Automatic 401(k) enrollment plans less effective than opt-in

Automatic enrollment of employees into 401(k) plans don't, as it turns out, guarantee that they will contribute as much as they could.
A 401k fund

Number of people taking 401(k) loans hitting record high

The number of people that are taking personal loans out from their 401(k) accounts through employers are at a record high.
Jar full of coins

Senate wants 401(k) accounts off-limits as personal loan funds

The United States Senate proposing a bill to limit the use of 401(k) accounts as a source of personal loans when people fall short.
Piggy Bank

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Investing basics and how NOT to invest

Armed with some basic investing ideas – including knowledge of how not to invest – you can build wealth with confidence.
A blonde woman wearing a business suit.

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Parents lack knowledge for teaching financial literacy to kids

Personal financial literacy begins in the home, but a survey shows that most parents give their financial skills failing grades. READ MORE...
an extreme close up of folded 20 dollar bills

Understand Your Retirement-Plan Choices

Understanding your options when it comes to retirement plans enables you to make wise investments…

Economic indicators we should be worried about

Think the economy is fixed, do you? Well, here are the top 7 economic indicators that should be keep us up at night. Enjoy!

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

Retirees May Need Personal Loans in Addition to 401(k)s

401k accounts are meant to provide support for retired, but when 401(k) funds are insufficient, retirees may need personal loans or help from family...

401k money saving strategies upon retiring

Good financial planning includes knowing what to do with your 401k when you retire. The following suggestions may help in making a smart determination.

Divorce Can Complicate Unsecured Loans, Savings and Investments

It is crucial for those in the midst of a divorce to protect their savings, unsecured loans and investments.

Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

Consumers Using Installment Loans to Fund Franchises

As franchises continue to grow, consumers are using family loans and installment loans as funding options...
Papa Johns and many other U.S. franchises are seeing growth as people take their job security into their own hands. Image from Wikimedia.

Obama Has Plans to Help You Save Money

The government has always pushed for people to put money into personal savings. Now President Barack Obama has created ways to make saving easier for workers...
Saving money is not as easy as it looks. Image from flikr.com