Money Management
Money management is vital in today’s economy. Learn some down to earth tips that may get you ahead.
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SBA running out of low cost loans to businesses

The Small Business Administration has been charged with helping businesses weather the recession, and money is running out. The 7(a) lending program provides loans, personal and large, to small businesses around the country. The program, which was funded by the American Recovery and Reinvestment Act, is currently in a holding pattern, waiting for more money.
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How to finance your home improvement projects

According to Fox Business, Americans are likely to spend more than $121 billion on home improvement in 2010, so knowing how to finance home improvement is important. Here are seven financing options. How to finance home improvement: Seven possibilities Breaking a larger concept down into smaller parts makes it much less daunting; that includes how

New Year’s resolutions can help you find emergency money

Common New Year’s resolutions It’s not that difficult to find emergency money if you are willing to sacrifice. Now that the beginning of the year is here, many people are making New Year’s resolutions. Five of the most common are quitting smoking, exercising, eating healthier, decreasing debt and saving more money for emergencies. These are
A woman worried and stressing out on a phone.

Cash loans up to $1,000: Any credit type welcome

Have you been struggling with your credit? Do you need money fast? You know there isn’t a bank out there who will lend you money. You also know you need to fix that credit problem, so the last thing you want is another late payment on your credit report. Well, you’ve come to the right

Consumers who are Careful with Car Care May Find Quick Cash

Finding quick cash may be as easy as looking to the hefty cost of maintaining a vehicle. In today’s market everyone is looking to save money. Most people suffered during the recession due to the hefty unemployment rate and home-value losses. They had to quickly go through their cash reserves to maintain their budgets and

Payday Cash is Not the Only Concern When it Comes to Saving

Payday cash is a priority with Americans now that the recession is over. In particular, they are focused on saving money for retirement. The recession taught people that credit isn’t a reliable emergency account to rely on in times of trouble. Many credit lenders closed their doors when the recession was at its height, it
IRS refund status

How to check IRS refund status

Checking IRS refund status is easy If it has been more than 72 hours since you electronically filed your taxes, it’s easy to check your IRS refund status. First, make sure you know the exact amount of your refund. Don’t round up or down! Also, have your social security number handy. You’ll also need to
Social Security Card

Loophole for quick payday from Social Security closed

Recently, Congress closed a loophole in Social Security that some people were exploiting for a quick payday. The loophole allowed the well off to get more fast cash out of the system than they would have otherwise. The government was not amused and closed the loophole. Quick payday loophole in Social Security Some people are
An elderly man is receiving dialysis treatment.

Estate tax sends elderly racing for the grave

Provided Congress fails to pass legislation to keep it dead and buried, the estate tax will rise from the grave on New Year’s Day, 2011. According to the Associated Press, this has prompted many elderly estate holders and their heirs to consider desperate measures. U.S. Rep. Cynthia Lummis (R-Wy.) recently stated that a number of
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Will Apple subscriptions give media companies a brighter future?

Apple has announced it will offer subscriptions to digital media and music content through the Apple App Store. Apple subscriptions are an extension of a service Apple launched recently for Rupert Murdoch’s “The Daily,” an iPad newspaper. Most publishers haven’t yet committed to Apple subscriptions because of the company’s restrictions and customary 30 percent cut.
Wedding Cans

Wedding Cans Update: Pete and Andrea’s saga continues

Wedding Cans goal is nigh Do you remember those Pete and Andrea characters I wrote about a couple of weeks ago? They started the Wedding Cans project to raise money for their wedding. Their goal was to recycle 400,000 aluminum cans to pay for their wedding. That gigantic mountain of cans — about five tons
Photo of the corporate logo on a Dollar General storefront.

Dollar General to open 625 new stores, create 6,000 jobs

New jobs during a recession are always good news, and the Goodlettsville, Tenn., company Dollar General Corp. has plans to expand. According to a company press release, Dollar General plans to open 625 new convenience stores across the company’s 35-state operating area, plus three new states: Connecticut, Nevada and New Hampshire. It is estimated that

Tax breaks can provide fast cash for consumers

Finding additional tax deductions In today’s economy, almost everyone is looking for fast cash and using tax deductions may be a solution. The tax laws are always changing and new deductions are brought to the market. Unfortunately, not everyone is aware of them. Here is a list of the deductions that are most overlooked by
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Ryanair faces mutiny after unexpected fee hits passengers

Ryanair is an Irish airline that ends up in international media relatively regularly. Once again, the airline is in the headlines. One flight got delayed by more than three hours late last week when more than 100 students simply refused to comply with staff directions. In Spain, Ryanair is facing judges that are ruling their

Relying on Credit Cards May Be Hurting Kids’ Financial Outlooks

Credit cards and expenses Many children watch their parents live on credit cards. When they need a new item or have a bill, their parents reach for their plastic card and magically they complete the transaction. Relying on credit cards does little to truly teach children about managing money or being financially responsible adults. Here
Close-up of a checkbook register that reflects multiple credit card payments, including one marked “payoff.”

Low CD rates prompt consumers to pay off credit cards

A certificate of deposit is traditionally a worthwhile, low-risk investment. However, CD rates have been so low lately that many consumers have moved their money into more productive financial ventures, reports Bankrate. Paying down debt – particularly credit card debt – has taken center stage. One-year CD rates scraping the bottom According to Bankrate, the