Trista Joy Lathern: one bad apple. Image from openphoto.net.

People have all kinds of excuses for not donating to charity. Most of the people I know and I don’t hand out money to people asking for change on the streets because we all agree that unless we know what they’re going to use it for, we might be hurting instead of helping. We don’t have money to lend for furthering someone’s drug habit.

When it comes to charity organizations, people often have reservations because they worry that they’re being scammed or that the organization won’t use the money responsibly. How do thought patterns like this arise? Because of people like Trista Joy Lathern. For every legitimate charity organization and individual seeking much-needed help, there are despicable scammers like Trista Joy Lathern who ruin things for everybody.

What did Trista Joy Lathern do?

According to Texas authorities, Trista Joy Lathern held benefits in her home state of Texas to raise money to help pay for her medical bills, saying she had breast cancer and had lost her insurance. Her bald head made it appear as though she was going through chemotherapy. The benefits in her honor raised more than $10,000.

Turns out she shaved her head. She even lied to her husband about having cancer. She took the money from donations at the benefit and spent $6,800 on, drumroll please … breast implants for her perfectly healthy breasts.

Why fake breast cancer?

A police affidavit says that “Trista said she and her husband had been (having) marital problems and she thought telling him she had cancer would bring them closer together.” A lot of others are reporting that Trista thought the breast implants themselves would save her marriage.

Trista Joy Lathern is 24 years old and had been married for seven months. In case you’re wondering whether it is illegal to lie about having cancer and collect money from people for said case of fake cancer, yes it is. Trista Joy Lathern has been arrested for doing this. It is called fraud. Also, in case you are wondering whether lying about having cancer and getting breast implants saved her marriage, Zimbio reports that “Lathern’s husband filed for an annulment on the day of her arrest.”

I know, shocking, right?

The plight of the giver

Trista Joy Lathern and all of the other scammers out there who dupe people into donating their hard-earned money to fake causes should be very ashamed of themselves. Because of people like Trista Joy Lathern, there are individuals out there who are really in need of help and can’t get it because others are rightfully untrusting.

What would you do if you donated money to someone in your community and later found out that person used it for totally unnecessary cosmetic surgery? Bearing in mind that two wrongs don’t make a right, I would probably not seek revenge on that person. However, it would take a lot to get me to donate money to a cause again. I have had people lie to me about why they wanted money and refuse food before, and that has caused me to never give handouts to strangers.

People like Trista Joy Lathern don’t just stop at lying about why they want the money. They take it a step further and spend it on things that the donaters could very well be vehemently opposed to. Trista Joy Lathern is no better than a street person who spends his handouts on meth. How can people be generous and giving when they can’t trust others?

Photo: http://www.flickr.com/photos/azadam/ / CC BY-SA 2.0

Back in the 1950’s, women from across the nation went berserk over the conical bras, which were made popular by stars like Marilyn Monroe and Jane Russell. Now the pointy conical bras are making their way back on the market, screaming with high demand, and you might need a payday loan to fund this feminine look. It could cost up to $150 for a single conical bra.

Personally, I don’t like how pointy the conical bras are. It looks a bit, well, deformed. It almost looks like you went under the knife and the plastic surgeon  earned his surgeon degree at the Coneheads University located on the planet Remulak. I don’t quite understand why this trend is making a comeback. Sometimes it’s good when history repeats itself, but I think I’ll take a rain check on this one.

Forget About Those Padded Bras – Get a Conical Bra!

According to UK’s Daily Mail, apparently more women are ditching the padded bras for a more playful look. One of UK’s favorite retailers, John Lewis, revealed a whopping 33 percent increase in conical bra sales.

“I think we’re selling more conical bras as customers take influence from designers such as Louise Goldin, Jean Paul Gaultier and Dolce & Gabbana, who have rediscovered the bra as outerwear in their spring/summer 2010 collections.” said John Lewis’ head buyer of lingerie and swimwear, Helen Spencer. “Sales have shown that women are no longer hiding their breasts under minimiser bras but embracing their assets and using them to their advantage.” And just when I thought she was crazy, Spencer added, “But when I do a quick straw poll, almost everyone agrees that while it’s an eye-catching look, it’s just not sexy.” Amen sister.

Conical Bra – Not the Bra for me

Thank goodness I’m not the only one who has conflicts with conical bras. There is only one reason why women would buy something like a conical bra: To attract the opposite sex. That’s what lingerie is for, right? So if it doesn’t look good or feel good and your hubby doesn’t find it sexy, why waste a payday loan on conical bras? I’d rock a coconut bra over any fancy laced conical bra any day.

Has he lost weight? Image from Flickr.

Behold the power of Google. The world’s most popular search engine put a picture of Cookie Monster on its homepage today, and suddenly a four-year-old rumor is revived. There has not and will not be a decision to change Cookie Monster to Veggie Monster.

The fact that everyone is researching this rumor because of Google’s homepage makes me wonder if people are paying attention. Yesterday, Big Bird’s legs were featured on Google’s homepage because starting Nov. 10, Sesame Street will be airing its 40th season. So if everyone found out yesterday that it’s a big anniversary for Sesame Street and thus birthdays for all the characters, why is everyone suddenly wondering if Cookie Monster is now Veggie Monster? Did people not see the connection?

Everyone loves a good rumor

Of course, it’s human nature often to assume the worst, speculate, go with the most shocking story. People like low interest loans and everyone loves a little scandal in the morning. Those are just the facts of life.

But how did this rumor about Cookie Monster and Veggie Monster get started in the first place? As usual, it is a story with a grain of truth that just got blown out of proportion.

Cookie Monster to Balance Diet Monster

In 2005, makers of Sesame Street decided that in order to achieve their goal of making children’s lives better, they needed to recognize that childhood obesity is a problem. They decided the best character for helping advocate healthy eating was Cookie Monster.

CBS wrote a lengthy report on Cookie Monster not being Veggie Monster and explaining that Cookie Monster was simply changing his eating habits for the sake of his health and the health of his viewers.

The financial advice part

Sometimes I have to remind myself that this is a financial news blog, not just a place for me to dispel nasty rumors about puppets. So here is some financial advice:

Following Cookie Monster’s example and eating healthy foods can save you a lot of money. At the least, you won’t end up spending a bundle on pills, books or personal trainers when you realize you need to lose weight. On the super expensive end of the spectrum, we’ve got the medical bills that stem from all the health problems caused by obesity. So be a Veggie Monster, not a Cookie Monster, and you’ll be able to watch Sesame Street for another 4o years.

