rebuild a life, and it generally takes some capital. During transitional times, payday loans can be a big help when the backup funds are gone. But let’s move on to … your future!

Plan A: Start a whole new life

My roommates  are a good example of this. They have decided that they are going to sell all of their possessions and move across the country.

So, for people looking to make a new start in a different location, here are the seven best states to start a business, in order: Washington, Virginia, Colorado, Texas, Nevada, Utah and Florida. The report used several factors, including economic climate and regulations, to come to this conclusion.

Based on the factors that went into determining this list, I figure these states are not just good places to start businesses, they are good states to work in, too. Plus, if people follow this trend, maybe they will hire you to work for them after they start their business!

Plan B: Start a business

Now that you have decided where your business will be, what kind of business should you start? U.S. News has come up with the 15 best small businesses to start today.

One common sentiment is that starting an online business saves a bundle on start-up costs. The list suggests Online Art Dealer, Online Consignment and Online Farmers’ market as businesses that you can run without having to pay for office space.

Here are some other highlights from the list: Career Counselor, Computer Services, Higher Education Services, Home Healthcare, Tutor.

Plan C: Start a new career

So maybe you were in journalism, manufacturing, the auto industry or one of the other industries that is currently going bust. It might be time to enter a new field. But what field?

Sure enough, U.S. News has the answers. I did some cross-checking and noticed some common themes between the “best businesses” and “best careers” lists. For  your convenience, here is what I found.

Mix and match

The best industries right now appear to be higher education and health care. Now, don’t just think teachers and nurses. There are a lot of jobs that fall outside what you might instinctively think of.

Here are some items from the “best careers” list: Biomedical Equipment  Technician, Curriculum/Training Specialist, Health Policy Specialist, Higher Education Administrator, Pharmacist, Physical Therapist, Physician Assistant, School Psychologist.

Other industries that have hits on both lists are computer expertise and politics.

Ready, go!

So now you can pick a flourishing industry and a growing state and start your new life! Oh, if only that were easy. But it can’t hurt to know what your best options are.

To keep updated on economic trends, check back with your  payday loans source.