Expert Explains
Study blames crime rates on payday loan lenders
A new study blames rising crime rates on payday loans and predatory lending, though the academic literature has never agreed on this idea.
Monday, May 16th, 2011 by By Peter Stone
Killing payday lending does not fight poverty
The Anti-Poverty Coalition of Greater Dallas has attacked payday lending and ignored the financial effect eliminating short term credit.
Tuesday, April 12th, 2011 by By Steve Tarlow
Avoid payday loan default with an extended payment plan
CFSA-member payday lenders offer consumers the option of an extended payment plan on payday loans when borrower default is a possibility.
Monday, April 4th, 2011 by By Steve Tarlow
Payday Loans and How You Can Protect Your Personal Information From Identity Theft
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Mississippi reporter misunderstands no credit check payday loans
Mississippi House Bill 455 extended the life of payday loans in the state. A Clarion-Ledger reporter objects but doesn't have a good argument.
Friday, March 4th, 2011 by By Steve Tarlow
Understanding what payday loan APR is – and is not
Kevin Borland from the Consumer Financial Services Association sets critics straight on payday loans and APR.
Tuesday, January 18th, 2011 by By Steve Tarlow
Californians deserve a balanced payday loans argument
Various media continue to attack California payday loans, but are they making a balanced argument regarding to San Diego installment loans?
Monday, December 20th, 2010 by By Steve Tarlow
How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Payday advance lenders compete for price when allowed
It is claimed that payday advance lenders don't compete for prices. People who maintain this suspicion probably haven't done their homework.
Sunday, October 24th, 2010 by By Peter Stone
Payday loan borrowers defy stereotypes
From the rhetoric that is usually used to describe them, it's easy to the wrong picture of payday loan borrowers. The facts are surprising.
Monday, October 18th, 2010 by By Peter Stone
Online loans are risky for lenders
Lenders of online loans are a misunderstood bunch. They face higher risk than any other loan lender. Far more, in fact, than a bank does...
Tuesday, October 12th, 2010 by By Peter Stone
Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Short term loans have been part of society throughout history
Short term loans and lenders are often vilified. However, similar types of credit have always existed in the past and will always exist.
Friday, October 8th, 2010 by By Peter Stone
A cash advance is not a tool of racism
Critics of the industry claim that cash advance lenders target people according to race. Nothing in legitimate studies supports that claim.
Wednesday, October 6th, 2010 by By Peter Stone
Banning payday advance loans is not a good idea
Some people think banning payday advance loans will keep people safe. However, a ban would have several bad side effects and few good ones.
Tuesday, October 5th, 2010 by By Peter Stone
You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Payday lenders do not practice predatory lending
Payday lenders get accused of all kinds of things. "Predatory lending" is one. They don't really fit that description at all.
Monday, October 4th, 2010 by By Peter Stone
Payday loans with no credit check exist for a reason
People go to payday lenders because they can get loans not available at any bank. Especially because there is no credit check involved...
Sunday, October 3rd, 2010 by By Peter Stone
Cash advance lenders do not make huge gains
The way people talk about them, people might think cash advance lenders make huge profits. That is actually not the case with most payday lenders.
Thursday, September 30th, 2010 by By Peter Stone
Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Payday loans are cheaper than the alternatives
Some people argue that the cost of payday loans is too high. Actually, payday loans can be cheaper than the few alternatives there are.
Wednesday, September 29th, 2010 by By Peter Stone
Report sheds light on controversial lending industry
A report that combines 10 years of academic and market research about payday loans, short term credit and the financial realities behind the business.
Thursday, September 23rd, 2010 by By Mary Rice
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