Image from Picasa.

Do you ever get that feeling that you want to throw  your computer out the window when you experience a glitch? Imagine a computer glitch that made you think you had won more than $166 million. Obviously, in this story, a casino denies a man a jackpot.

In Tampa, Fla., on Sunday, Bill Seebeck was playing a slot machine at the Seminole Hard Rock Casino. When he hit the jackpot, the machine did its usual bells and whistles performance, but a very unusual amount showed up indicating how much Seebeck had won: $166,666,666.65

Casino denies man jackpot

Officials at the casino explained to Seebeck that the machine had malfunctioned, as the maximum payout for that game was $99,000. Furthermore, they said, the $1.50 bet he had made could only result in a $2,500 payout. Furthermore, they said, you’re not getting a cent. Furthermore, they said, sign here.

Well, this wasn’t small cash loans he was dealing with here, so Seebeck said, to paraphrase, “Sign what?! I don’t think so,” and went off in search of a lawyer. He didn’t get very far, though. By Tuesday, Seebeck and the casino had reached a “good faith” agreement. Either the “undisclosed amount” the casino offered was huge or they really duped this guy. Who wouldn’t go to court for a chance at $166.7 million?

Historical facts

This is not the first time a Seminole-run operation has run into a fake jackpot computer glitch. In 2007, a slot machine at the Seminole Hard Rock Resort & Casino in Hollywood told a man he’d won more than $259,000. In that case, the man even got the oversized check to go with his jackpot.

However, when it came time to write the real check, the casino said there had been a computer glitch and he didn’t win. In that case, after a media storm following the event, the casino agreed to pay the man the full amount. I hope Seebeck knew about what happened in the other “casino denies man jackpot” story before he agreed to accept whatever undisclosed amount they offered.

(Photo via Wikimedia.org)

People go to Wal-Mart for one thing; to save money. I don’t care what others have to say about the world’s largest retailer, Wal-Mart is one of the best places to go to reduce the probable need of a payday loan. I find just about everything I need there: kids toys, home appliance, electronics, food, beauty products, etc. They have also expanded to other ventures. For instance, you can now get great deals on Wal-Mart caskets. Yep… I said caskets.

Wal-Mart Caskets Available Online

Wal-Mart is taking it all the way, from the cradle to the grave. Wal-Mart is offering caskets online with prices that range from $999.00 to $3,199.00. These unbelievable prices will no doubt carve a hole in the pockets of funeral homes, which has been the major source for caskets.

With Wal-Mart, you can get a casket for $1,000 instead of paying the traditional amount of $2-$3,000 at funeral homes. Caskets are shipped within 24 hours and delivered by FedEx overnight. According to the website, there are no refunds unless the product has been damaged during shipping. Wal-Mart is also allowing people to pay for the caskets over a period of 12 months with no interest. Sounds like a pretty sweet deal to me.

Cheaper Caskets – Wal-Mart or Costco?

This Wal-Mart casket motion follows a similar shift made by discount competitor Costco, which also sells caskets online. I compared the prices of Wal-Mart caskets with the price of caskets at Costco and so far, from what I’m looking at, you can find cheaper caskets at Costco. You can get a casket at Costco for only $924.99, rather than paying $999 for a casket at Wal-Mart. This way you save$74.01 on a casket. That’s another sweet saving!

Death of a Loved One is Hard Enough

The death of a loved one is hard on anyone. It also carries a huge burden of large expenses that may require an instant payday loan. That’s why I’m glad places like Wal-Mart and Costco are offering great deals on interment appliances such as caskets and floral arrangements. Death of a loved one is hard enough. Things are a lot easier when you have a little extra cash on hand.

It's people like these who voted to evict six-year-old Kimberly Broffman. Not these people specifically, but people like them. You can see it in their eyes. (Photo: flickr.com)

I’m a parent, so I’m going to proudly display just a bit of bias here. If the homeowners’ association at the Largo, Florida retirement community where Jimmy and Judie Stottler live think it’s a good idea to force them to evict their six-year-old granddaughter Kimberly Broffman, I cry for their misplaced humanity. That is, if I give them the benefit of the doubt that they possessed any humanity in the first place. With short term loans, perhaps they could afford more mirrors so they’d be forced to take long, deep glances at themselves.

Yes, that’s right. “Grandparents ordered to evict 6 year old” isn’t something you hear every day. The Huffington Post reports that the bylaws of the retirement community require that all residents must be older than 55. This is unlike many communities where only one of the residents has to be 55 or older. In the infinite benevolence of the HOA, young Kimberly is the only one mandated to leave.

The Stottlers Have Tried to Sell

Considering what a lovely place it must be to live (And the people! Oy!), it comes as quite a shock that Jimmy and Judie have been looking to sell their home and return to humanity. Yet the housing crash has made sale that much more difficult. They’re now asking for $129,000, so if you know any miserly folks who love petty rules and regulations, have them call the Stottlers. I’ll take out short term loans for their bus fare.

So despite the unreasonable requests of their HOA, the Stottlers have tried to comply in the best way they could imagine.

Kimberly Broffman Could Become a Foster Child

NBC News claims that “there is a real possibility that (Kimberly) could be placed in state foster care.” That’s a road that nobody should have to travel if there are other options present. The feelings of rejection and confusion at being uprooted from all that she knows could certainly be enough to cause depression and anger in what appears to be a perfectly happy little girl. Blindly adhering to rules rather than looking out for the best interests of humanity is a sure sign that the HOA members are either intensely confused or deliberately deserving of being slammed against a bed of nails continually.

Wither Justice?

A judge’s ruling in the matter is to come, and I hope Kimberly Broffman is allowed to remain in the place she calls home. An interesting note here (which is unconfirmed) comes from a reader response to this story on the Huffington Post Web site. Supposedly, the May 2009 HOA meeting minutes for this same retirement community included discussion of renting out their lodge for high school graduation parties. The HOA is apparently aware that alcohol to minors is served at these parties, but they continue to rent the hall… because they’re making money off the deal! They don’t want short term loans, they want cash without questions!

So, if Kimberly Broffman simply went out and got a job (perhaps in a fiberglass insulation plant) and paid dues, the HOA would happily withdraw their hasty complaints. Lesson learned, little Kimberly. Adults can be mean and nasty, but money tames the savage beast.

