Law and Order/Legislation

Overdraft Fee Monster Eats Social Security Income, Too

B of A’s Overdraft Fees Victimize Long-Time Customer
Overdraft fees across the board have attracted the interest of Congress lately. Many have said that the way in which overdraft fees are assessed by banks and credit unions is predatory and dishonest. Charging the same high fee for each infraction – even [...]

This should be considered a deadly weapon, in light of banks' runaway abuse of overdraft fee policies. (Photo: flickr.com)

California Approves Energy Standards for Televisions

Plasma power restrictions in place
Always a trailblazer for green policies, California today approved a policy that will put in place efficiency regulations for televisions. These regulations have become necessary thanks to liquid-crystal display and plasma high-definition TVs, which use more than three times as much power as their old-fashioned counterparts.
Energy [...]

Image from Picasa.

Shots Fired on Ohio’s Payday Loan Battleground

Irresistible Force, Meet Immovable Object
The battle for payday loans in Ohio has been a difficult one for consumers. The recession hit the Ohio workforce harder than most, and the need for emergency short term loans is greater than ever before. Yet the state legislature in their infinite wisdom decided that [...]

Payday loans in Ohio still exist, but the opposition continues to bulk up for the next battle. (Photo: Wikipedia.org)

Shannon Lee Dedrick | Seven month-old Baby Found Under Bed

There’s Never an Excuse
Child cruelty is something I do not take too kindly to. It doesn’t matter who you are or where you come from, placing a child in any type of danger is absolutely intolerable.
Being a responsible parent requires time and mass amounts of love and effort. Of course, [...]

Photo: http://www.flickr.com/photos/wwworks/ / CC BY 2.0

What’s the Best Way to Protect Consumers in Need of Debt Relief?

Should Courts or Executive Branch Agencies Have Final Say?
The recession has forced America to face some of its most deep-seated systematic financial troubles. One thing that has become clear is that unscrupulous mortgage lenders and credit card agencies have dined for far too long upon consumers who largely didn’t understand [...]

President Obama's plans for the Consumer Financial Protection Agency could mean that debt relief is closer than ever for the downtrodden. (Photo: flickr.com)

Unemployment Extension Made Official November 5, 2009

Unemployment benefits extended 13 weeks
The unemployment extension, passed November 5, 2009, was included in a bill with the homebuyer tax credit, and now millions of Americans can continue to collect benefits. The homebuyer tax credit was extended to 2010 in April. The unemployment extension means workers whose unemployment insurance was [...]

Image from Blogspot.

$6,500 Homebuyer Tax Credit Officially Extended to 2010

Homebuyer tax credit 2010 now a reality
Congress today passed a bill that extends the homebuyer tax credit, which was set to expire at the end of this month. Homebuyers who initiate their purchase between now and April 2010 will be able to take advantage of a $6,500 deduction in their [...]

Image from Flickr.

Breckenridge, Colorado, Legalizes Pot | Can They Do That?

Penalties for possession removed
The federal government still states that possession of marijuana is illegal, as does the state of Colorado. However, in the city of Breckenridge, Colorado, people who possess less than an ounce of pot will not face any criminal or civil charges.
Yes, on election day 2009, Breckenridge, Colorado, [...]

No more doctors note needed in Breckenridge, Colorado.

Nicolas Cage Broke? Not Really, He Just Owes People Money

How do you define broke?
All kinds of publications, from trashy tabloids to respected newspapers, are reporting that Nicolas Cage is broke. Maybe they are just using “broke” for space reasons, but I don’t think that’s the right word for what Nicolas Cage is.
Nicolas Cage was bilked out of millions by [...]

Image from Flickr.

Cash Advance Loans Store Robbery Gets Man 10 Years

Repeat offenders treated harshly
It’s true, you can’t be thrown in prison for 10 years for robbing a cash advance loans store. However, the situation is different if you have already served time for robbery before. A man who robbed a payday loan store in Minnesota at gun point has been [...]

