Demand for same day loans is tremendous, FDIC says
Personal loans and same day loans are popular, but banks have proven too top-heavy to offer them effectively, according to the GAO.
Wednesday, March 30th, 2011 by By Steve Tarlow
Social microlender offers commercial paper to small businesses
Microfinancing site 40Billion.com offers unsecured promissory notes called commercial paper to small businesses rather than large companies.
Wednesday, February 23rd, 2011 by By Thomas Hart
Mortgage rates mean low interest loans for qualified buyers
Mortgage rates are near all time lows, so people who qualify can get low interest loans for a home -- but hopeful buyers must act quickly.
Thursday, January 6th, 2011 by By Peter Stone
Where Is The Best Place To Get Payday Loans Online and Why?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
Small business lending drought has hurt Scottsdale, Arizona
Scottsdale, Arizona, is filled with small businesses in need of short term loans. Some have had to seek funding from banks in other states.
Wednesday, January 5th, 2011 by By Steve Tarlow
B of A buys bad guaranteed loans back from Fannie and Freddie
Bank of America has recently put aside some serious cash to compensate Freddie and Fannie for bad guaranteed loans B of A is responsible for.
Monday, January 3rd, 2011 by By Peter Stone
More people are getting bank loans and buying houses
Home sales crept up in November, as more people got bank loans and bought houses. However, sales are still way down from levels of a year ago.
Wednesday, December 22nd, 2010 by By Peter Stone
Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Installment loans from bailouts may not be that expensive
There may be a rational basis for the installment loans lent by the government in bailouts. Some of the loans have started making a profit.
Monday, December 20th, 2010 by By Peter Stone
Fewer people are under water on mortgage bank loans
The number of people under water on the bank loans they used to purchase homes has declined, but that's partly because of foreclosures.
Thursday, December 16th, 2010 by By Peter Stone
Federal Reserve releases data on bailout installment loans
The Federal Reserve recently disclosed the installment loans it made to various institutions. The Fed lent more than $3 trillion in total.
Wednesday, December 1st, 2010 by By Payday Loan Advocate
How To Use Short Term Loans To Save Your Budget
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
Small loans for bad credit in higher demand than mortgage loans
The real estate market is at its most anemic in years. The only credit left for many are small loans like payday loans and cash advances.
Friday, November 12th, 2010 by By Payday Loan Advocate
Income gap continues to make economic recovery impossible
In a recent Washington Post op-ed, Steven Pearlstein discusses the income gap in the United States -- and that it's growing faster than ever.
Wednesday, October 6th, 2010 by By Steve Tarlow
More new homes that no one wants to borrow money for
New homes are still being built. This summer saw an increase of new home construction, but fewer are secure enough to borrow money for one.
Wednesday, September 22nd, 2010 by By Peter Stone
Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Repossessions by mortgage loan lenders climb
Foreclosures by banks are declining, but repossessions, which do the same thing without the paperwork, are skyrocketing as well as auctions.
Thursday, September 16th, 2010 by By Peter Stone
Bad bank loans to Fannie and Freddie not being bought back
Freddie and Fannie were sold bad mortgage assets, and those bad bank loans are supposed to be bought back. Not many are being repurchased.
Wednesday, September 15th, 2010 by By Peter Stone
Is the federal mortgage modification program worth it?
The Federal mortgage modification program has not been that successful. Less than half of participants get their loans modified permanently.
Wednesday, September 15th, 2010 by By Peter Stone
Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Two Federal Reserve banks want higher rates on emergency loans
In recessions, the Federal Reserve keeps interest rates on emergency loans to banks low. A few regional Fed banks want rates raised a bit...
Thursday, September 9th, 2010 by By Peter Stone
Debt settlement relief unavailable when it comes to student loans
Student loan debt loads have increased over the years. Not only do students usually have $20,000 in debt, they have high risk of default.
Tuesday, August 31st, 2010 by By Peter Stone
Recent Conversations