Repair Your Credit | The Media’s APR Shell Game (Pt. 5)

What’s in a 391 APR?

Juliet:
“What’s in a name? That which we call a rose
By any other name would smell as sweet.”
Romeo and Juliet (II, ii, 1-2)
(CLICK HERE if you missed part four of this “Repair Your Credit” article)
No matter how many times the media attempts to mislead the public with [...]

The Herald Loses Objectivity: Trashes House, Payday Loans

Go ahead, show us your true colors
That’s exactly what Rock Hill, South Carolina’s The Herald newspaper is doing when it comes to their payday loans reporting. Their staff opine that the recent bill that passed the S.C. House is “toothless” and does not protect consumers from supposedly “predatory” lenders. Of [...]

Go ahead, show us your colors

Fighting for the Payday Loan in Ohio (pt. 2)

A payday loan doesn’t have an APR
This is part two. If you missed part one of this payday loan defense, click HERE.
We already know that payday loans are not annual loans. Kindel does too. Cashland provides loans for periods of 14 to 30 days maximum, and only $15 is charged [...]

Square Peg Round Hole

House Bill 6734’s the Disease, Payday Loans the Cure

Payday loans for a healthy Illinois
The Illinois legislature – a cobra in the grass, coiled and waiting to strike – still thinks that Payday loans are the disease. But in fact, they’re the cure.
Just before being kicked out the door, defeated Illinois State Representative hopeful Joan Krupa of Peoria introduced [...]

Rimshot, Mr. Cobretti!

Payday Loans Lenders Bite the Bullet in New Hampshire

The Battle Has Ended Sadly for Payday Loans Lenders in New Hampshire.

New Hampshire’s Banking Commissioner has denied the request of payday loans lenders to charge 365% on open-ended lines of credit.
The South Carolina lender Advance America Cash Advance was fighting the the law that passed 8 day ago in New [...]

CashLand sign HB 545

Payday Loans Lenders Fight Interest Rate Caps For Survival

Fighting for Survival
In the midst of a financial crisis and a failing economy, payday lenders are fighting to stay alive as local, state, and federal regulators try to cap the interest rates these lenders charge consumers for short term payday loans.
The latest in the line of persecuted payday lenders is [...]

Cat Attack!

Witty Living Part II: Saving Money so you use less Payday Loans

Witty Living Part II

This article is a continuation of “Witty Living Part I | A Report From Your Payday Loans Source,” covering money saving tips to brave the current economic storm.
Saving On Interest
If you currently have debts such as high interest credit cards or perhaps an auto loan, you may [...]

Dollars !

Do we Deserve the Right to Choose over Payday Loans?

The War Continues
As the payday loans debate continues, opponents continue to propagate many myths concerning the integrity of the payday loan industry and their effect on society. As a bystander, the back-lashing can raise quite a bit of concern. But do local, city and state governments [...]

Payday Loan Legislation