What Does It Mean to Need Money Now?
I need money now . . . or do I?
What does it mean to need money now? Does it mean that the $625 Gore-Tex ski jacket with hooded hard shell and waterproof zippers you’ve been wanting has just been marked down? Does it mean that tomorrow is the last day to book a $499 super-sale vacation to Grand Cayman? Does it mean that of course you could schlep your laundry across town to the Laundromat until payday, but you’d rather fix the washing machine right now?
Or does needing money mean that you have $50 to your name, you owe the electric company $325, you’ve already gotten an extension, and your service is scheduled to be cut off three days before your next payday? Different people would have different answers.
Who decides if I need money now?
People could argue endlessly about what it really means to need money now. But a reasonable person won’t take issue with the fact that every reasonable person is uniquely qualified to make that judgment for him or herself. If you’re thinking about getting a payday loan to reserve a bargain Caribbean vacation package — yet you would never consider getting a loan till payday just to fix the washer – you are in the best position to judge for yourself what it means to need money now.
But if you’re that person whose electricity is about to be cut off, you definitely need money now! And if you apply right now, you can probably still get cash today.
Is it easy to get a personal loan?
If you need money now, it’s quick and hassle-free to get a payday loan online. There’s no need to fax anything. Payday loans are available in amounts up to $1000, and you’ll know right away whether your loan request is approved. Funds can be deposited directly to your bank account. Most payday loans are paid back in a single payment on your next payday, but sometimes you can qualify for a payday installment loan that lets you make several smaller payments over a longer period of time.
Does it make sense to get a personal loan now?
No matter what kind of payday loan you apply for, keep in mind that you can dig yourself into unmanageable debt very quickly if you plan to pay off one loan by getting another. Short of doing that, if you need money now and can still make ends meet after paying your loan back, this is the time to apply.