How to break your credit card dependency

Learn how to break credit card dependency, avoid further debt and stay that way in just a few important steps.
A stack of credit cards on a polished black tabletop.

How to compute an annual compound interest rate

It's the little things like compound interest that can get you in the end. Learn how to compute compound interest and avoid bankruptcy.
Close-up of interest rate calculations written in ink on a piece of paper.

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Demand that debt collectors verify your debt before paying

When debt collectors beat down your door, stand up to them, and demand that they provide you with written verification of the debt.
A woman's hands emerging from the deep end of a full pool, struggling to reach the exit rail.

Short term loans do not cause bankruptcy

Some claim short term loans cause people to go bankrupt. Serious studies show more bankruptcy filings in areas where payday loans are banned.
Homeless

Access your paycheck sooner with a payday cash loan

When it comes to personal finances, you can never have too much control. A payday cash loan increases your financial control by... READ MORE
A business woman smiling about the benefits of a payday cash loan.

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Private student loans may now be subject to bankruptcy filings

For many students, private student loans fill the gap between the cost of school and federal loans - but is the high cost worth it? READ MORE...
The life of college students

Market signs force people to watch mortgage and personal loans

An economic downturn is forcing consumers to watch their personal loans, mortgage loans and credit card accounts vigilantly. READ MORE >>>>>
Businesses are watching market signs closely, making strict decisions on mortgages and personal loans.

Options for Repaying IRS Tax Debt

Owing a tax debt to the IRS can be stressful. However, there are repayment options that can help get you back on the road to financial well-being…

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

Borrowing Money Doesn’t Have to Lead to Bankruptcy

Many consumers who borrow money make mistakes that lead to bankruptcy. Here are some ways to avoid having to file...

Arrow Trucking Sends Employees Home, Leaves Drivers Stranded

Arrow Trucking is reportedly facing bankruptcy. On Tuesday, company executives told almost 200 employees to start packing, leaving many of its drivers stranded.
Try driving one of em big boys. (Photo: http://picasaweb.google.com/russell.seth)

Payday Loans and Bankruptcy in Canada: No Clear Correlation

Payday loans and bankruptcy are like peaches and cream to sensationalistic media and banking types. But this study from Manitoba shows no correlation. CLICK HERE.
Payday loans have not put this woman on the street. This study indicates that there is in fact no clear correlation between using payday loans and facing financial calamity like bankruptcy. (Photo: flickr.com)

Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

Payday Loans on Upswing as Six Flags Parks File Bankruptcy

Seeing another large corporation fall to Chapter 11 bankruptcy, consumers look to payday loans to help manage the unstable economy...

What’s the Best Way to Protect Consumers in Need of Debt Relief?

Debt relief for consumers during this recession has been hard to attain. Should courts or government agencies play a large role? READ HERE for one man's view.
President Obama's plans for the Consumer Financial Protection Agency could mean that debt relief is closer than ever for the downtrodden. (Photo: flickr.com)

Effects of Recession Aren’t All Negative

Rising unemployment has caused a great deal of misery, but it has also encouraged people to launch new careers. READ about the silver lining HERE.
She's found that silver lining amidst the dark clouds of the recession. It's a matter of effort and perspective. (Photo: picasaweb.google.com)

Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!

Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.

Installment Loans and How They Operate

We are all going through rough times. Here is how we can help in a financial emergency, regardless of your credit history...

Franchise Owners Face Parent Company Bankruptcy

When a parent brand files for bankruptcy, franchise owners are left holding the reins, sometimes for good. READ MORE ...
Old Country Buffet filed for Chapter 11 in January 2008, but emerged with reduced debt in April 2009.