Financial
How to find the best credit card
If you're choosing a credit card, understand what's important. Learn how to find the best credit card for your financial situation.
Monday, July 11th, 2011 by By Steve Tarlow
New Hampshire governor vetoes title loan bill
New Hampshire Governor John Lynch vetoed a bill Wednesday that would have allowed title loan lenders to charge 25 percent interest monthly.
Thursday, July 7th, 2011 by By Ron Ford
Renting smart in a landlord market
More people are trying to rent and available rentals are down. Landlords have the upper hand. A renter has to be savvy to get a good deal.
Tuesday, July 5th, 2011 by By Ron Ford
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Tips for staying on budget when the urge gets to be too much
There are simple things you can do to stay on budget and save when cravings to spend more than you should get to be overwhelming.
Friday, July 1st, 2011 by By Ron Ford
Swipe fee cap by Federal Reserve may be higher than planned
The Federal Reserve will announce what it is setting the swipe fee cap at, but it could be higher than 12 cents per transaction.
Tuesday, June 28th, 2011 by By Peter Stone
CFPB considers which non-bank industries to regulate
The Consumer Financial Protection Bureau wants input into which non-bank industries it should regulate, in spite of Republican resistance.
Friday, June 24th, 2011 by By Ron Ford
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
TV pitchman Don Lapre indicted for fraud on 41 charges
TV pitchman Don Lapre has been indicted for multiple fraud charges stemming from his "Greatest Vitamin in the Word" infomercial scheme.
Monday, June 20th, 2011 by By Ron Ford
Advantages of banking with a credit union
Discover some of the more important reasons why credit unions are a more attractive banking option than large commercial banks.
Thursday, June 16th, 2011 by By Steve Tarlow
Installment loan lenders thrive where payday lenders used to
Many states have tried to eliminate payday loan lenders, but it hasn’t eliminated the need for credit from non-bank sources. Some states have new installment loans stores where payday loan stores once existed as other forms of short term credit fill the void.
Virginians frequenting pawn shops and title lenders more
Many states have passed laws intended to closely regulate, if not outright eliminate, payday loan lending. However, such laws don’t eliminate the need or demand for a short term credit product. The state of Virginia passed laws several years ago capping the interest rate on payday loans, which has reduced use [...]
Thursday, June 16th, 2011 by By Peter Stone
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Merchants moving away from debit and credit cards
Merchants are starting to move away from credit and debit cards, as interchange fees charged by banks are making them unpopular.
Wednesday, June 15th, 2011 by By Peter Stone
Tighter regulation urged by Congress for business credit cards
Members of Congress are lobbying the Federal Reserve to regulate business credit cards more like personal credit cards.
Tuesday, June 14th, 2011 by By Peter Stone
Little things that can mar a credit report
Watch out for the little things that can gang up on your credit report and bring down your FICO score.
Tuesday, June 14th, 2011 by By Steve Tarlow
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
United States and Switzerland discuss tax evasion settlement
Swiss authorities are negotiating with U.S. to reach a settlement over Swiss bank secrecy practices long being used to shield tax evasion.
Friday, June 10th, 2011 by By Ron Ford
July deadline looming for ruling on debit card fee cap
An extension for the debit card fee cap has failed to pass the U.S. Senate. The Federal Reserve will rule on a cap on fees in July.
Wednesday, June 8th, 2011 by By Peter Stone
Credit unions enter the payday loan business
Many credit unions are now offering short term, high interest loans similar to payday loans, and the practice is getting mixed reactions.
Friday, June 3rd, 2011 by By Ron Ford
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Nearly 60 percent of parents help support adult children
Nearly 60 percent of U.S. parents are continuing to help support their adult children who are not in school, according to a new survey.
Thursday, June 2nd, 2011 by By Ron Ford
Debt relief and consolidation scams still rampant post-recession
As the number of debt relief or debt settlement companies has grown in the past few years, many companies have proven to be outright scams.
Wednesday, June 1st, 2011 by By Peter Stone
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