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Pictured: A sweat lodge in Hawaii. Many cultures have used sweat lodges for centuries, but they are very selective about the materials used. Image from Flickr.

James Arthur Ray a couple of weeks ago charged a few dozen of his followers $9,000 to attend a five-day retreat that culminated in spending couple of hours in a makeshift sweat lodge. Three people died and several others were hospitalized.

A lawyer representing a woman who survived the ordeal says Ray “created a death trap.” The “sweat lodge ceremony” took place after five days of activities that including physically taxing exercises and fasting. The lawyer represents Sidney Spencer, 59, who is suing Arthur Ray because she nearly died from kidney and liver failure.

An empire of crazy

The incident is still under investigation, but as sweat lodge survivors start speaking out, it’s beginning to look like there’s a very good change Arthur Ray will end up in prison. At first, I thought those prosecuting him didn’t have a leg to stand on because the whole thing was voluntary. In fact, many participants probably had to get hard money loans to pay the $9,000 fee for the retreat.

However, Beverly Bunn told The Associated Press that when someone reported that another participant was passed out, he said “Leave her alone. She’ll be dealt with in the next round.” I do believe that there is a term for letting someone die: negligent homicide.

Who is Arthur Ray?

Arthur Ray created the best-selling documentary “The Secret,” and he has appeared on “The Oprah Winfrey Show” several times, gaining him quite the following. I can see a sort of “Million Little Pieces” scenario unfolding soon. Remember what happened when it turned out the author of that book was a fraud? Imagine what it would be like if it turned out an Oprah cohort was a murderer!

Arthur Ray urged all of the participants to stay in the 120-degree sweat lodge for the duration of the ceremony. Sweat lodge survivors say they were chastised if they tried to leave, though they were not physically forced to stay. Read the full story about Arthur Ray’s sweat lodge at ABC News, and listen to CNN audio from a sweat lodge survivor.

(Image from Wikimedia.org)

Morehouse College is an historically black college in Atlanta, Georgia. According to Wikipedia, it is one of four remaining traditional men’s colleges in the United States. Like any other college, it’s a place for learning and future leadership preparation. Ambitious individuals from across the nation have secured personal loans just for a chance to attend Morehouse College. So what’s all the big fuss about Morehouse College today?

The New Dress Code Policy

Morehouse College President Robert Franklin has issued a new dress code regulation and not everyone is finding it to their liking. The new policy bans caps, do-rags and/or hoods in classrooms, the cafeteria, or other indoor venues. Unless medical document is provided, sunglasses or “shades” will not be worn in classrooms or at any type of formal program. No pajamas or bare-footed chaps are allowed anywhere on campus grounds. And yes, not even those shiny glittering “grillz” are allowed anymore on campus regardless of whether they are permanent or detachable. Oh and did I forget to mention no “sagging”? Fellows, I suggest you seek some advice from the infamous Steve Urkel. I’m sure his sense of style will save you from the wrath of the “sagging” punishment.

Not a Typical Dress Code

Photo: http://www.flickr.com/photos/quinnanya/ / CC BY-SA 2.0

So the whole dress code deal sounds rather fair to me. I mean, we live in a corporate world that requires we walk, talk, and sometimes even act a certain way. I doubt anyone who walks in with saggy clothes and a mouth full of street talk will be able to land a decent job in the corporate world, or even get passed the front doors for that matter. It’s absolutely important that you dress to impress. It’s quite understandable if you asked me. However, there is one rule that is causing a lot of controversy, perhaps enough to leave the school in need of personal loans.

According to the Maroon Tiger, the Morehouse College Student Newspaper, the policy outlines 11 expectations, one of which states that there will be no wearing of clothing associated with women’s garb including dresses, tops, tunics, purses, pumps, and anything else that associates with women’s attire.

Necessary or Overly Extreme?

A lot of students are finding this new dress code policy a pure shame and an embarrassment to the school and their fellow school mates.

“I’d hope that if a kid shows up to his interview with a 1580, great leadership and a real interest in the college, that he wouldn’t be turned away because he likes to wear lipstick on Saturdays,” says one blogger. “I must be missing something,” said Frank Leon Roberts, a well-known contributing writer to various newspapers and magazines. “Is there some kind of growing, critical mass of high-heel wearing, gold-tooth rockin’ boys threatening to take over the campus?”

It’s obvious this new Morehouse College dress code policy is stirring up quite a controversy. Of course, I’m sure there is at least one student who would rather secure personal loans for make-up and accessories than laptops and textbooks. But is the school taking it too far by asking their men to put away their lipsticks and high-heels? Was it necessary or overly extreme? What do you think?

A lovely Google barcode logo, with their colors. (Photo: symblogogy.com)

Seriously. I think it’s ridiculous, but hear me out. If I’m wrong, I’ll abscond with the nearest hovercraft and head for the hills. I’d consider it a short term loan, temporary self preservation for the temporary loss of a whooshing air car.

There’s a Google Barcode Logo Today

The reason it’s there is because Google is celebrating the 57^th anniversary of the first patent on the bar code. Norman Woodland and Bernard Silver filed the first barcode patent in October of 1949, No. 2,612,994. It was a major landmark on the road to the digital age and has become an essential, uniform part of modern life. Imagine how many membership cards and products use barcodes in order to be identified by scanners. The American technocracy depends upon them.

Is There a 666 Hidden in UPC Barcodes?

And if there is, should we rip our garments and engage the hovercrafts?

No. Go directly to jail, do not look back, do not turn into a pillar of salt. You are buying into a popular myth. According to Dial The Truth Ministries (yes, the name makes me itch, too), the technical truth is that the number 666 does not appear in the numbering system used for UPC codes.  According to a computer, a UPC bar code consists of seven units, like 1010000 (which happens to be the number six, by the way).  Check out their Web site and understand for yourself why 666 cannot appear.

But it’s the Mark of the Beast, Isn’t It?

Kirk Cameron said it, so it must be true. But seriously, some people are concerned about this. People who claim the idea that 666, the mark of the beast and barcodes are linked tend to point back toward “Strong’s Exhaustive Concordance of the Bible” and the word charagma. Strong defines it as “a scratch or etching, i.e. stamp (as a badge of servitude) or graven mark.” The root of the word, charax, is considered to be “a stake, i.e. (by impl.) a palisade or rampant (military mound for circumvallation in a siege).” Specifically, a charax is a trench.

