Financial

Rush Card | Pros and cons of prepaid cards

The Rush Card markets itself as a credit/debit card - but what fees are associated with a Rush card, and are there other options? READ ON...
Visa card

Getting Installment Loans for Bad Credit Has Never Been Easier

It's hard to find the right lender when you're suffering from bad credit. However, getting installment loans for bad credit has never been easier! READ MORE>>>>
An elderly man applying for installment loans for bad credit online.

New Colorado payday lending laws to go into effect

In August, new regulations on payday lending in Colorado will take effect. The new limitations extend terms and reduce rates. READ MORE ...
Colorado

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Credit score can affect insurance rates, court rules

A Michigan supreme court has ruled that using credit scores to determine insurance rates is not discriminatory. READ ON...
Credit

Lower credit scores and tighter lending standards become the norm

A FICO report shows a record number of people in the lowest credit score categories and short-term credit is the only lifeline for millions.
a screen shot of fico.com showing a credit score

Funnyordie.com presidential reunion video : SNL presidents for the CFPA

Funnyordie.com brought together all the SNL presidents in a reunion - for a reason. The video is hilarious - but what is it about? READ MORE...
President Obama

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Trading Day Stocks: The Classic Risk/Reward Scenario

Although accessible, day trading requires hard work and may not be for everyone...

New rule makes Social Security benefits off-limits for garnishing

Social Security benefits are now a little harder to garnish, under new rules passed to make garnishing benefit payments more transparent.
Social Security card

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Banks used free Fed money in financial crisis to profit, not lend

Free money from the Fed intended to boost lending was used to pad bank profits with sweetheart bond deals instead ...
vault at a bank

Banks under SEC antitrust investigation for rate manipulation

The SEC and Justice Department are investigating whether a group of world banks colluded to manipulate the LIBOR interest rate.
A Bank of America branch logo.

Falling credit card debt hurts economy, helps lending industry

Falling credit card debt drags on consumer spending and economic growth, but it helps credit card companies stabilize earnings and losses.
reigning in consumer spending

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Ogden, Utah, caps number of payday lenders

A new city council ordinance in Ogden, Utah, will limit the number of payday lenders that can operate in city limits. What else is required?
Ogden Utah

Insurance Shoppers’ Guide to Savings

Five ways you can save money when shopping for auto insurance...
Image courtesy of All American Auto Insurance

Mortgage Lenders Network USA told loan documents are protected

One sub prime mortgage lender has lost its bid to destroy thousands of original loan documents. This ruling does not apply to all lenders, though.
Documents

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Are You Paying Too Much For Stocks?

Using a small loan to make up for the shortfall because you paid too much for stocks is not very smart. Learn how to protect and grow your money.
If you are a lemming investor, please don't use small loans to finance your lack of creativity. You'll be shocked at how much it can cost you.

New mortgage shopping sheet attempts to simplify and clarify

The CFPB today offers two prototypes of a new disclosure form for mortgage borrowing in an attempt to clarify the process for consumers.
glasses resting on mortgage application