Financial

Facts about extending the Bush tax cuts and the Obama tax plan

The divisive debate on the Bush tax cuts and the Obama tax plan rarely takes a close look at the facts and possible outcomes presented here.
tax forms

Payday Loans and Banks are Targeted by the CRL

The CRL is targeting banks and payday loans to stop bad lending and protect consumers in need of funding.

GOP postures to deny debt ceiling hike despite dire consequences

With the federal government in hock up to its eyeballs, the debt ceiling must be raised soon to prevent further economic catastrophe ...
debt ceiling has government in hock up to its eyeballs

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Credit card hotline is latest issue in consumer bureau fight

The latest fight over the Consumer Financial Protection Bureau involves a credit card hotline that would compile complaints about card companies.
Visa credit card logo

How to Reduce Monthly Variable Expenses

Variable bills are the bills can really hurt your budget, so it makes sense to find ways to reduce them...
You can save money on groceries by switching from name brands to store brands. Image from Flikr.

Letting banks boost shareholder dividends risks another bailout

By green-lighting more shareholder dividends, the Fed has allowed banks to increase leverage, and it could lead to bailout territory again.
leverage equity

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Raising a credit score saves a fortune in a lifetime of borrowing

Raising a credit score will save money on interest payments that can be invested to finance retirement by earning interest, not paying it.
raising credit score resulted in wealthy retirement

March retail sales increase comes with many investor caveats

After being expected to register the first decline since 2009, retail sales surprisingly increased in March, but stiff headwinds lie ahead.
U.S. retailers

Low retail sales, rising consumer confidence calm volatile stocks

Weak retail sales contrasted with a rising consumer confidence report to narrow trading and reduce stock market volatility on Friday.
an electronic trading board at the phillipine stock market

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

CBO: Repeal of health care reform would add billions to deficit

A Congressional Budget Office review of the GOP bill to repeal the health care law concludes it would increase the deficit by $230 billion.
tea party activists

Mortgages becoming very low interest loans

Mortgage rates are lower than they ever have been. Mortgages are becoming some seriously low interest loans, if you can access the credit.
Davis Mansion

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Consumers have legal protection from collection agency harassment

Consumer default during the recession has led to an explosion of collection agencies that use illegal harassment and computerized lawsuits.
man making call with vintage red rotary phone

Keep your credit card limit from being slashed without warning

As banks minimize risk, credit card limits are being cut without warning customers -- a practice that will damage even good credit scores...
an illustration of a meat cleaver chopping credit cards

Ways to save instant cash on leisure activities

There is no reason to pay full price for leisure activities if one does not need to. Learn to cut corners, and the savings can add up fast.
Library Books

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

Retire without social security – what it takes to make it work

Many Americans rely on Social Security to make ends meet in retirement, but if the checks stop coming, what will it take to make it work?
Social security

Auto loan modification could be a good option

You know you can refinance auto loans? In fact, this is a great time to do it. Rates are low, and you can save serious money if you do...
Mercedes