Automatic 401(k) enrollment plans less effective than opt-in

Automatic enrollment of employees into 401(k) plans don't, as it turns out, guarantee that they will contribute as much as they could.
A 401k fund

Should Personal Loans be Used to Fund Retirement or College?

Retirement funds need to be prioritized because college funds have a variety of funding options such as personal loans, scholarships and grants. CLICK HERE.
Personal loans for funding college or retirement? Think carefully. (Photo: flickr.com)