Pay Per Post Job Opportunity | You Write Articles We Buy Them

Make money online by writing articles

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New Bloggers Get Your Feet Wet

We have several writing programs on this site. This page is designed to help someone new to our system get acquainted with the practices and procedures for submitting articles for purchase. From this launching pad you will move on to the professional writers program or the commission based writing program.

Write Up The Ladder

You don’t get paid as much for this Pay Per Post System as our Professional Freelance Writer Program and you may or may not make more than our Commission Based Writers Program. That depends on your skill and speed.

Use this page to practice submitting articles. You will get a base fee plus a bonus. Once you have been paid, you may feel more comfortable moving on to the other programs that pay more but require you to invest more of your time.

What Type of Articles Do We Buy

We are looking for well written articles on financially related topics. We are a financial news blog and are looking for newsy, informative articles.

Specifically we are looking for articles reporting on breaking news, financial or economic news, money making, money management,  money saving or budgeting tips, lists of things to do to modify your home in a money saving fashion, and articles on protecting your credit and managing your home in a money-saving manner.

We have found that lists, such as top 10 lists, are bringing in more views. Please remember that the theme of our blog is News & Finance Education. We are not looking for financial “stories” but rather, articles that are educational, informative or newsworthy.

Article Requirements

Articles must be politically and religiously neutral. There can be no prejudice or derogatory language or ideas conveyed in the articles. We do not print articles that contain information on products or topics that are illegal, immoral, unethical or that deal with drugs, or gambling or alcohol in excess.

All articles must be original content and not published anywhere else. We have a system that searches the net and checks for similarly written content.

Price of the articles

The minimum we pay for an article is $15 then, with the calculations and traffic, we go up from there.   The amount is calculated by a complicated mathematical formula that factors in total unique traffic to the article for a 7 day period and the total number of unique back links at the time of payment calculation.

For those who submit articles and whose articles develop a readership or attract a significant amount of other sites linking to our own, we then may pay more to motivate that author to produce more content. It is advisable to promote your articles to get paid more. Click here to read example articles on loans and financial education.

Article submission requirements

Because of IRS requirements, we need to have a signed W-8 (International writers) or W-9 (U.S. writers) on file for each writer. We send a 1099 to you at the end of the year if you live in the U.S. and receive more than $600 in income from our program. We do not report information to any country outside the U.S.  If you live outside the U.S., you will be responsible to pay any taxes or fees for your own country’s reporting requirements.

Before submitting your first article, if you are a U.S. writer, please go to http://www.irs.gov/pub/irs-pdf/fw9.pdf for a W-9 or, if you are not a U.S. writer, go to http://www.irs.gov/pub/irs-pdf/fw8ben.pdf for a W-8.

Complete and sign the form.

Then either mail or fax the signed form to us.

You may fax it to:
(509) 747-3435

Or you can mail it to:
Personal Money Store
PO Box 710
Spokane, WA 99210-0710

We cannot accept digital signatures or e-signatures and we cannot accept these forms scanned and emailed to us.

You are also required to have either a PayPal or Google Checkout account in order for you to receive your payment.

All articles submitted are deemed written by someone not employed by us nor in any type of contractual relationship with us. We do not control where or how the content is produced or even if the content is submitted by the original author. We do not accept copyrighted materials.

Pay per post writing guidelines

1. 525 words is the minimum article size.
2. Break up your article with subtitles. This makes the article more readable. See our blog for examples.
3. Keywords: You must use one keyword in 5 places. Make sure, when you use the keywords, they’re used in a comfortable, natural way. Do not use them just to use them. The keywords choices to use are:
   • Pick from a list of these keywords:

   payday loan
   payday loans
   cash advance
   unsecured loans
   pay day loans
   secured loans
   quick cash
   fast cash
   cash loan
   personal loans
   personal loan
   online cash advance
   pay day loan
   military loans
   online loans
   no fax payday loans
   no fax cash advance
   payday cash loan
   short term loans
   paydayloans
   quick loans
   instant loans
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   low interest loans
   fast cash loans
   cash now
   same day loans
   payday loans no faxing
   faxless payday loans
   payday cash
   instant cash
   hard money loans
   payday advances
   pay day
   money loans
   installment loans
   short term loan
   instant cash loan
   loan company
   no fax payday loans no credit check
   installment loans for bad credit
   guaranteed loans
   money lenders
   military payday loans
   no faxing payday loans
   cash til payday loan
   instant cash loans
   payday lenders
   money now
   payday loan yes
   instant money
   quick personal loans
   quick payday loans
   easy payday loans
   same day payday loans
   cash till payday
   payday loans direct lender
   online payday loans
   paycheck loans
   loan till payday
   cash today
   small personal loan
   cheap payday loans
   money lender
   payday loan store
   need a loan
   same day cash loans
   online cash loans
   payday loan companies
   cheapest personal loans
   payday loan lenders
   small cash loans
   payday lending
   payday loan company
   personal loan companies
   guaranteed payday loans
   payday cash advances
   small loan
   personal loan application
   borrowing money
   emergency cash loans
   cash til payday
   private money lenders
   loan lenders
   money to lend
   installment loan
   quick payday
   fax payday loan
   personnel loans
   no fax loans
   personal cash loan
   online personal loan
   best personal loan rates
   instant payday loans
   cash until payday loan
   payroll loans
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   loan until payday
   payday loans no fax
   armed forces loans
   internet loans
   easy cash loans
   short term personal loan
   emergency money
   cash until payday
   overnight loans
   personal loan company
   best payday loans
   low rate personal loan
   short term loans for bad credit
   payday installment loans
   short term installment loans
   bad credit installment loans
   payday loans online
   installment loans no credit check
   installment payday loans
   no credit check personal loans
   online payday loans instant approval
   payday loans no credit check
   pay day loans
   need money now
   personal installment loans
   loans for people with bad credit
   instant payday loans no faxing
   installment loans for people with bad credit
   no credit check payday loans

