Politics

Senate wants 401(k) accounts off-limits as personal loan funds

The United States Senate proposing a bill to limit the use of 401(k) accounts as a source of personal loans when people fall short.
Piggy Bank

Antique tax breaks for oil and gas industry fall out of fashion

Record profits, high gas prices and the current budget cutting craze could spell the end for billions in oil and gas subsidies.
exxon gas price sign

Jesse Jackson Jr. says iPad is killing publishing, costing jobs

Rep. Jesse Jackson Jr. is saying the iPad is a job-killer, but experts say the device creates opportunities for publishers and college students.
Close up of an iPad in a man's hand. Rep. Jesse Jackson Jr. is clearly visible on the touchscreen display.

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Senate report on financial crisis points finger at Goldman Sachs

A Senate report investigating the cause of the financial crisis accuses Goldman Sachs of misleading both its clients and Congress ...
u.s. capitol building

Federal probe into robosigning reaches initial settlement

The federal government has completed its investigation into the robosigning scandal and reached an initial settlement with the banks involved.
Chase

Government shutdown does not postpone IRS deadline

There is a looming government shutdown, but it does not negate the obligation to file an income tax return with the IRS by April 18.
Form 1040EZ

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Ryan budget plan relies on discredited supply side economics

The Bush tax cuts were the last foray into supply side economics, which led to wage deflation, job stagnation and astronomical deficits.
supply side economics

Legal spat over financial protection bureau continues

The legal battle over the Consumer Financial Protection Bureau continues, as legislators try to gut the agency before it starts operating.
Hearing

City of San Francisco grants Twitter a payroll tax break

The San Francisco Board of Supervisors has voted in favor of granting Twitter and other technology companies a sizable payroll tax holiday.
The “dead Twitter” graphic, complete with dead whale and lots of Twitter birds covering the carcass.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Ryan budget plan: Medicare reform to offset tax cuts for the rich

The GOP plan to cut spending by $5 trillion in 10 years includes cutting Medicare and making the Bush administration's tax cuts permanent.
ryan budget proposal

GOP balanced budget amendment is irresponsible political theater

Even the conservative American Enterprise Institute thinks the GOP plan to blackmail Congress into a vote on the amendment is a bad idea.
u.s. constitution

Virginia opening up short-term lending to non-residents

The Virginia legislature has passed a bill allowing title lenders to offer loans to non-residents.
Virginia Senate

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

House financial committee considers Missouri payday loan bills

Missouri HB 132 and HB 656 are a study in contrasting payday loan legislation. One would kill the industry, the other would deal reasonably.
The state flag of Missouri.

CFPB directorship post in doubt for Elizabeth Warren

The White House still hasn't been able to secure spots for CFPB and OFR leadership. The gridlock is a palpable manifestation of the status quo.
Side-view close-up of CFPB director candidate Elizabeth Warren, who also happens to be in charge of the search for the position.

Consumer Financial Protection Bureau funding in jeopardy

Even before it got off the ground, House Republicans have tried to choke away the budget of the Consumer Financial Protection Bureau.
“Bankrupt” spelled out vertically in white script against a black background.

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Fannie Mae and Freddie Mac limping back to profit

Troubled mortgage houses Fannie Mae and Freddie Mac are starting to turn around. They're still losing money, but they are losing a lot less.
Timiothy Geithner

Mortgage modification programs under fire from Republicans

Federal mortgage modification programs are coming under fire for not working. Congressional Republicans want to cut them and save $38 billion.
Foreclosures