The Black Friday Fever
Black Friday has been the top trend for the past several weeks. Everyone is itching to find great deals offering for Black Friday 2009. Black Friday, which lands on the day after Thanksgiving Day, unofficially kicks off the holiday shopping season. And boy, things are looking hot, [...]
You Can Plan Well and Save Money This Thanksgiving
If you find yourself inhaling the last of the crouton dust after a fruitless search for the elusive meal, you are likely in need of debt relief. I’ve been there before, so I feel your fruitlessness. Now that Thanksgiving has flickered into [...]
Thanksgiving coming up soon
People tend to get very stressed out during the holidays. From mid-November to January, the ringleaders of families or groups of friends often appear tightly wound and overworked. If you’re the one saddled with hosting, planning and making Thanksgiving dinner this year, it doesn’t have to be [...]
NASA finds water on the moon
Yes, NASA is reporting today that it has found water on the moon. How did they do that? Well, to put it in layman’s terms (because that is the only language I speak), they sent a rocket with all kinds of sensory instruments hurtling toward [...]
Best Buy’s Hot Black Friday Deals
Best Buy Black Friday ads can now be found online and it’s definitely causing hype. How would you like an Insignia Blu-ray Disc Player for less than a $100? What about a Dynex 19″ 720p LCD HDTV for less than a $150? Save your [...]
When Traditional Banking Becomes Parasitic
If you’re able to see past the shady origins and history of the Center for Responsible Lending, you’ll see that occasionally they do good work that benefits society. While they’re certainly no friend of the payday loans industry, I find that their recent report on the [...]
Yes, you really can negotiate the cost of medical care
Although many people are not aware of it, the medical industry is one of the few American industries where negotiating the price is not only acceptable, but common. The reason many uninsured or underinsured people are quoted higher prices than insured [...]
Fed Study Shows Payday Loan and Related Outlets Cluster
Payday loans are an inescapable landmark in America’s modern economic landscape. The popularity of the short term loan product has grown significantly since the early 1990s, and it’s no wonder. Giving consumers the ability to absorb financial shocks in the short term [...]
2 dead from tainted beef in New England
The Center for Disease Control has issued warnings for people on the Eastern seaboard to watch out for a large shipment of recalled beef, as up to over a half a million pounds of ground beef have been found to be contaminated with [...]
Profits are in Line With Traditional Lenders, Says Study
Infinite profits earned off the backs of the infinite suffering masses. If you take your news from the multi-colored, sugar-laden toothpaste tube that is the mainstream media, then you believe that the payday loan industry is reaping massive profits while those who [...]
A long wait lies ahead
The ridiculously high national unemployment rate (9.8 percent) has convinced Congress to consider a bill that would allow people to collect unemployment for an additional 13 weeks. However, an unemployment extension of three months might not be long enough for many people.
CNN Money reports that the [...]
Do Race and Ethnicity Restrict Access to Traditional Credit?
You’ve more than likely heard the call to arms “Stimulate the economy!” before. It takes expenditure in order to keep the wheels of commerce flowing. While the current recession has made that difficult – people are still highly unwilling to spend on [...]
Finding the Link between Consumer Attitude and Intent
When a consumer enters into credit counseling, a common element of any program is what’s called the debt management plan (or DMP). In a DMP, the consumer agrees to make a set monthly payment to their credit counseling agency. Those funds are in [...]
IMF Study Presents a Clear Blueprint (in Theory)
The global recession continues to batter our financial shores, and world governments are working non-stop to implement programs designed to restore the financial viability of borrowers and promote debt relief. There are numerous theories regarding just how government should go about assisting populations [...]
Low-interest loans and expert answers
If you’re in the market for a new or used car or wondering if there’s a way to lower your monthly payments on the car you own now, check out the new Car Deal Expert website. It’s a great resource for anyone who owns a car [...]
Payday Loans Profit With Lower Overhead
The payday loan industry continues to fulfill the needs of consumers, particularly during the tight times of the recession. On volume, payday lenders are able to make profits that allow them to continue to operate in the majority of states. Thus, the relationship between consumers [...]
Will our babies end up living to 100?
The idea that babies born today will end up living to 100 is becoming a popular theory as advances in health education and medical care increase life expectancy. The Living to 100 Life Expectancy Calculator at livingto100.com supports the theory that with the [...]
Online retailers offer holiday deals
Retail stores have long awaited, prepared for and depended on Black Friday, the day after Thanksgiving, as a huge day for sales — a day that can single-handedly put them in the black. Of course, the Internet is changing the way people do everything nowadays, including [...]
Educated Consumers Use Payday Loans During the Recession
There currently exists no definitive study of how payday loans are used. Researchers from both sides of the aisle (pro and anti-payday loan interests) are working on it, however. For now, there are studies like “What Do High-Interest Borrowers Do With Their Tax [...]
Why Use Credit Cards When There Are Payday Loans?
Credit cards have proven to be both a useful tool in establishing a credit history and a bane to those consumers who hope to maintain a good credit history. The temptation to “swipe and go” has been actively cultivated by the American [...]