Retirement

Working past retirement is good for your health

Working longer – past the standard retirement age of 65 – is not only better for your budget, but it may improve your health, experts say.
A man seated at his retirement party.

Fewer people financially confident about entering retirement

A recent survey found that workers are feeling less confident that they'll survive financially after retirement, and they're right to worry.
401K

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

More Americans get shortchanged by taking Social Security early

Each year a person waits for Social Security brings a greater risk-free return for retirement than taking the money early and investing it.
taking social security early

Estimates project Social Security will run out of cash by 2037

New estimates by the Congressional Budget Office indicate that Social Security will run deficits until 2037, when it will run out of cash.
Salt Flats

Idea to incorporate savings rate into credit scores wins $50,000

Factoring savings into credit scores won the grand prize in a contest for ideas on how to boost the falling national savings rate to 10 percent.
a savings credit score could increase the U.S. savings rate

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Loophole for quick payday from Social Security closed

The Social Security Administration closed a loophole that benefited only the wealthy with a quick payday and was costing everyone else. ...
Social Security Card

Payday Cash is Not the Only Concern When it Comes to Saving

Just like payday cash is a priority in today's world, so should retirement funding be high on the list of consumer concern.

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Cash Now is being Focused on Paying Down Debt

Cash now is being focused on paying down debt rather than building up retirement savings.

72% of Workers Not Ready to Retire

Today, lots of people over age 60 are saying they’ll never be able to retire. Lots, however, is one thing; seventy-two percent is quite another...

Saving Emergency Money for Retirement Can be hurt by Job Hopping

Saving emergency money for retirement can be more difficult for the new generation of job hoppers.

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Borrowing Money May Be A Reality for Seniors in Nursing Homes

Dipping into savings, borrowing money and relying on family aid are all realities of nursing home residents in today's world.

Understand Your Retirement-Plan Choices

Understanding your options when it comes to retirement plans enables you to make wise investments…

Seniors in Need of Money Now are Worried about Social Security

Retirement age seniors are worried about money now and what Social Security benefits will be available to them...

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Consumers use cash advances as employers take over the 401(k)

The cash advance loan is still a popular option, especially since more and more employers are taking over their worker's 401(k) accounts.

Roth IRA may not be best decision for fast cash in retirement

Some consumers thought converting to a Roth IRA from a traditional one would bring fast cash. Unfortunately, they are now rethinking the decision.