Now let’s see how the 1828 Webster’s Dictionary defines palisade. It refers to them as “a row of stakes or posts” in the ground, like towers. Sound like a barcode with the number 666 to you, or are we parting the Red Sea?

Miraculously, People Devote Brain Cells to This

I think they should confront their real issues. Good health insurance is hard to come by, and if they need a short term loan or two to be able to afford counseling, I say they should use them to make manifest their good works of less paranoia and delusion in the world. Many people assume that Google is a great force that monitors everything they do (and in some cases, every thought that they have). But let’s just keep that under our tin foils hats, OK? The Google barcode logo celebrates technological innovation, not a horned being, or even a horny being. If the lines were curved rather than straight, then maybe you’d have something…

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You know they call them killer whales
But you seem surprised
When it pinned you down to the bottom of the tank
Where you can’t turn around
It took half your leg and both your lungs
- Neko Case, “People Gotta Lot of Nerve”

Ross Township, PA isn’t far north of the “Steel City” of Pittsburgh. It isn’t the “New Frontier.” The vast majority of pet owners there are perfectly content with dogs, cats, fish, gerbils and reptile variants. Black bears are an uncommon pet choice, to say the least. Most people would need quick cash in order to keep up with feedings alone. Yet Kelly Ann Walz kept one in a steel and concrete cage near her residence. Now both owner and her 350-pound black bear are dead (see http://www.mcall.com/news/police/all-a7_5bear.7043692oct05,0,3099677.story).

Kelly Ann Walz Was Mauled While Cleaning the Cage

Walz, 37, was cleaning her “pet” bear’s 15-by-15 foot cage when law enforcement say it “turned on her.” Apparently the cleaning routine was that she would throw a shovelful of dog food to the opposite side of the cage, which distracted the bear and gave Kelly Ann Walz time to clean. This time, it didn’t work. Things can turn on a dime in the blink of an eye.

A Wild Animal Will Not Play Our Game For Long

As these cases always go, the black bear was shot and killed after it turned on Kelly Ann Walz. As if the bear were suddenly tainted in human eyes because it acted instinctually. Yet you can be certain that taking it into captivity and “taming” it had made it impossible to return to the wild. It’s always the prerogative of human beings, isn’t it? They have the ability to obtain quick cash and believe in old books, so they think they have dominion over the animals.

Kelly Ann Walz had Owned the Bear Since 2000

It so happens that she also owned a Bengal tiger and an African lion. All problems just waiting to happen, I guarantee you. If a wild animal is kept in a very well-equipped zoo or wildlife refuge, then perhaps their health, behavioral and psychological needs can be met. But keeping them at a private residence? It’s simply too much to ask of both the person and the animal. Even Siegfried & Roy were unable to escape incident with one of their tigers.

Suppress that “Saving” Impulse

Wild animals cannot be saved by private residents. For whatever good intent she had, Kelly Ann Walz was not saving her black bear, tiger or lion. Regardless of whether they came from the wild or from a zoo, she was not equipped to handle them safely and provide what they needed. Authorities believe the animals were licensed with the Pennsylvania Game Commission, but that doesn’t mean that Kelly Ann Walz was equipped to handle them. She may have needed more quick cash to help. As I see it, such is a failing of the law that her death should have come to pass in this manner.

Ross Township, PA Mourns the Loss of Kelly Ann Walz

As do I. I also mourn the loss of the black bear, which should never have been kept at a private residence in the first place. Hopefully all of her animals will go to a properly equipped zoo or wildlife refuge than can approximate their wild habitat as closely as possible. Quick cash from a lender can only take you so far. Let a good zoo do its work.

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A cast of Ted Williams' head. Would you deep freeze a head like that so you could play a game of pepper, I ask you? (Photo: metapedia.com)

When Baseball Hall of Fame outfielder Ted Williams died at the age of 83 in 2002, he was cryogenically frozen by the Alcor Life Extension Foundation of Scottsdale, Arizona. As the company’s name indicates, the hope was that Williams could eventually be revived once medical technology had advanced enough to resuscitate “Teddy Ballgame.” In the meantime, the cryogenic treatment kept Ted Williams’ head on ice. This service has been provided at no doubt what amounts to great expense, the kind of expense that would drive people to a personal loan company just to keep up with freezer fees.

But Who Watches the Head Watchmen?

All is not rife at Alcor, alleges an upcoming book entitled “Frozen.” There are allegations that Ted Williams’ head has been abused. FOX Sports reports that Larry Johnson, former Alcor COO, alleges in the book that Williams’ head was “repeatedly abused” by untrained workers. The abuse wasn’t even casual, says Johnson. “Gruesome” is the operative word.

MLB’s Last .400 Hitter Reduced to Batting Practice Head

Johnson’s allegations are shocking to anyone with a modicum of human decency, but they are particularly troubling to the Williams family and baseball fans everywhere. Ted Williams used to say that when he went walking down the street, he wanted people who saw him to say, “There goes the greatest hitter who ever lived.” I’m sure he had no idea that his frozen cranium would ever be on the receiving end of the punishment he gave to Major League baseballs from 1939 to 1960. He put pitchers out of work with regularity. If that happened today, they could have gone to a personal loan company. However, such safe consumer businesses didn’t begin to appear in earnest until the 1980s.

Tales From the Frozen Ballyard

As the story goes, Ted Williams head was removed from his body in a haphazard fashion by untrained Alcor employees. Next – and this sounds more like a scene from a Kevin Smith film or an episode of “Family Guy” – Ted Williams’ severed head was allegedly “used for batting practice by a technician trying to dislodge it from a tuna fish can,” according to “Frozen.” Aside from Williams’ head being battered by what you’d suppose to be drunken yahoos on the job, there are also allegations that live dogs were dismembered at Alcor and injected with chemicals for “experimental purposes.” Other bodies may have also been used and abused.

The COO Wore a Wire to Work

Johnson had been the chief operating officer at Alcor for eight months before he realized that something wasn’t right behind the scenes of his company. In 2003, he began wearing a wire to work in order to record the shenanigans. Audio recordings and photos were supposedly used to help compose “Frozen,” although I’m wondering whether he ever took the information to the authorities. If he was innocent of wrongdoing, what would he have to worry about?

You, however, appear to be innocent of most heinous wrongdoing. I can tell. So if you ever need cash assistance in a pinch, step up to the plate and apply for a payday loan from a personal loan company.

