The Cost of Payday Loans: Not Excessive, Study Shows

A collegiate/Federal Reserve co-study indicates that the cost of payday loans represents only a tiny part of household expense. READ Federal study results HERE.
Pursuit of alternative financial services like payday loans is sometimes necessary. But do the costs break the budget? (Photo: flickr.com)

Installment Loans: A Strong Option When Credit Access is Limited

Are minorities and low-income families more prone to being turned down for traditional loans? Are installment loans filling the gap? READ HERE.
Installment loans have been there for people from all walks of life who have been failed by the traditional credit and lending system. (Photo: flickr.com)