money saving tips

New Year’s resolutions can help you find emergency money

Common New Year’s resolutions It’s not that difficult to find emergency money if you are willing to sacrifice. Now that the beginning of the year is here, many people are making New Year’s resolutions. Five of the most common are quitting smoking, exercising, eating healthier, decreasing debt and saving more money for emergencies. These are

Consumers who are Careful with Car Care May Find Quick Cash

Finding quick cash may be as easy as looking to the hefty cost of maintaining a vehicle. In today’s market everyone is looking to save money. Most people suffered during the recession due to the hefty unemployment rate and home-value losses. They had to quickly go through their cash reserves to maintain their budgets and

Tax breaks can provide fast cash for consumers

Finding additional tax deductions In today’s economy, almost everyone is looking for fast cash and using tax deductions may be a solution. The tax laws are always changing and new deductions are brought to the market. Unfortunately, not everyone is aware of them. Here is a list of the deductions that are most overlooked by

Can going green bring consumers the fast cash they need?

Going green doesn’t have to be life-changing Fast cash is hard to come by, and people looking to go green may think they won’t be able to save themselves and the environment simultaneously. The environment is a top concern these days with the focus on global warming and recycling. Many consumers are laboring under the

Sweeten Your Next Car Deal

Overcoming car dealership pressure Cars, like people, don’t last forever. Everyone finds themselves in the scary position of sitting in front of the sales manager at the local dealership sweating out a deal. The office is hectic and there seems to be information coming from everywhere. That atmosphere is part of the strategy, to distract

Homebuyers Look for Quick Cash by Working with a Good Agent

Finding quick cash can be found with a good agent Potential homebuyers are looking for ways to find quick cash, and having a good real estate agent is the number one way to save. It’s a great time to buy a home, but every first-time homebuyer needs the careful direction of a good real estate
You can save money on groceries by switching from name brands to store brands. Image from Flikr.

How to Reduce Monthly Variable Expenses

Don’t get caught off guard Everyone has some variable expenses in their budgets, and if you are not careful, an unexpectedly large electricity or gas bill can really break your budget. Payday loans can help in this situation, but the secret to staying on top of your budget is to reduce your variable expenses wherever

Avoid Personal Loans and Debt by Staying Healthy

Healthcare Insurance Costs Sky High Healthcare insurance was never cheap to begin with and has always been a strain on personal finances. With the cost of living now on the rise, many people are forced to take out personal loans to meet their expenses, including healthcare insurance. Rather than taking a loan to add to

Emergency money can be found by cutting back on digital services

Bryan Hughes Digital providers post-recession Many people are looking to build up their emergency money funds. They have scoured their budgets looking for that one item that is unnecessarily increasing their monthly expenses. Consumers are finding that a major money drain is their monthly cost for digital services. The recession was a difficult time for
Smiling bride and bridemaids

Money-saving ideas: How to plan a wedding on a budget

Preparing for the “Big Day” doesn’t have to be a painful, expensive ordeal. If you are open to creative ideas and concerned about saving money rather than spending it, you can easily plan a wedding on a small budget and have fun doing it. The following ideas will show you how to plan a wedding
Personal tax filing

Save money by doing your taxes now

There can be a lot of misinformation and fear involved in doing your taxes. However, there are so many incredible opportunities that can help you save money on your taxes. The trick is to find out about them ahead of time. Waiting until the deadline, April 15, removes all your options to save money. So,
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Find Great Deals on Best Buy Black Friday Ads 2009

Best Buy’s Hot Black Friday Deals Best Buy Black Friday ads can now be found online and it’s definitely causing hype. How would you like an Insignia Blu-ray Disc Player for less than a $100? What about a Dynex 19″ 720p LCD HDTV for less than a $150? Save your drools, however, because things are

Consumers In Search of Debt Relief Need to Stop Being Lazy

Consumers and laziness Many consumers today are looking for debt relief. Without knowing it, however, they have the solutions to many of their problems right in front of them. Due to the recession, now is not the time to be lazy about change or being proactive. Here are some things that need to be addressed
Shopping list.

Holiday money saving ideas 2010 | Budget, bargain and shop

‘Tis the season to shop. Everyone can agree that the holidays are definitely the best time to go out and save a bunch of money on items you’ve always wanted. However, it is also a time of hardship, as most people are either unemployed or wait until the last minute to put together a holiday
airfare pricing trends

Find cheap airline tickets with vigilance, technology and luck

To find cheap airline tickets, it’s best to study airfare pricing trends, do your homework and remain vigilant. Airlines offer a certain percentage of seats at a discount to fill planes, but they don’t want to make it too easy. Because airfares are in a constant state of flux, finding cheap airline tickets takes timing
Man with computer

Payday Loans are Less Expensive than Bank Overdraft Fees

Why big banks don’t like payday loans I just can’t stop kicking myself. First, I got slammed with $105 in bank overdraft fees. I am still recovering from it. Then, I came across this story in The Huffington Post that says banks made $24 billion from overdraft fees last year. That’s Billion. With a B. In
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Black Friday 2009: Sears Black Friday Now

Sears – Black Friday Deals Before Black Friday 2009! I am so looking forward to Black Friday 2009. I’ve been waiting all year for this day to come and boy, with all the hot deals I’ve discovered, I’m afraid I might need an installment loan if I don’t reach my Black Friday budget goal. One