Admit it! Just once, wouldn’t it be nice to own and drive a brand new car? I’ve been driving the same old jalopy for almost ten years and it was ten years old when i bought it. There isn’t really anything wrong with it, not to say it doesn’t have any quirky things that go wrong from time to time, but what car doesn’t, and don’t I deserve it? Maybe so, but I don’t want to have to get payday loans just to make payments, never mind insurance.

After 276,000 miles, you begin to wonder what it would be like driving down the road on a warm summer’s day, with a sun roof open, the wind blowing in your hair, or in my case the lack thereof, talking to your friends with newer integrated blue-tooth features while listening to your favorite music on a state of the art sound system.

Ahhhh! That’ll be the day!

Considering The Costs Of A New Vehicle

I would love to have a new car, but with a new car comes new expenses. Not only does it cost an arm and a leg these days to drive a status symbol down the road, but the newer the vehicle the more expensive the insurance. And when it comes to money I am more about saving than spending.

Then again, every dog has his day.

New Hopes Amidst Strange Dreams Of Very Interesting People

Today was mine. A coworker came into our office giving us an update of her ever changing and always enchanting “day in the life of” stories that we have come to depend on for both humor and good dinner table conversation. We are convinced that if she writes a book it will be a national best seller.

Any way, she is a woman who seems to always get what she wants and today came an intriguing story that may just convince me, and perhaps you as well, to take the plunge.

A True Act of Boldness

The next day she went to the Hummer dealership and told them exactly why she was there.

“Hi, I’m here because I had a dream last night that I bought a Hummer….”

Bold, yes! Did they turn her away? NO!

Putting The Pressure On To Get The Diamonds She’s Looking For

This is one sweetheart I’m sure they thought they could take advantage of. However, had they talked to the last dealer that sold her a Subaru before giving her the keys and telling her to never come back again, they would have been much wiser to turn her away before basically paying to get rid of her as you will find out shortly.

Besides pitting dealerships against each other, this savvy gal who can be as intimidating as she wants to be (did I say she practices kick boxing), managed to negotiate one hell of a deal on a “black on black” 2008 H3 HUMMER.

With a standard retail price of $52,000 dollars, sunroof, built-in blue tooth and the whole nine yards, she negotiated the price down to around 25% of retail cost.

All said and almost done, her monthly payment is going to be about $350 dollars a month which is a hundred dollars less than the Subaru that she has been paying on.

The Girl’s Got Game!

By this time, every one in the office was heavily salivating, so naturally we had to ask for the details. It turns out that the dealerships have been having a hard time getting rid of Hummers due to the reputation that they have had as gas guzzlers and the fact the General Motors, well, they’re not doing so hot right now. The Hummer line is getting canned – and no amount of payday loans is going to save it.

As far as gas mileage, the Hummers H3 line gets about 20 miles to the gallon and General Motors, despite discontinuing the Hummer models, will still warranty them for ten years after purchase.

Guess this is one girl who will be showing us up around here.

For the rest of you out there, if you can get approved for a loan, and you can put a little boldness on display, you may be able to swing a deal as well and save yourself a chunk of change – you may not need payday loans just to keep the thing on the road.