More and more Americans are looking to payday loans to cover their bills. While the economy continues to suffer, people are finding themselves short of cash. An internet search for “payday loans” will bring you to a long list of lenders willing to extend emergency funds to the qualified consumer. More than ever, before people are relying on loans to get them the resources they need to pay bills, and taxes are no exception.

Tax day just past

April 15th just past and to Americans that means, tax day. Even President Obama recently admitted that tax day incites a frenzy of emotion in taxpayers, adding that he wants to “take the dread out of the deadline day.” The President is trying to reinvent the tax codes and rewrite supporting policies that encumber taxpayers, rather than help them. He acknowledges that for working families, April 15th is a day to fret and wonders if taxes were prepared correctly, if they would be ready before the deadline and also wonders how taxpayers will find the money to pay Uncle Sam.

On a positive note, the President stated that rather than think of the day as a dreadful deadline, it should be thought of as a reminder to elected officials that they have a responsibility to the people. That responsibility includes simplifying the tax codes for the working man, but still maintaining an all around level of fairness for those who know how to play the system. Years of loopholes and tax maneuvering have left the tax structure with a less than positive reputation throughout the working population. “I want every American to know we will rewrite the tax code,” states the President, “so that it puts your interests over any special interest.”

Would a rewritten tax code help?

It’s encouraging that the president is asking legislators to rise to the occasion by helping rewrite the tax codes. Hopefully it will bring a more easily read and understandable law to taxpayers. But what does that do for Americans now? It isn’t until the end of the year that the President is asking for these rewrites and April 15th, 2009 is here and gone. This new simplified tax code won’t be seen by Americans until 2010.

Tax payers need to find ways to help themselves

People who owe taxes are looking to payday loans to hold them off until their next paycheck. The quickness of faxless payday loans is becoming a standard in society when additional money is needed. Fortunately due to the rise in popularity, there are many lenders who are willing to advance funds to those who qualify. If a person has a job, a checking account and is over 18 years of age, there may be a lender willing to extend them quick cash.

Make the payday loan work for you

An increasing number of Americans are using the payday loan to pay taxes. With the struggling economy, finding extra money is difficult for everyone. Hopefully by next year the tax codes will be simplified and reworked to benefit the common man. Until then, it’s crucial to know how to handle April 15th and the payday loan might be the easiest answer.

Hey look! Cheap pizza!

While free stuff on tax day such as coffee, ice cream and Cinnabon Bites will get you through the day, what about dinner time? If you’re trying to get your forms finished, there’s no time to cook.

No worries; hop online and get a large Papa John’s pizza with up to three toppings for $10.40. Just enter promo code 1040 and enjoy!

In a fast-food mood?

If you’re on the run, you can grab quick deals at Chick-Fil-A or Taco Del Mar. Fill out a form and get a free taco from Taco Del Mar with a coupon sent to your e-mail. Or, if  you live near a Chick-Fil-A, make a purchase and hang on to your receipt. You can get the same order for free until the end of the month.

Ready to relax

If you filed your taxes early, you deserve a reward, like a nice, relaxing dinner out. Some of us might not be able to afford to eat out without short term loans, but not on tax day. Several national restaurant chains are offering discounts today.

McCormick and Schmick’s Seafood Restaurants are offering entrees for $10.40 and $10.40 gift certificates for future dinners. P.F. Chang’s is giving everyone 15 percent off food and drinks. T.G.I.Friday’s is giving away $5 and $10 Bonus Bites coupons. So, if you’re all done filling out your tax forms, go ahead and take advantage of these deals.

Ready to really relax

Tax day can be stressful for a lot of people, whether it’s tax-related stress or not. Help melt the stress away with a free massage from the people who make HydroMassage beds. Check out their web site to find the location nearest you where the company is offering free massages.

Wednesday, April 15 is here. It’s Internal Revenue Service time. Do you know where your IRS forms are? Have you visited IRS.gov yet? Remember, Turbo Tax and H and R Block are two of many online resources for filing.

If you haven’t even started, it’s time to get moving. Nitty gritty time is here; you need to have your tax return postmarked by April 15 if you wish to file via postal mail.

But what if you know you aren’t going to make it in time? Did you know that you can ask for an IRS extension? Simply use the proper tax extension form!

You won’t be alone

According to Bank Rate Monitor, around 10 million people file an extension each year. What you’ll need to get another six months of time is to file Form 4868, Application for Automatic Extension of Time to File. Just keep in mind that the extension is for time in which to file. It is NOT an extension of time in which to pay if you owe the IRS money. You should still pay on time, even if it is a close estimate of the final amount.

On a side note, if you are out of the country on April 15, you will automatically have two extra months to file.

