Financial

30-year fixed-rate mortgage tied to demise of Fannie and Freddie

The 30-year fixed-rate mortgage, which only exists because of mortgage insurers Fannie and Freddie, is likely to disappear along with them.
30-year fixed-rate mortgage

The Difference Between Installment Loans and Payday Loans

If you need cash fast -- as in TODAY -- but you need more money than you can pay back with your next paycheck, you can get an installment loan...
Thinking

Rent beginning to rise nationwide as fewer buy homes

As fewer people are able to buy real estate, more people are moving into rental properties. Rent is starting rise nationwide as a result.
Apartments

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

H&R Block stops offering short term loans against tax refunds

H&R Block has been forced out of offering short term loans against tax refunds. The company will try to offer alternatives to refund loans.
One Dollar

Cash today can be difficult to find in the midst of a divorce

After a divorce, tax filing changes and maintaining cash today can be difficult.

New Federal Reserve credit card rules beef up consumer protection

New credit card rules add consumer protections to the 2009 credit card law including penalty fee limits and re-evaluation of interest rates.
The corner of a Visa card.

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Ephren Taylor Shares Tips on Starting a Business

CNN interviewed Ephren Taylor, 27, the youngest-ever African-American CEO of a publicly traded company. He talked about starting his own business at age 12 ...
Ephren Taylor

Seven banks cannot meet capital requirements in Euro stress tests

The Euro stress tests have revealed that after the Greek bailout, seven major European banks can't meet capital requirements of 91 surveyed.
HSBC Bank

Micro-Loans Can Help Struggling Small Businesses

With banks reducing the number of available loans and becoming more particular about who they lend to, small businesses may want to consider micro-loans...

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

Obama spending freeze: Is it doable?

To those who dismiss Obama's spending freeze as impossible, I quote CNN, which points out that this is "a partial, three-year freeze on discretionary spending."
Obama spending freeze

Wedding Cans Update: Pete and Andrea’s saga continues

When I started writing about Wedding Cans, the couple was at about 4 percent of their goal. But after the AP picked up the story, it went international...
Wedding Cans

Payday advance lenders compete for price when allowed

It is claimed that payday advance lenders don't compete for prices. People who maintain this suspicion probably haven't done their homework.
Coal mining

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Office of Financial Literacy tucked away in financial reform bill

The Dodd-Frank financial reform bill aims to promote financial literacy among American consumers to help them stay out of money troubles.
magnifying glass held over dollar symbol

Bad credit loans for car purchases increasing

Two years ago, borrowers with bad credit had a 60 percent chance of getting a car loan. Now their chances are much worse, but improving...
Car lot

U.S. home ownership rates falling as foreclosure crisis deepens

U.S. home ownership rates have fallen to the lowest level in a decade, and millions of Americans are expected to lose their homes in 2011...
us homeownership rate hits the dirt

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

How to Buy Groceries when Pay Day is Far Away

Sometimes it can be tough stretching the grocery budget out until pay day. Following these simple tips can help...
Plan ahead to save money on groceries.

Mississippi Congress stalls on payday loan legislation

The Mississippi state legislature has stalled on passing a bill that would further regulate the payday loan lending industry in the state.
Mississippi Capitol