How to break your credit card dependency

Learn how to break credit card dependency, avoid further debt and stay that way in just a few important steps.
A stack of credit cards on a polished black tabletop.

How to compute an annual compound interest rate

It's the little things like compound interest that can get you in the end. Learn how to compute compound interest and avoid bankruptcy.
Close-up of interest rate calculations written in ink on a piece of paper.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Demand that debt collectors verify your debt before paying

When debt collectors beat down your door, stand up to them, and demand that they provide you with written verification of the debt.
A woman's hands emerging from the deep end of a full pool, struggling to reach the exit rail.

Short term loans do not cause bankruptcy

Some claim short term loans cause people to go bankrupt. Serious studies show more bankruptcy filings in areas where payday loans are banned.
Homeless

Access your paycheck sooner with a payday cash loan

When it comes to personal finances, you can never have too much control. A payday cash loan increases your financial control by... READ MORE
A business woman smiling about the benefits of a payday cash loan.

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Private student loans may now be subject to bankruptcy filings

For many students, private student loans fill the gap between the cost of school and federal loans - but is the high cost worth it? READ MORE...
The life of college students

Market signs force people to watch mortgage and personal loans

An economic downturn is forcing consumers to watch their personal loans, mortgage loans and credit card accounts vigilantly. READ MORE >>>>>
Businesses are watching market signs closely, making strict decisions on mortgages and personal loans.

Options for Repaying IRS Tax Debt

Owing a tax debt to the IRS can be stressful. However, there are repayment options that can help get you back on the road to financial well-being…

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Borrowing Money Doesn’t Have to Lead to Bankruptcy

Many consumers who borrow money make mistakes that lead to bankruptcy. Here are some ways to avoid having to file...

Arrow Trucking Sends Employees Home, Leaves Drivers Stranded

Arrow Trucking is reportedly facing bankruptcy. On Tuesday, company executives told almost 200 employees to start packing, leaving many of its drivers stranded.
Try driving one of em big boys. (Photo: http://picasaweb.google.com/russell.seth)

Payday Loans and Bankruptcy in Canada: No Clear Correlation

Payday loans and bankruptcy are like peaches and cream to sensationalistic media and banking types. But this study from Manitoba shows no correlation. CLICK HERE.
Payday loans have not put this woman on the street. This study indicates that there is in fact no clear correlation between using payday loans and facing financial calamity like bankruptcy. (Photo: flickr.com)

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Payday Loans on Upswing as Six Flags Parks File Bankruptcy

Seeing another large corporation fall to Chapter 11 bankruptcy, consumers look to payday loans to help manage the unstable economy...

What’s the Best Way to Protect Consumers in Need of Debt Relief?

Debt relief for consumers during this recession has been hard to attain. Should courts or government agencies play a large role? READ HERE for one man's view.
President Obama's plans for the Consumer Financial Protection Agency could mean that debt relief is closer than ever for the downtrodden. (Photo: flickr.com)

Effects of Recession Aren’t All Negative

Rising unemployment has caused a great deal of misery, but it has also encouraged people to launch new careers. READ about the silver lining HERE.
She's found that silver lining amidst the dark clouds of the recession. It's a matter of effort and perspective. (Photo: picasaweb.google.com)

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Installment Loans and How They Operate

We are all going through rough times. Here is how we can help in a financial emergency, regardless of your credit history...

Franchise Owners Face Parent Company Bankruptcy

When a parent brand files for bankruptcy, franchise owners are left holding the reins, sometimes for good. READ MORE ...
Old Country Buffet filed for Chapter 11 in January 2008, but emerged with reduced debt in April 2009.