News
New mortgage shopping sheet attempts to simplify and clarify
The CFPB today offers two prototypes of a new disclosure form for mortgage borrowing in an attempt to clarify the process for consumers.
Wednesday, May 18th, 2011 by By Ron Ford
Senate wants 401(k) accounts off-limits as personal loan funds
The United States Senate proposing a bill to limit the use of 401(k) accounts as a source of personal loans when people fall short.
Wednesday, May 18th, 2011 by By Peter Stone
Overdraft does not harm credit, but it is not harmless
Checking overdraft alone won't smear your credit, but keeping up to date on your financial record is always advisable to help avoid fraud.
Wednesday, May 18th, 2011 by By Steve Tarlow
Payday Loans and How You Can Protect Your Personal Information From Identity Theft
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
7 easy ways to qualify for 2011 Energy Tax Credits
The 2011 Energy Tax Credits program has dropped back down to $500 per project, but every bit helps with energy-saving home updates.
Wednesday, May 18th, 2011 by By Mary Rice
Credit rating bureaus have double standard for handling disputes
Credit rating bureaus have a V.I.P. list for preferential treatment when it comes to error corrections.
Tuesday, May 17th, 2011 by By Ron Ford
Some payday lenders welcome consumer protection bureau
Many people thought the Consumer Financial Protection Bureau would regulate payday loans out of existence, but some lenders welcome scrutiny.
Tuesday, May 17th, 2011 by By Peter Stone
How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Credit card hotline is latest issue in consumer bureau fight
The latest fight over the Consumer Financial Protection Bureau involves a credit card hotline that would compile complaints about card companies.
Monday, May 16th, 2011 by By Peter Stone
North Carolina installment loan bill H810 aids industry
North Carolina installment loan bill H810 would raise loan and processing fees to keep the industry open to consumers during the recession.
Monday, May 16th, 2011 by By Steve Tarlow
Three congressional bills trying to weaken the CFPB
Despite the fact it is not yet operational, the Consumer Financial Protection Bureau already is facing challenges from Congress.
Monday, May 16th, 2011 by By Mary Rice
Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Wisconsin Republicans attempting to re-legalize auto title loans
The Joint Finance Committee in the Wisconsin State Senate has suggested re-legalizing auto title loans in the state.
Friday, May 13th, 2011 by By Mary Rice
Recession survival tips for small businesses
Surviving a recession can be tough for small businesses. With these tips, it is possible to break even or even raise the bottom line.
Thursday, May 12th, 2011 by By Steve Tarlow
Texas legislature passing new payday lending regulation
The Texas legislature is slowly changing regulations on payday lending with three separate bills under consideration.
Thursday, May 12th, 2011 by By Mary Rice
You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit card companies still marketing to college students
College students are supposed to have greater barriers between them and credit card companies, but the laws still have loopholes.
Wednesday, May 11th, 2011 by By Peter Stone
Prepaid benefit cards exploit the unemployed, says study
Prepaid benefit debit cards for the unemployed nickel and dime them to death with fees, according to a National Consumer Law Center report.
Wednesday, May 11th, 2011 by By Steve Tarlow
Payday loan amendment threatens to gridlock Colorado legislature
An amendment tacked on the end of the Rules Bill in the Colorado legislature could end up costing taxpayers hundreds of thousands of dollars.
Wednesday, May 11th, 2011 by By Mary Rice
Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Microfinance industry becoming troubled by scandals
The microfinance industry is becoming rocked with a series of scandals, and it appears to be unraveling despite many lenders noble aims.
Tuesday, May 10th, 2011 by By Peter Stone
Master the metrics of small business success
How can you tell if your business is doing well? Benchmark your business, with an eye for some of these key ratios you'll want in your favor.
Tuesday, May 10th, 2011 by By Steve Tarlow
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