payday loans

Calls to Regulate Cash Advance Industry Continue

Calls to regulate the cash advance industry seem to focus primarily on rollovers and a borrower’s ability to repay a loan. When repayment in full of a loan does not occur before the end of the term, a borrower needs an extension or renewal that initiates a new transaction. The industry can impose limits on

Why Georgia Outlawed Payday Lending

When Georgia’s legislators signed the Georgia Industrial Loan Act of 1955 into law, the regulation was designed to outlaw payday loan lending. It did this by requiring loan companies to obtain state licensing. The state also required them to register. With this law, Georgia even imposed austere usury limits for financial institutions that were in

Why Do Some States Outlaw Payday Lending?

When used responsibly, payday loans can provide a way to meet unexpected expenses, make sure that bills are paid on time or prevent overdrafts and associated bank fees. Several states, however, have banned payday loans, and other states have enacted laws that regulate the amount a consumer may borrow and how often. Typically, the states

Regulatory Outlook for the Payday Loan Industry

The Consumer Financial Protection Bureau, or CFPB, made an announcement about a year ago regarding the lending practices of the payday loan industry. Last year, the agency issued a report that included a list of proposed restrictions for short-term loans, long-term loans and the industry’s collection practices. The director of the small dollar loans project

Online Payday Loan Solutions – The Appeal and Convenience

Online payday loan solutions continue to grow in popularity among people who need financing for a variety of reasons. As people lead increasingly busy lives, they often have less time to devote to their financial and banking needs. The scant few moments they have each day to balance their checkbook or pay bills may leave

Payday Loans Under Scrutiny

Payday loans provide borrowers with access to immediate cash, and this service is widely used by individuals who are suffering from temporary financial hardships. Quick access to cash can be absolutely imperative during emergency situations. Individuals who are experiencing economic difficulty don’t often have access to other remedies, and traditional financial institutions are rarely willing

Bad Credit Loans Ensure Financial Stability for All Lifestyles

It’s never easy to deal with financial emergencies, regardless of income or lifestyle. Payday loans are an option for everyone, but people can get even more flexibility with bad credit loans that offer installment payments. It’s easy to qualify for up to $1,000 without stressful loan applications, providing collateral or long processing delays. Instead of

Payday Loans – How They Differ from Traditional Loans

Most people, at one time or another, will find themselves in a tight spot when they’re trying to make ends meet, and for some, payday loans can be a quick, easy solution to their situation. However, it’s important to note that the interest rates are significantly higher. With that in mind, it’s crucial that the
Why I love payday loans

Why I love payday loans

Whenever my paycheck isn’t what I expect it to be to be I don’t worry. I never have to worry because I know Personal Money Store is here to help. I can go online and get confirmation right away about my payday loan. No service on the internet today has given me such a hassle
Unemployment has led to a rise in panhandling. Lenders cannot help them with payday loans until they can secure steady income.

Unemployment and Begging Go Hand in Hand

Blame the Recession The Onalaska, Wisconsin police department has been receiving an increased number of complaints from residents about panhandling at intersections. Are these people begging because they lost their jobs and are looking for some extra money for the holidays, or are they professional beggars looking for easy money? One thing that is clear

What are online payday loans?

What to do if you need money quick We’ve all been there; cars break down, refrigerators break, you or a family member gets sick. Emergency expenses come up. It’s always tough, but the good news is that you have options. Online payday loans can provide temporary financial assistance, and you can get your cash quick. Do

Payday Loans are Proving to be Reliable Funding Options

The market has changed The payday loan is a viable option in today’s market. Although a few short years ago the lending world was giving out money freely, things changed after the recession. Lenders were tight-fisted with money due to the huge amount of defaulting loans they had on their hands. While that saved them
Laptop on a family sailboat used to apply for payday advance loans online.

Payday advance loans kept our boat afloat

To start off this little tale, I’d just like to say that payday advance loans are a financially wise choice for getting the help you need at the drop of a dime. My name is Geoff. I have a beautiful wife named Sarah and two little girls, Alexis and Anna. We recently discovered how much
Late on rent? Get a no fax payday loan.

Catch up on rent with a no fax payday loan

Could a no fax payday loan help you catch up on your rent? You may have fallen behind on your rent because of a lost income or because of a health concern. Or, it may be that you just cannot afford your rent anymore. At any rate, you need to catch up on your rent

Pennsylvania Rep. John “Jack” Murtha dead at 77

Democrat Vietnam vet criticized Iraq, rolled pork barrels I noticed that a controversial figure in American politics has died. Jack Murtha, a former Vietnam war veteran who brought a great deal of heat to America’s efforts in Iraq, has rolled his last pork barrel. I don’t mean to be flippant about that last point; he
Rather than being a product of impulse or vanity, payday loans are a reflection of consumers' reaction to a harsh economic climate. (Photo: flickr.com)

Payday Loans and Tax Rebates: How Consumers Handle Shocks

Educated Consumers Use Payday Loans During the Recession There currently exists no definitive study of how payday loans are used. Researchers from both sides of the aisle (pro and anti-payday loan interests) are working on it, however. For now, there are studies like “What Do High-Interest Borrowers Do With Their Tax Rebate?” by Marianne Bertrand

Let Us Help Find A Fast Credit Check Payday Loan Today!

Fast Credit Check Payday Loans Are Here! There’s no better time for a fast credit check payday loan than when a temporary financial setback strikes at home. With Personal Money Store’s online applications you have a secret weapon that’s timeless, and that can help you through any cash situation. You get even get out of