Consumers Using Installment Loans to Fund Franchises

Consumers and franchises
The number of consumers using installment loans to fund their own franchise is steadily increasing.  In a market where people are no longer sure of their jobs, many people are venturing into business ownership to build their own futures.  For example, Jon McIntoch of Philadelphia found himself laid [...]

Papa Johns and many other U.S. franchises are seeing growth as people take their job security into their own hands. Image from Wikimedia.

Obama Has Plans to Help You Save Money

Three ways to increase personal savings
The government has always pushed for people to put money into personal savings. Now President Barack Obama has created ways that will actually make saving easier for workers.
Just like Personal Money store makes online payday loans easier, Obama has come up with these three ways [...]

Saving money is not as easy as it looks. Image from flikr.com

Don’t Cash Out Your 401k | Debt Consolidation Part 7

Fight the temptation
If you have a 401k, you may think that cashing it out to pay off your debt is a logical idea. It’s your money, right? And why let it sit there and collect dust while you are struggling?
I’ll tell you why: So you can retire someday. And debt [...]

If you want to see your name on a cake like this someday, don't cash out your 401k.

Stewart vs. Kramer – Because It Had to End (Pt. 5)

Exposing the exposer
The Jim Cramer/Jon Stewart ride ends here now for us. Wall Street punditry has done the average American investor wrong. Keep your eyes open and do your due diligence before taking anyone’s investing advice. Even if you take investing advice – or advice on where to find payday [...]

Crimes of Omission (Pt. 4)

Knowing enough to get away with it

Jim Cramer admits he and CNBC could do a better job of reporting investing news in a manner that is honest and balanced. But the beat goes on. People have lost most of their 401(k)s and are looking to cash advance loans in [...]

(photo by flickr)

Payday Loans No Help For Retirees who Lost Investments

Retired workers rejoining work force
People who were once retired may be eligible for payday loans once again as more of them go back to work. After seeing their stock market investments and 401ks take big hits last year, some have no choice other than to start bringing in a paycheck [...]

Many people have had to delay plans to fulfill their retirement dreams.

Debt Consolidation Options | Payday Loans, Home Equity Loans etc.

Considering Your Debt Payment Options
When struggling with personal debt, you may be tempted to apply for a personal loan, payday loans or try to borrow money from other sources from time to time simply to relieve the financial pressure you may feel weighing in upon you.
In this article we will [...]

Does debt have you bound up like a police officer bound up, not able to reach the donuts? (image from flickr)

Payday Loans | Good Debt vs. Bad Debt

America Is Addicted to Debt
Debt, what was once frowned upon as an irresponsible act or circumstance of the less fortunate in society, is now embraced by the masses. Between consumer credit cards, bank loans, and payday loans, the average American now possesses an average of $9,200 in credit [...]

Too much use of the plastic!

Debt Consolidation | Besides Payday Loans, what are your options?

Constructive Ways To Consolidate Your Debt Part 1
I wouldn’t assume that you are burdened with debt, but America’s population consumes more than any other country on earth when it comes to water, oil, and of course retail merchandise. Do you have a bill or two that seems to [...]

Are your debts weighing you down?

Inflation And Your 401k and Payday Loans | Financial Planning

How Is Your Retirement Coming?
It’s inevitable. We are all going to have to retire someday, hopefully by choice and not by illness and prayerfully we will have the necessary funds to do so – after all, you can’t rely on Social Security and payday loans alone for your retirement.
You may [...]

Is your money not worth what it you used to be?  Thank inflation, the silent thief.

Payday Loans and Financial Planning For Your Future

We live in a financially competitive world that is getting harder to live in each day. With a variety of things competing for both our attention and our money, it is easy to lose focus of the big picture which is our long term financial security – no [...]

What are you doing to secure your financial future?

Financial Planning For An Uncertain Future…with Payday Loans!

Where have our spending habits led us?
Debt, we almost all have it. American is buried in it with the average citizen, man, woman and child owing over eight thousand dollars of consumer credit debt alone. To add to that we have mortgage, student and auto loans to take [...]

Consumer and government spending is catching up with us!

People Turning to Payday Loans with the Failing Economy!

Help! America needs Payday Loans!
Yesterday we saw yet another reminder of just how bad our economy is doing. We have seen the largest drops that we have seen in a long time with yesterday’s 514 point drop being the 5th largest drop ever.
Still another Nasdaq Drop. When will [...]