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Randy Quaid, cultivator of beards and dangling hotel bills (Photo: flickr.com)

Most people in this world are honest when it comes to paying their debts. When they need help making ends meet during a temporary crisis, they may even resort to honest means of securing extra funds, like payday loans from a direct lender. However, not all of us are honest. And not all of us are movie stars who skip out on hotel bills, either.

Enter the Randy Quaid arrest

Associated Press reports indicate that actor Randy Quaid and his wife Evi Quaid were arrested in a West Texas town for allegedly skipping out on a $10,000 hotel bill at the San Ysidro Ranch resort in Santa Barbara, California. Did he expect Clark Griswold to take care of it for him?

After spending a few hours in a Marfa, Texas jail (check out the Randy Quaid mug shot), Randy Quaid went with Presidio County Sheriff Danny Dominguez to the bank so that the actor could withdraw $40,000 to bail both of them out. I imagine he has enough in there to cover his hotel bill, but if he needs a little extra to tip his server, payday loans from a direct lender would be appropriate.

He wasn’t handcuffed, but received “no special treatment”

Considering that Marfa, Texas is a small town, it isn’t surprising that the bank trip went down like something out of a Newberry afternoon. Luckily, Randy was unable to trick Sheriff Dominguez into gladly paying him Tuesday for a hamburger today.

“I like to help everybody out,” Dominguez said.

A felony warrant for burglary

Not only that, but defrauding an innkeeper and conspiracy were issued by authorities in Santa Barbara. Santa Barbara County sheriff’s spokesman Drew Sugars indicated that they had not spoken with Randy Quaid about the incident, but would not comment further. Neither would Quaid’s agent, Steven Arcieri. The AP indicates that much, but I am left wondering why he never considered payday loans from a direct lender. Much less expensive than bail, last I checked.

Evi’s eye spots flared and her nostrils enlarged upon confrontation

However, Sheriff Dominguez says that Evi Quaid’s resistance upon arrest “wasn’t too much,” and that she “calmed down quickly.” Sadly, payday loans from a direct lender could have made this day unnecessary.

His work has been noteworthy

Randy Quaid won a Golden Globe Award and received an Emmy nomination for his role as President Lyndon Johnson in “LBJ: The Early Years.” However, the bulk of his work has been in films like the “National Lampoon’s Vacation” series, “Kingpin” and “Independence Day.” Hopefully he’ll pay his bill so he can maintain his independence, because he has no Griswold family or secret career as a bowling prodigy to fall back on.

Oh, I almost forgot. Randy Quaid had a role as a sheep rancher in “Brokeback Mountain.” Unfortunately, he agreed to work for cheap, and then sued the production company when the film began to make lots of money. What, rustling and cowboy love weren’t enough for you?

Marfa is a star in its own right

That small town of 2,100 has been home to Hollywood productions like “Giant,” “There Will Be Blood” and “No Country For Old Men.” It was founded as a railway stop in 1883. Its people pay their debts and may have limited access to payday loans from direct lenders in town. The Randy Quaid arrest and accompanying Randy Quaid mugshot are a whole lot of happening between films.

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Todd and Julia Grovenburg of Arkansas are expecting new additions to their family. However, unlike the vast majority of expectant mothers with two kids on the way, Julia Grovenburg isn’t going to have twins, and the children aren’t going to be at least nine months apart. Her children, a girl to be named Jillian and a boy to be named Hudson, were conceived two-and-one-half weeks apart. They’re growing alongside one another and will have separate due dates.

Superfetation – a gift that makes you thankful for payday loans

Think one kid is expensive? Try two of them this way!

Julia Grovenburg is experiencing superfetation, which was discovered during a routine ultrasound. ABC News reports that this rare medical occurrence has doctors beside themselves.

“They saw one sack, one baby developing, and that baby had a certain gestational age; then they noticed a second heartbeat in a child that was much, much younger developmentally,” Dr. Karen Boyle commented. She also noted that the difference in size and development between the fetuses is uncommon.

So rare, medical literature has almost nothing to say about it

A pregnant woman is pregnant again… at the same time, and they aren't twins! (Photo: wikipedia.org)

A pregnant woman pregnant again in this manner – superfetation – is so rare that medical journals apparently haven’t paid much attention, according to Boyle. “I could only find about 10 reported cases,” she told ABC. Julia Grovenburg’s OBGYN, Dr. Michel Muylaert, wrote local media that it may indeed be superfetation: “(She) is pregnant with twins and there appears to be a discordant growth pattern, possibly due to superfetation… (however), it can only be confirmed after delivery by chromosomal and metabolic studies on the babies.”

Twin births – does superfetation cause doctors to question what they know?

One of the great things about the human condition is that we’re always learning. In the case of medical science, no reputable doctor will tell you that we know everything about every possible condition that could beset a gerbil, let alone a human being. Such may be the case with superfetation. Because it has been observed so rarely, it “may be impossible to tell if this happens more often,” says Dr. Donnica Moore. An obstetrician and president of New Jersey’s Sapphire Women’s Health Group, Moore indicated that “If the children are born at the same time, it might be that they were conceived at different times.”

Unfortunately, if the conceptions are too close together, there could be health risks for the younger child. In particular, premature birth would be a concern, says Boyle. “It [the second conception] can happen up to 24 days later than the first conception, and then you’re putting the second baby at risk for lung development problems,” she said. However, it is believed that because the span between Julia Grovenburg’s children is about two weeks, the risk won’t be great.

So when are the kids due for delivery?

Based upon traditional nine-month time spans, the older child would be born around the end of 2009 and the younger at the beginning of 2010. But if young Hudson decides to come out with Jillian, then plans will of course change. Let’s wish them the best in health and happiness. Hopefully, they’ll be able to financially manage their growing family, but if they need temporary help between paychecks, payday loans are always available.

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They were so close, I could almost touch them – if my hand could blast through that brand new brick wall I'd built! (Photo: flickr.com)

They were definitely toast by the time I’d chipped the dried cement off of them.

Here’s the deal. I work for a landscaping business in City of Industry. One day, I’m doing some brickwork for a customer, minding my own business, when his dog comes tearing out of the house in hot pursuit of a squirrel. The parade rips past where I’m working, and knocks over a small trowel. Nothing big; I picked it up and kept working. However, I didn’t realize until it was too late that my keys had been sitting on top of the trowel, and when the dog and squirrel knocked it over, the keys fell into the mortar mix. I didn’t notice, and now they were a part of the wall. I took a hammer and chisel to start chipping away. I managed to find them and repair the damage to the wall, but my automatic starter no longer functioned.