A little help from your friends

OK, I won’t take credit, but I will point you in a good direction. There’s a handy eHow article that walks you through the process. In a nutshell, do this/keep this in mind… it’s your tax extension form “prime nine” :

1. Again, figure out whether you’ll owe money to the IRS. A tax extension form is not an extension of time to pay.
2. Get a copy of the one-paged Form 4868.
3. Fill in your name and Social Security number. If you’re married and filing jointly, include names and numbers for both people.
4. Be careful with your estimated tax due. Based upon your taxable income and filing status, be as accurate as possible.
5. Record federal tax withheld and estimated taxes paid .
6. If you’re getting a refund, enter “0″ on line 6. Otherwise, enter the tax due on lines 6 and 9.
7. Write down how much you’re paying on line 10. It’s very important to pay the IRS as much as possible of what you owe.
8. Mail the tear-off portion of the 4868 form in an envelope addressed to the IRS center where you would normally send your completed tax return. Enclose a check or money order with payment if necessary. The payment should be made out to the U.S. Treasury Department. In the info space on the check, write your Social Security number, tax year and “Form 4868.”
9. Mail/postmark by April 15.

A few words in closing

We are not tax professionals. Neither is eHow. If you have specific questions about filing a tax extension form, please consult a tax professional. Furthermore, check your state’s tax laws to see if you need to file a separate tax extension form and payment with them.

Oh, and finally, you didn’t apply for tax refund loans, did you? They’re dirty, expensive things. Payday loans are cheaper.

Related Video:

Payday loans can be used as your ultimate weapon to settle tax issues. If you have tax payments due, if you are scurrying around to arrange funds to help you through to your next payday, then this article will shed light on where to find the resources you need. Maybe it is our subconscious rebellion with tax payments that even if though we know we have to pay our taxes every year we hardly ever take steps to set funds aside to make those tax payments.

How many years, after we have found a way to make that tax payment, do we promise ourselves we will not let this happen again, only to have April 15th sneak up on us again?  We keep repeating our follies year after year. Luckily, year after year, a payday loan is there for us.

Next year

Getting a payday loan each year may not be the most economical way to pay off your tax burden but a useful remedy when you do not have any other choice and your payment is due. If you use a bit of common sense, you won’t be in this predicament next year.

How can it be done?  Either set up a savings account for next year or set up some sort of investment program.  If you choose a good investment plan, you should easily have the money you need next year to pay your taxes.  There are several good investment ideas on this blog. You will also get the added benefit of a tax exemption if you invest in the right investments.

How to take out a payday loan

If you are unsure of how to get your payday loan, learn how to do it here. Make an application for these loans either right here, online, or over the phone. The easiest way is to press the apply button right on this page.  Payday loans through Personal Money Store are short term loans for small amounts of up to $1500.

Once your application is approved, you will get your loan funds transferred to your bank account usually within 24 hours. At Personal Money Store, typically there is no credit check or faxing, no charge for an application fee and no hidden charges. Be sure to read the terms and conditions provided by your lender before you sign.

So, if your taxes are bogging you down, use a payday loan to help you out.

The men in black suits who never give up

You can count on them. They never go to the wrong address. And they never forget you. It takes a payday loan to see one of these guys reverse back through the garden gate.

Grandpa’s theory on taxes

My wise old grandfather once told me, on the day I was crying about paying my very first income tax payment, that it was a good sign. “Paying taxes means you are making money,” he explained. “So you have to give the government their share. Think of all the things they do for you. No matter how much tax you pay, you will never have to pay one hundred percent of what you earn. There will always be something left for you. So pay the taxes and smile, my boy. You are winning!”

Okay, grandpa, may you rest in peace, I have always adopted your attitude toward paying taxes.

My current tax rate is 47%, probably double what grandpa paid. Half! I am paying half of what I earn to the government. I get the use of the money for most of the year and I pay small amounts in advances or in monthly installments during the year, but there’s always a big hit in about April, when the income tax department gets their act together and goes out hunting. And that’s when I need a Payday Loan.

My theory on taxes

My attitude towards taxes is simple. I do not wish to pay them. The government should find another way of raising money, especially the big money. How about hiring one of these major rip-off artists like that chap Bernie, and put him to work on something that we will all benefit from. The guy managed to raise 50 billion for himself. Imagine what he could do with the government backing him.

Maybe I should work less?

Feeling rather stupid and completely counter-productive, I did the exercise to see if there is a real difference between working less, earning less and paying less tax, as opposed to working more, earning more and paying more tax. The difference was not dramatic but I am still better off working. As grandpa said, they never hit you for one hundred percent, it just feels like it.

I also found that I was thoroughly disgusted with myself for doing such an exercise – this is me investing in the possibilities of working less? But the culprit here is actually the government who, through imposing these high taxes, is putting these thoughts into my mind. Make it worth my while, Mr. Government and I’ll work many more hours per day!

Facing the showdown

I will pay my taxes because I am a law abiding citizen. I will have to take a payday loan in order to make the payment and I may even have to extend the payback period for more than one month, but I’m sure they will agree to this. Good thing the government isn’t into the payday loan business as well!