Financial

New Fed proposal takes aim at excessive debit card swipe fees

The Fed wants to bring swipe fees closer to what it costs banks to process debit card transactions, as required in the financial reform bill.
fed swipe fee limits

Financial Crisis Inquiry Commission Begins to Grill Bankers

The Financial Crisis Inquiry Commission (FCIC) has begun questioning bank CEOs regarding whether they are using bailout funds responsibly.

CARD Act could strip stay-at-home partners of financial identity

The consumer-protection CARD Act is supposed to protect consumers, but some stay-at-home spouses hit snags because they can't prove income.
Credit Card Applications

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Identity thieves see job seekers, children as lucrative targets

Identity thieves, who victimized nearly 11 million credit card holders in 2009, are increasingly targeting more children and job seekers...
idenity theft, victime or perpetrator?

Southwest Airlines Sale | No Dates Near Christmas

Some Southwest Airlines tickets cost only $50, $75 or $100 if you purchase them today through the end Thursday, but you can't fly during the holidays...
Image from Flickr.

Gates and Buffett urge billionaires to give away half their money

Bill Gates and Warren Buffett announced a campaign Wednesday to convince America's billionaires to give away half their money to charity...
Bill Gates on stage at a conference

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Small business hiring big reason for drop in unemployment rate

Small businesses, which have been bearing the lion's share of job creation in the economic recovery, are picking up the pace. Unemployment is dropping.
labor market

Eppicard | Scammers target state payment debit cards

The Eppicard system is used by 19 states to distribute benefits, but phishing scams are coming out. Is the system really safe and effective?
Red ATM machines

The Unparalleled Benefits of Instant Payday Loans

Getting instant payday loans helps you manage the budget of your household without hurting your finances. You should know more about this beneficial option...

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Cash for Clunker Cribs

From August 28 through September 20, Babies R Us and Toys R Us are offering discounts on new products to shoppers who trade in used cribs and other baby gear...
crib

How to prevent taking out a mortgage on a meth house

A home buyer stuck with a meth house can't live in it and usually can't afford meth clean up costs, which can run from $50,000 to $100,000.
meth house

Illinois lawmakers approve largest tax increase in state history

The Illinois tax increase is a 66 percent hike in the state income tax until 2015; this was enacted to reduce a $15 billion budget deficit.
illinois tax increase

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

At final hearing for TARP, critics call bailout program a failure

As TARP ends, the Treasury official in charge of it defended the program, but critics said that it only helped Wall Street, not Main Street.
wall street banks

Low credit scores may exclude millions from economic recovery

More Americans with low credit scores face tougher prospects for finding jobs, getting loans and spending to help U.S. economic recovery...
men sitting on the sidewalk, panhandling with their dogs

Austerity protests sweep across Europe as governments cut budgets

Austerity measures, which cut deficit-financed social programs and public services, drew mobs of protesters in 12 European capitals today.
austerity protests sweep across europe

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Grandmother Almost Uses Installment Loans to Fund Scam

Thieves are taking advantage of the elderly as they dupe them into using credit cards, savings and installment loans to aid fake grandchildren in distress...
Image from Picasa.

Fed wants its money back from bad B of A mortgage bonds

The Fed is leading a group of the biggest U.S. investors in trying to force Bank of America to buy back $47 billion in bad mortgage bonds...
bank of america mortgage lender