Those things aren’t cheap

I needed to buy another from the dealer, and are they expensive! I had no idea something so small could cost so much; I also had no idea that my bank account had so little money in it at the time. Luckily, I was familiar with Personal Money Store from having used them before, so I filled out an application and managed to get a no fax cash advance by the next day. Thankfully, my customer didn’t mind my leaving my big truck in their yard for a day.

I even was asked to give some feedback

And since my experience getting a no fax cash advance was a good one, I was happy to oblige. I was told that my response might be featured in a customer/employee success story, and I was fine with that. Here’s what my representative had to say about my experience:

Everyone loses their keys, but not many people lose their keys inside a brick wall. My customer in Toluca Lake was doing some landscaping and his keys fell into the cement. He didn’t notice what happened, and the wall went up. He broke part of the wall down and found his keys, but his auto starter no longer worked – and they are expensive to replace. He couldn’t leave his truck in his customer’s yard until his next payday, so he needed a no fax cash advance as soon as possible.

He qualified quickly, but since it was almost the end of the business day, we couldn’t get him money until the following day. Fortunately that worked fine for my customer; he got a new key chain starter and paid his no fax cash advance without trouble on his next payday.

Personal Money Store has good people

I’d go back there for a no fax cash advance any time I needed one. I just hope I won’t lose my keys in the process next time!

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Be on the cover and you must face the flames of the Madden curse, NFL players! (Photo: giantbomb.com)

Ever since the concept of the “Madden curse” began to circulate among sports and video game fans, I always assumed that it was a tongue-in-cheek kind of thing. A football player’s appearance on the cover of the Madden NFL video game couldn’t have any connection to how well they or their team performed, or whether they suffered a serious injury. I’m also not the kind of person who believes in the magical nature of curses. They are largely psychological, and in the case of curses closely tied to religious ritual (such as in Haitian voodoo), aided by mind and physiology-altering substances.

John Madden simply couldn’t be that powerful, could he? Does he have dark powers that were never showcased on the sidelines with the Raiders, in the booth with Pat Summerall or in countless commercial endorsements? Commenter J-roc has this to say on the blog Pulled My Groin:

Wow. I always wondered why Madden had a “Prince of Darkness” tattoo. Maybe he’s the one causing the flames on that guy’s foot in the (fast-actin’) Tinactin commercials?

Perhaps online loans will enable him to purchase asbestos socks? But those flames had to be coincidental, right?

BOOM! Troy Polamalu goes down

The fear rises within me for Arizona Cardinals wide receiver Larry Fitzgerald now, because the Madden curse MUST be real! In the very first game of the NFL season, All-Pro Pittsburgh Steelers safety Troy Polamalu had to leave the field due to a knee injury. Current team reports indicate he will miss anywhere from three to six weeks of action while he’s recovering. This is definitely out of the ordinary for the long-haired defensive back, as he’s only missed eight out of 96 regular season games during his career before now. Since Polamalu shares the Madden NFL 2010 cover with Larry Fitzgerald, it will be interesting to see if Larry escapes the bad juju.

History is on the side of the Madden curse

Since players have been featured on the front of the Madden NFL (1999, depending upon who you ask), the unlucky cover boys have faced the flames. Keep in mind that the year on the Madden game when released is one year ahead of the actual NFL season underway. However, the application of the curse is considered in loose terms. Thus, the Madden NFL 2003 cover player is most likely to be cursed during the 2002 season, but 2003 counts as well. If this is confusing, online loans are available for the study course. Here’s a short list of the players with some commentary:

1999: OK, most copies of the game had Madden himself on the cover (as all the previous versions did). However, some copies were distributed with San Francisco 49ers running back Garrison Hearst on the cover. Heart actually had a great season, but in the playoffs he broke his ankle and could not return to action until 2001.

2000: Madden was the primary feature on the cover, but there was a recognizable player in the background. I’m talking about Barry Sanders, the Detroit Lions running back. He had just broken Walter Payton’s all-time rushing record. Sanders the Great still appeared to be at the peak of his powers, so nobody expected him to announce his retirement from football. It was an absolute shock, even to those close to him.

To be complete, countries that are on the PAL TV broadcast standard had Green Bay Packers running back Dorsey Levens on the cover of their copies of Madden NFL 2000. He actually had a good season with no serious injuries. But… Brett Favre was on that team! More on him in 2009.

2001: Eddie George, the running back for the Tennessee Titans, had a good year that was injury-free. However, he did have a key fumble in the playoffs. During the 2001 season, he also showed a significant statistical drop-off. And if you want to really stretch things, George’s quarterback was Steve McNair, who was recently slain by girlfriend Sahel Kazemi.

2002: Minnesota Vikings quarterback Daunte Culpepper missed five games due to injury and did not play well.

2003: St. Louis Rams running back extraordinaire Marshall Faulk missed six games and ended his string of 1,000-yard rushing seasons. On a side note, I worked at a Mervyn’s clothing store when Faulk was in college at San Diego State University. One night before the store closed, he came into the men’s department to buy underwear. I was the sales rep who rung up his sale!

If I could chew on Mike… (Photo: thesportshernia.typepad.com)

2004: The infamous Atlanta Falcons quarterback Michael Vick broke his leg, missed 11 games and made terrible decisions on the football field and off. “Ron Mexico” and the horrific dog fighting ring were still to come for this prize.

2005: Rough and tough Baltimore Ravens linebacker Ray Lewis only missed one game, but the Ravens filed to make the playoffs after winning their division the year before. Lewis had lesser stats, too.

2006: Philadelphia Eagles quarterback and momma’s boy soup shill Donovan McNabb missed the last seven games of the season.

2007: Seattle Seahawks running back Shaun Alexander broke his foot and missed a total of six games.

2008: Tennessee Titans quarterback Vince Young only missed one game, but his sub-70 quarterback rating indicates that he had all kinds of trouble on the field. For Madden NFL 08 En Español, San Diego Chargers defensive end Luis Castillo suffered a major ankle injury that kept him out for a significant portion of the season.

2009: New York Jets quarterback Brett Favre suffered a shoulder injury and went on to become a media sinkhole who demanded attention and adulation while he pondered what team was good enough for his to grace with his presence. For the En Español version, Chicago Bears right guard Robert Garza was not injured, but didn’t play particularly well. The blog FantasyPlayers.com called his performance “pedestrian.”

