Financial

Online credit card scam stole millions, pennies at a time

An online credit card scam using identity theft and fake merchants raked in millions by charging millions of victims pennies at a time.
a photo illustration of online identity theft scams

FICO Announces Damage Guidelines for Credit Mistakes

FICO makes public the effects of common credit mistakes in concrete numbers on individual credit scores...

Federal Minimum Wage and U.S. Labor Laws

Despite the fact that the federal minimum wage is not a living wage for anyone who pays rent, some states such as Colorado want to pay less...
Federal minimum wage

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Utah online payday loans lender busted for Ponzi scheme

A Utah man and his two online payday loans companies have been sued by the SEC for defrauding investors of millions with a Ponzi scheme.
Trial

Tax day: Nearly half of Americans owe nothing

Income tax returns are due today, April 18. Here are some surprising facts about taxes in the U.S. For example, 45 percent don't owe them.
Internal Revenue Service building placard

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Reading between the lines of a hedge fund industry comeback

Billions are pouring into the hedge fund industry, but most firms have yet to reach high water mark and performance numbers may be skewed.
high water mark

Tapping US oil reserves will not lower gas prices, Obama says

Oil industry analysts and the White House administration insist tapping the oil reserve would do little to combat rising gas and oil prices.
tapping oil reserve

Bear market buzz builds as stock market grows more unpredictable

The bear market buzz has been getting louder as recent events scare investors, but while some analysts see a crash, others see a correction.
A grizzly bear in the wild

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

‘Text Haiti to 90999′ campaign a success

The "text Haiti to 90999" campaign has raised a lot of money, despite the fact that modern technology has allowed more than one Haiti earthquake hoax to spread.
earthquake Haiti to 90999

Micro-Loans Can Help Struggling Small Businesses

With banks reducing the number of available loans and becoming more particular about who they lend to, small businesses may want to consider micro-loans...

Consumers Using Payday Loans and Tax Refunds to Pay Bills

A new poll shows that payday loans and tax refunds are being channeled towards necessary bill payment, rather than extras...

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Two Senate Republicans defect to help pass small business bill

A pair of Republican senators not seeking re-election joined Democrats to pass a bill providing credit and tax breaks for small business...

Intrafamily loans, done right, benefit both lenders and borrowers

Intrafamily lending can be a safer investment with a higher return than many investment options currently available.
intrafamily lending return on investment

Claiming unused gift cards: CardHub.com examines state policies

The CardHub.com study evaluated state policies on collecting gift cards as unclaimed property and found two major implications. READ ON >>>>
States' role in claiming unused gift cards.

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Social Security double dip is now too popular for its own good

The Social Security double-dip allowing retirees to return benefits and then start collecting bigger checks at an older age is going away.
a double dip ice cream cone

Personal finance surveys show action lags behind good intentions

Recent surveys show more are Americans planning to get their personal finances in order, but few say they are currently acting on those plans.
get financial house in order