   • You should add as many helping words as possible such as: instant, online, faxless, no fax, no faxing, no credit check, without credit checks, same day, direct deposit, quick, fast, easy, secure, safe, today, cash, money, lenders, lending, etc.
   • Example: if you pick “payday loans” keep this as your target keyword throughout the article. Use whichever keyword you pick 5 times in your article including your title. Modify the keyword by adding the helping words. Example: “fast payday loans,” “payday loans quickly,” “same day payday loans,” etc. We highly recommend you spend time reading our posts because many articles are being rejected for writers not carefully following the guidelines.
4. The 160-character maximum summary: Along with your article, you must include your summary. When people do a search for a certain topic, the search engines list different articles for the user to choose from.  The different articles display the 65 character maximum title and this description.  This is your sales pitch. This description is what you are using to get people to click to view your article. Remember, your pay goes up the more your article is viewed. This must contain your keyword.
5. The 5 places to use the keyword are:
   • In the maximum 65 character title
   • In the first sentence of the first paragraph
   • In the middle of the article, somewhere
   • Within the last paragraph
   • In the 160-character maximum summary
6. Pen name. You submit a pen name the first time you submit an article. The pen name should be a real name, i.e. Samantha Jones. It does not have to be your real name, but it does have to look like a real name. We can no longer accept a pen name like “Payday Loan Writer.” Please use the same pen name every time you submit an article. Please do not use multiple author names, pen names, email addresses or PayPal accounts.  If we discover you are using multiple accounts, we will no longer be able to accept articles from you.
7. Profile. The first time you submit an article, we will require a short profile. If you go to our website and click on any of our authors, you should find a profile as an example. It doesn’t have to say a lot, but does have to let the reader know a little about you. You do not have to re-submit your profile after we accept your first article.
8. Along with your article, you must include:
   • A W-8 or W-9 before submission of your first article.
   • Your pen name
   • The first article should include your profile.
   • Your email address and the PayPal or Google Checkout numbers to deposit funds into if the article is accepted.
   • The article title, 65 characters or less, that grabs the reader’s attention
   • The 525+ word article
   • The 160-character maximum summary of your article

Frequently Asked Questions

There are some technical aspects to the articles that must be followed that are unique to our site. The articles have to meet a certain standard of professionalism as well as clarity of thought.  The articles must be written in accurate English.

1. What type of writers work the best?

   Many of the best writers we have found are just regular people expressing common sense thoughts and ideas while talking about current events. The more technical the articles the less “regular” people will enjoy reading them. Don’t feel you have to be overly qualified to get your articles accepted.

2. Do we buy every article submitted?

   Because we pay per article, we retain the right to require as many revisions as necessary to make the article acceptable to our standards. Submitting an article does not entitle you to payment nor does it create any type of agreement with us. The articles that we choose to publish are the articles you will be paid for. If we reject an article from our purchase selection process, then you will be notified and given the reasons. You will be able to resubmit the article as many times as necessary in order to make it acceptable for purchase unless it was rejected as duplicate content or for illegal, immoral, or for other contractual reasons.

3. What are my rights for purchased articles?

   Once an article is purchased by us we then hold exclusive rights to the article and may edit, revise, and publish the written content in any manner that we wish. Once the written content is submitted to us, the one who submitted it to us grants total and complete ownership of the article to us without restriction or license.

4. Can I be from a country outside of the U.S.?

   It is fine if you live outside of the U.S. but you have to be able to write to a U.S. audience in perfect English. It is O.K. to write about anything, worldwide, as long as a U.S. audience would be interested in it and as long as you follow our guidelines and use our keywords. You have to have a PayPal or Google Checkout account to deposit funds into. You will have to complete a W-8. Please see the section above called, “Article Submission Requirements.”

Right to request written declarations

We have the right to require a written declaration from anyone who submits an article that the article is submitted for purchase lawfully and not in violation of any other agreement or the rights of any other third party. Violations of copy right laws or any other law, regulation, or rule immediately nullifies any assumed obligation to purchase or pay for that written content.

Failure to comply

Any failure to comply with these rules causes the immediate forfeit of all rights and all money due or owed for purchased content regardless if it is from submissions in the past, present or future. Submitting articles in violation of our rules or any law or contract entitles us to immediate reimbursement via the PayPal system.

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