2010: We already know about Troy Polamalu: out for three to six weeks with a knee injury. Larry Fitzgerald is a big wide receiver, he could have ligament or tendon issues that flare up after a quick cut or low tackle. I don’t wish injury upon him, but the Madden curse seems unstoppable. As for Madden NFL 2010 En Español, it hasn’t been released and the cover player to be is unknown. Kansas City Chiefs tight end Tony Gonzales, perhaps?

Football is a dangerous sport

So it COULD be coincidence that all of these players suffered injury or played below expectations. However, the flames in the Tinactin commercial have finally pushed me over the edge. The Madden curse is reeeeeal!

For Madden NFL 2011, I suggest a reappearance by Michael Vick, being mugged by costumed members of Cleveland’s “Dawg Pound.” If online loans help more Dawgs suit up for that fateful game, wunderbra!

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Paul Karason took too much colloidal silver. It's a wonder he isn't dead. (Photo: sonofmacenstein.com)

If you’re into miracle health cures that don’t involve proper diet and exercise, you’ve probably heard about colloidal silver. Even if you aren’t into magic elixirs, you’ve probably heard mention of colloidal silver’s healing properties. As the L.A. Times recently documented, there are those that believe that all the silver found in sprays, soaps, toothpastes and drops has the ability to kill germs, boost the immune system and improve overall health. Even though the EPA and OSHA have labeled it potentially toxic, colloidal silver is reputed to help against AIDS, cancer, malaria and athlete’s foot. I hear it also keeps away werewolves with athlete’s foot, in case you’re wondering.

Take too much of it and you’ll turn blue

Like Paul Karason and Montana politician Stan Jones before him, you’ll find that colloidal silver can collect under the skin and reacts with sunlight, turning the skin a soulful, permanent shade of blue. As Karason said on a recent episode of the “TODAY” show, it gets old. He’s “anxious to try green,” he says. I’m anxious to see if no faxing payday loans could help him get enough money together for a skin bleaching.

This is the second time Paul Karason has been on TODAY. They invited him back on the show in part to check up on his health, as somebody who consumes enough heavy metal to change the color of their skin is not typically someone you’d image would live very long. Yet amazingly, he’s still alive and can joke about his perpetual predicament. Doctors have detected no adverse reaction in his internal organs.

He’s been hounded by the Smurf-minded

Karason, 58, has moved between Oregon, California and Washington state to both get away from snide remarks (he even broke an engagement to marry) and to obtain medical treatment for issues stemming from a blocked artery and prostate cancer. He was able to obtain the treatment he needed in Bellingham, Washington.

“You can actually get health care up there,” he said of Washington. And he praised the quality of care found there, too.

What is it and how do you make colloidal silver?

Colloidal silver is a suspension of silver sediment that is created in a distilled water liquid base. Silver used to be the A1 agent against bacteria, but penicillin came around and stole its thunder. Traces of silver continued to appear in some over-the-counter meds until 1999, when the FDA banned it because it is the cause of argyria, where the silver collects in the skin and internal organs. Paul Karason is the poster smurf for this condition.

You can buy colloidal silver through semi-underground means, but if you’re enterprising like Paul Karason, you can make your own colloidal silver through electrolysis. His initial reason for using the silver cure was to treat a stress-related skin condition that appeared after his father died. Karason still uses it on occasion, but rarely due to the prohibitive cost. Of course, no faxing payday loans are an option for some in their pursuit of colloidal silver, but I wouldn’t recommend it. I say we should trust the expertise of doctors (and hopefully a universal health care system) and use silver and gold to make money, not medicine. Auric Goldfinger would have wanted it that way…

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I do believe the guy who wrote this book, Mathew Honan, created Joe Wilson is Your Pre-Existing Condition. Image from Amazon.com.

During the eight years of Republican reign that preceded President Barack Obama’s election, fans of President Bush often fought criticism of him by saying that the critic was “unpatriotic,” “anti-American,” you know what I’m talking about.

So liberals got a reputation of being unpatriotic, but my how the tables have turned. The new web site “Joe Wilson is Your Pre-Existing Condition” shoots back at the Republican representative from South Carolina after his decidedly disrespectful and debatably unpatriotic outburst during the president’s health care speech last night.

JoeWilsonIsYourPreexistingCondition.com

Someone started Joe Wilson is Your Pre-Existing Condition very shortly after Joe Wilson yelled “You lie!” while the president was speaking about health care reform, the most important and most expensive issue facing the nation right now.

While Joe Wilson is Your Pre-Existing condition did become an overnight sensation, the bare-bones site’s creator obviously didn’t need overnight loans to get this text-only, no background site up and running. There are no photos, no headings or borders or any design elements at all, except the underlined, all-caps words in about a 72-point font.

Joe Wilson stole your newspaper

The web site makes ridiculous and obviously false claims such as “Joe Wilson is on your death panel.” They range from silly lines such as “Joe Wilson let his dog poop on your lawn” to more topical ridiculousness like  “Joe Wilson laid off your dad right before his pension kicked in.” At least one claim, though, is simply true: “Joe Wilson yells while adults are talking.”

I get it. The creator of Joe Wilson is Your Pre-Existing Condition is making ridiculous, false (or at least impossible to prove) and disrespectful claims, just like Joe Wilson did when he yelled “You lie!” at the president. The tag line at joewilsonisyourpreexistingcondition.com says “You dissed America, we’ll dis you right … back.”

I think there is a difference between being disrespectful to the president and “dissing America,” but — damn that site is funny! How can you help but laugh at “Joe Wilson traded the dead batteries in his walkman for the fresh ones in your TV remote“?

The kicker

I have no proof, but given the design aesthetic and undying loyalty to President Obama, I assume that Joe Wilson is Your Pre-Existing Condition was created by the same man who created “Barack Obama is Your New Bicycle” to promote his book of the same name.

The man’s name is Mathew Honan, and if you spend enough time clicking through laughter-inducing, brief quips such as “Joe Wilson talked on his Blackberry all through your favorite movie” and “Joe Wilson yells Free Bird at concerts,” you’ll find out what the site’s creator really thinks:

“Joe Wilson is an elected official who seems to be using party-line rhetoric as a tool rather than thoughtful debate and is actually hindering real progress in society which is a shame as we’re a smart country and should expect more of the people we elect.”

