Consumers Who Need Debt Relief May Find a Better Bank

Banks and debt
In an effort to find new customers, banks are aiming to help with a big public concern: debt relief. TD Bank, located on the East Coast, hosted a free pizza night for potential customers. Citizens Bank has promised to give new customers $1,000 if they are saving for [...]

A morning at the bank

Why does it take so long in the bank?
I spent over an hour in the bank this morning. Last month, before they moved my friendly little “Bank in the Mall” to its new quarters in a big building, everything happened instantly. I would walk in; both clerks would greet me [...]

No Need for a Cash Advance if you Properly Balance Your Checkbook

Properly Balance Your Checkbook
There are just as many reasons to balance your checkbook each month as there are opportunities to secure a same day cash advance. I’ll begin by sharing five excellent reasons why you should consider balancing your checkbook.
Five Good Reasons in a Nutshell

Mistakes do happen, especially if you [...]

50/365: Hanging in the balance

UPDATE: FBI Finds Stanford | Quick Loan For Bail?

Quick loans won’t get him out once he’s incarcerated
BBC News reports that FBI agents in Virginia have located and served Sir Allen Stanford with civil papers, a quick loan courtesy of the SEC. They would like to see him pay it back with other people’s money… and jail time.
Stanford has [...]

Surviving Financial Tides – Cash Advances Can be an Option

The impact of the Wall Street collapse
With the collapse of Wall Street, we, Americans, suffer from financial worries and the need for Cash Advances here and there. Wherever we go, recession is the word of mouth. Large companies are shut down, jobs are lost, credit cards balances are multiplying, and [...]

Credit Crunch

Did the Knights Templar invent the concept of Payday Loans?

Did banking arise from knighthood?
If we search back through history, we may find that today’s concept of payday loans goes back about a thousand years. In the early-mid 1100’s, there came to be a group known as the “Poor Fellow-Soldiers of Christ and of the Temple of Solomon” (were they [...]

Excerpt from a mosaic in the church Santa Mari...

Can a Payday Loan help? My debt makes me feel like I live in a war zone

Can I get a payday loan if I live in a war zone? I have run up many different small debts and now I am surrounded by those I owe money to.  If feels like I’m surrounded by the enemy in a war.
The bank manager leads the attack

Image by pinprick [...]

stack of bills

Intercollegiate Study Links Payday Loans to Financial Survival

Additional support for the theory that payday loans contribute to the financial survival of consumers is available in the intercollegiate study “An Experimental Analysis of the Demand for Payday Loans” by Bart Wilson, David Findlay, James Meehan, Charissa Wellford and Karl Schurter. If used responsibly, faxless payday loans help consumers [...]

Payday Loans

No Fax Payday Loans News Break: Many banks cutting lines of credit, overdraft

Holiday shopping is drawing near and many people will likely be charging items…but have you checked your line of credit lately? In the last few weeks, many major banks have cut, in some cases slashed, both lines of credit to customers as well as overdraft fees.
Your No Fax Payday Loans [...]

Credit Lines are Being Cut

Installment Loans News Break: Overdraft Fees Revealed in National Survey

CHICAGO—-The three highest-priced markets in the U.S. for average overdraft service fees on consumer checking accounts are Miami, Washington D.C. and Denver, while Florida ranks as the highest-priced state for OD fees, and the South leads as the highest-priced region for consumer OD fees, according to a nationwide survey.
Quoted With [...]

A Rose is a Rose