Its too bad signs like this arent very effective. Image from Flickr.

PBS Documentary | Century-old Murder Case, Leo Frank Lynching

The Case of Leo Frank
Tonight showcases a very contradicting documentary about the case of Leo Frank, and you won’t need quick cash to see it. The documentary will be aired tonight on PBS.
Leo Frank was a Cornell-educated Jewish industrialist who was lynched in Georgia for the murder of 13-year-old Mary [...]

Leo and Lucille Frank during his trial, 1915 (Photo from Wikimedia.org)

Should Government Limit Bank Overdraft Fees?

Over-the-top overdraft fees
The Associated Press reports that some senior congressional Democrats want to draw up legislation that would limit how much banks can charge customers in overdraft fees. Personally, I have been slapped with $105 in overdraft charges before for transactions that equaled a lot less than that, so I [...]

With this debit transaction cost $35 more than you think?

Former Celtic star Antoine Walker – Broke!

More Money, More Problems
No matter how far you go or how much quick cash you have access to, the importance of the responsible use of money remains the same. The more money you make doesn’t necessarily mean you’re the next Bill Gates. As a matter of fact, the more [...]

image by flickr

French Court Finds Church of Scientology Guilty of Fraud

France fines for fraud
The French government has never recognized the Church of Scientology as a religion. It has always viewed it as a “sect” or simply a commercial operation. Now, after two women filed complaints against the Church of Scientology, the French court has said the Church of Scientology is [...]

Tom Cruise, famous Scientologist. Image from Flickr.

Kinsman, IL | Scene of FBI raid

Minuscule town raided by FBI
insman, Illinois is a sleepy little town with a population just over 100.  It’s about 50 miles southwest of Chicago, and there isn’t much there, not even a gas station or a single cash advance store.  All that’s in the town is a church, a Post [...]

Image from Flickr.com.  Coming to a small town near you!

Sweat Lodge Survivor Speaks | Worst $9,000 Ever Spent?

Will Arthur Ray be accused of murder?
James Arthur Ray a couple of weeks ago charged a few dozen of his followers $9,000 to attend a five-day retreat that culminated in spending couple of hours in a makeshift sweat lodge. Three people died and several others were hospitalized.
A lawyer representing a [...]

Pictured: A sweat lodge in Hawaii. Many cultures have used sweat lodges for centuries, but they are very selective about the materials used. Image from Flickr.

ESPN: Steve Phillips Suspended Over Sex Scandal

ESPN Analyst Steve Phillips Suspended
First it was Letterman, now ESPN MLB analyst Steve Phillips is in the spotlight for the same mischievous deed. Steve Phillips has been suspended for a week by ESPN after reports of an affair he had with a 22-year-old production assistant named Brooke Hundley. Things are [...]

http://www.flickr.com/photos/denharsh/ / CC BY 2.0

SpoofCard: Good for Privacy, Bad for Hacking

Is SpoofCard as harmless as it seems?
SpoofCard is, put simply, a service that allows you to change the phone number that shows up on someone else’s phone when you call. It sells its services under the slogan “Be who you want to be,” and advertises itself as a tool to [...]

Hacking into others' phones? Yep, unfortunately, there's an app for that. Image from Flickr.

Bernard Kerik Back in Jail for Putting Confidential Info Online

Former commissioner on trial for conspiracy
Bernard Kerik knows that committing tax fraud is a no-no. He made that clear in 2004, when he withdrew his name from consideration for Secretary of Homeland Security. At that time, Bernard Kerik admitted that he had committed tax fraud.
Bernard Kerik had employed an illegal [...]

Image of Bernard Kerik from Wikimedia.

Adam Jasinski, ‘Big Brother’ Winner, Accused of Selling Drugs

Did Adam Jasinski invest in oxy?

What would you do if you won $500,000? Would you retire, buy a house, travel the world or invest in oxycodone so you could illegally sell it? Well, prosecutors in the case against “Big Brother 9″ winner Adam Jasinski would have you believe that Jasinski [...]