Watch video: Joe Wilson yells “you lie!” at president

After you’re done reading all the hilarity at Joe Wilson is Your Pre-Existing Condition, check out the moment that tipped off this madness.

Kate Gosselin has enough money from publications, such as her best-selling book "Eight Little Faces." Image from Amazon.com.

The Gosselins have been all over the tabloids, the morning news shows, the evening entertainment news shows and, of course, TLC for months — or years, in some cases. But Kate Gosselin’s image in “Playboy” is not something the public will be seeing.

“Playboy” sent Kate Gosselin a letter offering her $400,000 to pose for the magazine. Star Magazine says that a source told the publication: “Hugh sent her a letter, but Kate was totally mortified and threw it away!”

A mother first

The source also said Kate Gosselin ignored the “Playboy” letter because of her children. Makes sense to me. Perhaps Kate Gosselin’s “Playboy” decision was made even easier because of the fact that she does not need the money — at all. Imagine getting a payday cash loan — only one you don’t have to pay back — of $75,000 a week.

That’s how much Kate Gosselin makes for each episode of “Jon & Kate Plus 8,” the TLC reality show that features Kate Gosselin, her soon-to-be-ex-husband Jon Gosselin and their children, one set of twins and a set of sextuplets.

Multi-millionaires

The Gosselins have signed a contract with TLC to do 20 more shows at $75,000 per episode. That means another $1.5 million is coming to Kate Gosselin. Who needs “Playboy” when you’re making that kind of money?

Did you know Jon and Kate Gosselin’s estate is Pennsylvania is worth $1 million? Also, books “Multiple Blessings,” by Jon and Kate and “Eight Little Faces,” by Kate Gosselin, are both best-sellers. Not only can Kate Gosselin live without “Playboy” money, her children will be well provided for their whole lives.

Kudos to Kate

Personally, I would have been very disappointed if Kate Gosselin accepted “Playboy’s” offer. With eight kids to set an example for, I definitely think she made the right choice, regardless of the price.

Jon Gosselin on his “Primetime” interview said he has “made mistakes,” and the ABC News anchor emphasizes that those mistakes have been “very public.” So far, throughout this completely televised split with her husband, Kate seems to have avoided making any big blunders. I think Kate Gosselin accepting “Playboy” money would have been a huge mistake, and she is smart for not even considering it.

More money matters

In more Jon and Kate Gosselin news, Star Magazine reports that Kate plans to get her revenge on Jon in divorce court. Star reports that an anonymous source said:

“Kate is so upset and disgusted over Jon’s cavalier ’single guy’ behavior – and the money he has been wasting to fund it – that she’d leave him without a penny, barefoot and homeless on the street if she could.”

All the more reason Kate Gosselin doesn’t need “Playboy” money.

That expires today, bucko. But don't worry: mortgage loan modification is available today and after 09/09/09. (Photo: flickr.com)

If you’re looking to do a mortgage loan modification or play the lotto, 9 9 09 (or 9/09/09 if you prefer, as I do) may just be the day to do it. Or perhaps you want to get your hands on the new game “The Beatles: Rock Band” or see the new apocalypse movie “9?” While 09/09/09 may not seem special to you, numerologists would beg to differ. To them, it’s a day to celebrate. Or, depending upon their point of view, it could be ominous stuff straight from the Mayan calendar. It’s lined upon the calendar with 1 Imix, which they consider to be the same day as the Big Bang. Are you ready to get caught in the contraction of the universe? Better bring an umbrella; things are getting awfully dense in here.

Seriously, 9/09/09 is a fun day to do the math. Wednesday and September each have nine letters. According to a Yahoo! News roundup at http://news.yahoo.com/s/livescience/20090908/sc_livescience/why090909issospecial, September 9, 2009 is the 252^nd day of the year, and the digits 252 add up to nine. 9+9+9=27, and 2+7=9. In fact, take nine and multiply it by any single-digit number. The two-digit answer produced will have digits that add up to nine. But it also works with two, three and four-digit numbers multiplied by nine. For instance, 9×62=558. If you add the digits of that answer, you have 5+5+8=18. And guess what? 1+8=9. For this fascination with numbers, we have Pythagoras to thank. Send him a right triangle thank you note, if you please. He loved that number nine.

Thank you, thank you. This train will return on 01/01/01 (January 1, 2101)

That’s the next time a single digit will repeat in triplicate by itself on the calendar. Or, if people who while away the hours awaiting the end of the world have their way, perhaps it won’t. People who believe in such things as 666 and the “mark of the beast” have been waiting for this day. Their prophecy that Armageddon would begin on 06/06/06 fell through, so they decided to turn that frown upside down. 999 is the real number of woe, so make peace today on 09/09/09 before the curtain falls on existence.

China, Japan and their love/hate of 9

As it so happens, ancient Chinese emperors were big fans of the number nine. Its pronunciation sounds similar to their pronunciation of “long-lasting.” It showed up in the construction of their buildings and details of their clothing (nine dragons displayed prominently). The palace at the Forbidden City was supposedly built with 9,999 rooms. And as it so happens, eight is also extremely important to the Chinese, as it sounds like their phrase for “wealth.” So you can understand why Beijing was so happy to host the 2008 Summer Olympics – which began at 8 p.m. on August 8, 2008 (08/08/08).

Japan is much less enamored with the number nine, however. They avoid it like some westerners avoid the number 13. In their language, the word for nine is a homophone for their word for suffering, so nine is considered to be unlucky. Only the number four is worse, as it sounds like death.

A good day to get hitched

All the math, marketing ploys and dreams of death and destruction aside, 09/09/09 has proven to be a popular day to get married. If you don’t think that’s a good enough reason to seek mortgage loan modification, then you don’t know what you’re in for.

Seriously, Las Vegas hit the jackpot on 07/07/07 when it came to booking marriages, and 09/09/09 has proven to be no exception. Lots of places are offering $99.99 wedding specials (I guess $9.99 was considered to be too cheap), some of which include visits to museums and other frills. In Hollywood, the 99 Cents Only Store awarded 99 cent weddings to nine lucky brides. However, the real cost exceeded 99 cents by a large margin -  just in case you were worried that wedding gifts included squeegees and hair nets and the cake came straight from an imitation Little Debbies box.

But about that mortgage loan modification again

If you need help, click that button above. Personal Money Store can help you obtain the information you need. Do it on 09/09/09 and make it your lucky day.

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